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Senior Manager-Operational Risk Management

Plano 5 (31065), United States of America, Plano, Texas Risk Manager (Auto Finance) As a Risk Manager within the Financial Services’ Business Risk Office, you will work with a team of high performing risk management professionals charged with designing, managing, and improving the end-to-end Manage My Risks internal customer experience. Additionally, you will influence the strategic direction and deliver against that strategy for some of the most critical components of that experience with focus on requirement change and applicability, organizational change management, and controls.In this role, not only will you lean into your analytical and problem solving skills by developing and deploying innovative solutions to mitigate risks to the Company, but you will also grow your strategic and influencing skills as you create and implement process strategies and solutions that enable the Company to perfect its risk ecosystem and win in the market. You will help create order and sense out of complexity and enable confident, data-inspired risk decision making.In this role, you will thrive in a cross-functional and collaborative environment that values unique perspectives, rewards innovation, and challenges the status quo. As an integral member of the team, you will have a high level of exposure across the division and partner closely with senior business and risk office leaders, technology, compliance, legal, and operational risk.In your role, you will:• Design and implement smart, sustainable, and scalable solutions to customer problems and bring key customer benefits to life while promoting an environment where innovation and agile-learning are expected for success;• Partner with product and data teams to develop and implement systems and tools that drive real-time risk insights and remove friction from processes;• Ensure flawless implementation and execution of enterprise policy, standard, and program requirements;• Develop a deep understanding of Enterprise Risk Management strategies, products, services, and Enterprise risk profile and engage with Enterprise partners to influence Enterprise Risk Management intent as a divisional thought leader;• Analyze risk data and signals to proactively identify risks and trends and provide insights that support internal customers and risk office leadership in decision-making;• Ensure independent escalation of risk management gaps, issues, and concerns, including emerging risks and regulatory focus areas.Qualities of a Successful Candidate:• Curious and Analytical - You ask why, explore possibilities, and bring your unique perspective to the table. You are comfortable with ambiguity and are a truth seeker. You make it your business to master the data and signals to drive innovative solutions that are grounded in evidence.• Discerning and Deliberative - You are careful and methodical, navigate uncertainty and risks expertly, and have a knack for steering the team away from impulsive or ill-informed decisions.• Action-Oriented and Results-Driven - You have a desire to take action, try new things, and sometimes fail. Roadblocks won’t set you back, because you’ll stay focused on your goals. You’re organized, are up for juggling multiple deliverables, and prioritize your work while keeping the customer at the forefront of everything you do.• Up for a Challenge and Fungible - Big, undefined, unfamiliar, and complex problems will be exciting for you as you work to identify well-rounded solutions. You have an insatiable appetite for learning, and are constantly seeking out new challenges.• Passionate and Customer-Focused - You are customer obsessed. You make it your business to understand their needs and their goals and are not satisfied with anything less than an exceptional customer experience.• Communicative and Influential - You communicate complex ideas concisely and convincingly. You adjust your communication to your audience and are comfortable with presenting to executive leadership.• Collaborative and Team-Oriented - You value diverse perspectives and seek insights from others. You bring energy to the group and rally them around a common goal.Basic Qualifications:• High School Diploma, GED, Equivalent Certification• At least 4 years of experience in Financial Services or Risk Management• At least 4 years of experience supporting internal business clients• At least 2 years of experience in Project, Process, or Program managementPreferred Qualifications:• Bachelor's Degree or Military Experience• 5+ years experience in Financial Services or Risk Management• 4+ years of experience leading cross functional teams• 4+ years of experience with Financial Analysis, Econometrics, or Statistics• Risk Certifications (CRCM, CAMS, CIPP, ABA Risk Management Certification)• Process Management Certification (Lean Six Sigma)• PMP Certification or Masters Certificate of Project Management (CPM)At this time, Capital One will not sponsor a new applicant for employment authorization for this position.Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.This role is expected to accept applications for a minimum of 5 business days.No agencies please. Capital One is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to sex (including pregnancy, childbirth or related medical conditions), race, color, age, national origin, religion, disability, genetic information, marital status, sexual orientation, gender identity, gender reassignment, citizenship, immigration status, protected veteran status, or any other basis prohibited under applicable federal, state or local law. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.comCapital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).
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What You Should Know About Senior Manager-Operational Risk Management, American Express

As a Senior Manager in Operational Risk Management at Capital One in Sandy, UT, you’ll dive deep into the world of risk and strategy, where your leadership will shine. Imagine being part of a team that designs, manages, and improves customer experiences while balancing risk and innovation. Your analytical and problem-solving skills will be crucial in crafting sustainable solutions that not only mitigate risks but also enhance operational excellence. Collaborating with cross-functional teams, you'll implement systems that provide real-time insights and streamline processes, helping the company to make informed, data-driven decisions. You'll play a key role in developing risk management strategies, influencing policy, and creating practices that position Capital One as a leader in the market. We want someone who is not just experienced, but curious, passionate about customer experience, and ready to tackle complex challenges head-on. Your ability to communicate effectively and influence diverse groups will be invaluable. If you’re ready to take on this exciting challenge, work in a collaborative environment, and make a meaningful impact on the risk management landscape, we’d love to see what you can bring to the table.

Frequently Asked Questions (FAQs) for Senior Manager-Operational Risk Management Role at American Express
What are the responsibilities of a Senior Manager in Operational Risk Management at Capital One?

As a Senior Manager in Operational Risk Management at Capital One, you will design and implement innovative solutions to enhance risk decision-making across the organization. Your responsibilities will include analyzing risk data, ensuring policy compliance, and developing risk management strategies that align with the company’s goals. You'll collaborate with various teams to create scalable tools that provide real-time insights and further improve customer experiences.

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What qualifications are needed to apply for the Senior Manager position at Capital One?

To be considered for the Senior Manager in Operational Risk Management position at Capital One, a High School Diploma is a basic requirement, along with at least 4 years of experience in financial services or risk management. Preferred qualifications include a Bachelor's Degree, experience leading cross-functional teams, and relevant risk certifications such as CRCM or CAMS. Skills in financial analysis and project management are also beneficial.

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What is the work environment like for a Senior Manager in Operational Risk Management at Capital One?

The work environment for a Senior Manager in Operational Risk Management at Capital One is dynamic and collaborative. You'll thrive in a culture that encourages diverse perspectives and values innovation. As part of a high-performing team, you’ll engage with senior leaders and various departments, providing you with a fulfilling and interactive workplace that promotes growth and learning.

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How does Capital One support career development for Senior Managers in Operational Risk Management?

Capital One is committed to the career development of their employees, including Senior Managers in Operational Risk Management. Employees have access to various training programs, mentorship opportunities, and professional development resources that enable them to refine their skills and grow their careers, ensuring continuous learning and ongoing success within the organization.

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What is the expected salary for a Senior Manager in Operational Risk Management at Capital One?

While salary can depend on experience and specific skills, the expected salary for a Senior Manager in Operational Risk Management at Capital One is competitive within the financial services industry. Alongside a solid salary package, Capital One offers comprehensive benefits that support your overall well-being and professional growth.

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Common Interview Questions for Senior Manager-Operational Risk Management
Can you describe your experience in designing and implementing risk management strategies?

When asked about your experience with risk management strategies, focus on specific projects where you identified risks, developed strategies, and successfully implemented solutions. Share the outcomes of your efforts, including how your strategies improved risk awareness or reduced potential losses.

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How do you stay informed about emerging risks in the financial sector?

To answer this question, mention specific resources you follow, such as industry newsletters, regulations, and networking with professionals in risk management. Explain how you analyze this information to identify potential risks and adapt your strategies accordingly.

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What methodologies do you use for risk analysis?

Discuss the analytical tools or frameworks you’re familiar with, such as qualitative or quantitative methods, and any specific software you’ve used. Explain how you apply these methodologies to assess risk profiles and guide decision-making.

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Can you give an example of a time you influenced a key decision within a team?

Provide a clear example where your analysis led to a major decision. Explain your thought process, how you communicated your insights, and the impact your influence had on the team's outcomes.

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How do you handle regulatory changes that impact risk management processes?

When answering this, discuss how you track regulatory updates and adapt internal procedures accordingly. Provide an example if possible, emphasizing your proactive approach to compliance and communication with relevant teams.

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What role does communication play in your approach to risk management?

Highlight the importance of effective communication in risk management, especially when conveying complex information to diverse audiences. Discuss how you tailor your communication style and tools to ensure clarity and collaboration.

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How do you prioritize multiple risk management projects?

Discuss your framework for prioritizing projects, which may involve assessing risk severity, potential impact, and resource allocation. Provide an example of how you've successfully navigated competing priorities in the past.

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Describe a complex problem you solved in your previous role.

Outline a specific challenge, your thought process, the steps you took to tackle the problem, and the positive results that followed. Emphasize your analytical and creative problem-solving skills.

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What strategies do you use to foster collaboration within your team?

Discuss specific team-building activities or communication strategies you've implemented to promote teamwork. Highlight how these strategies led to improved collaboration and outcomes.

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How would you assess the effectiveness of a risk management program?

Explain the key performance indicators you would track to evaluate the effectiveness of a risk management program, such as incident report analysis, compliance rates, and stakeholder feedback. Tailor your answer to show your analytical mindset.

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American Express is a multinational financial services corporation and global leader in providing personal, small business, and corporate credit cards.

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BADGES
Badge Family FriendlyBadge Office VibesBadge Work&Life BalanceBadge Rapid Growth
CULTURE VALUES
Inclusive & Diverse
Empathetic
Collaboration over Competition
Growth & Learning
Transparent & Candid
BENEFITS & PERKS
Medical Insurance
Dental Insurance
Mental Health Resources
Life insurance
Disability Insurance
Child Care stipend
Employee Resource Groups
Learning & Development
FUNDING
SENIORITY LEVEL REQUIREMENT
TEAM SIZE
EMPLOYMENT TYPE
Full-time, on-site
DATE POSTED
December 14, 2024

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