UNAVAILABLE

As an Underwriter at AmTrust Financial Services, your primary responsibilities include writing and retaining a profitable book of business through thorough risk analysis and pricing. You'll also be in charge of underwriting new business, handling endorsements, and ensuring compliance with state filings. Collaborating with your territory team and maintaining strong relationships with agency partners will be key aspects of your role.

To qualify for the Underwriter position at AmTrust Financial Services, you'll need a Bachelor’s degree and a minimum of 1 year of experience in a Commercial Lines multiline underwriting role. This includes expertise in workers compensation, as well as knowledge of property and casualty underwriting procedures, products, and pricing practices. Strong analytical and communication skills are essential for success in this position.

At AmTrust Financial Services, diversity and inclusion are integral to our culture. In the Underwriter role, we embrace differences in race, ethnicity, gender, sexual orientation, culture, religion, and disabilities. We value the unique perspectives that our employees bring, believing that this diversity enhances creativity and innovation, ultimately providing us with a competitive advantage in the marketplace.

AmTrust Financial Services is committed to the career growth of its employees, including Underwriters. We offer a range of development programs that help you acquire new skills, leadership opportunities, and mentorship from experienced professionals within the organization. By excelling in your role and contributing positively to your team, you can advance your career and explore new avenues within the company.

As an Underwriter at AmTrust Financial Services, you can expect a competitive compensation package that includes comprehensive benefits such as medical and dental plans, life insurance for eligible spouses and children, flexible spending accounts, 401k savings plans, and paid time off. We believe in supporting our employees’ well-being, both professionally and personally.

When answering this question, focus on specific situations from your previous experience where you successfully analyzed risks. Highlight your analytical skills, how you evaluated policies, and the outcome of your decisions. Show that you understand the importance of balancing risk and profitability.

Prepare by discussing an example where you had to navigate a challenging conversation. Emphasize your communication skills, your approach to finding common ground, and the resolution you achieved. This showcases your professionalism and ability to maintain strong relationships.

Your answer should include a mix of professional development strategies, such as attending industry events, networking with peers, and following relevant publications or online communities. This demonstrates your commitment to staying informed and proactive in your role.

Talk about your organizational skills and how you use tools or methodologies, like task lists or prioritization frameworks, to manage your workload. Give specific examples to illustrate your ability to meet deadlines and ensure quality.

Share your motivation sources, whether they are personal ambitions, the satisfaction of helping clients, or the thrill of achieving business goals. Tailor your response to show how your motivation aligns with AmTrust Financial Services' values.

Choose a specific example where teamwork led to a successful outcome. Discuss your role, how you contributed to the team’s objectives, and what you learned from the experience. This reflects your collaborative spirit and adaptability.

Highlight your direct experience with workers compensation underwriting, including any specific challenges you met and how you overcame them. Discuss your understanding of relevant regulations and the impact it has on your underwriting decisions.

Your response should outline your methodical approach to staying compliant. Discuss familiarizing yourself with the guidelines, training you have undergone, and how you regularly audit your work to ensure adherence, which reflects your integrity and responsibility.

Discuss your approach to clear and transparent communication. Emphasize the importance of listening to their needs and providing thorough explanations, as well as your commitment to ensuring they feel valued and understood.

Talk about the metrics or analytics you use to measure profitability, such as loss ratios or retention rates. Provide examples of how you’ve adjusted your strategies based on your assessments to maintain profitable growth.