Job details

Underwriter

A career at Auto-Owners is challenging and rewarding. Our group of caring associates create financial security by helping individuals and businesses make a new start when a loss occurs.Job DescriptionWe offer a merit-based work-from-home program based on job responsibilities. After initial training in-person, this specific role could have the flexibility to work from home up to 3 days per week.Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute the underwriting decision-making process according to Company underwriting philosophy. This job includes training and development through completion of the Company’s underwriter training program for the assigned line of insurance and requires the person to:• Learn various insurance coverages and contracts along with company philosophy and procedures, in order to make underwriting decisions• Read, interpret, and react to documents such as policies, manuals, forms, and endorsements to understand their meaning and use• Assemble information, develop opinions, and clearly express decisions using sound reasoning and judgment• Analyze loss experience, financial conditions and physical characteristics of risks• Acquire a working knowledge of supporting sections of the underwriting department• Effectively communicate with independent agents and other associates through verbal and/or written means• Participate in and successfully complete the Company underwriter training programDesired Skills & Experience• Bachelor’s degree or direct equivalent experience with property/casualty underwriting• Ability to organize data, multi-task and make decisions independently• Above average communication skills (written and verbal)• Ability to write reports and compose correspondence• Ability to resolve complex issues• Continually develop product knowledge through participation in approved educational programsBenefitsAuto-Owners offers a wide range of career opportunities, and we are seeking talent that will help us continue our long tradition of success. We offer a friendly work environment, structured training program, employee mentoring and an excellent compensation/benefits package. Along with a competitive base salary, matched 401(k), fully-funded pension plan (once vested), and bonus programs, Auto-Owners also provides generous paid time off including holidays, vacation days, personal time, and sick leave. If you're looking to do rewarding work alongside great people, Auto-Owners is the place for you!Equal Employment OpportunityAuto-Owners Insurance is an equal opportunity employer. The Company hires, transfers, and promotes on the basis of ability, without consideration of disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation, gender identity or national origin, or any factor contrary to federal, state or local law.• Please note that the ability to work in the U.S. without current or future sponsorship is a requirement.

Average salary estimate

$60000 / YEARLY (est.)

min

max

$50000K

$70000K

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What You Should Know About Underwriter, Auto-Owners Insurance

Are you ready to kick-start your career in insurance? Auto-Owners Insurance, a top-rated insurance carrier, is on the lookout for a motivated Underwriter Trainee to join our team in Draper, UT. This isn’t just another job; it's a chance to embark on a fulfilling path where you’ll make a real difference in people's lives by helping them secure their financial future after a loss. This role combines rigorous training and hands-on learning as you dive into the underwriting decision-making process following our company's philosophy. You’ll get to learn about various insurance coverages, interpret complex documents, and analyze financial conditions—all while being supported by a team of caring associates. We believe in a merit-based work-from-home program, allowing you flexibility with up to three days of remote work once you gain some experience. If you enjoy digging deep into data, communicating with agents, and making impactful decisions, this job is perfect for you. Plus, we value your growth and development through our comprehensive training programs. Along with a competitive salary, you’ll enjoy a robust benefits package, including retirement plans, generous paid time off, and a warm, friendly workplace. If you want to work where your contributions matter and you can thrive alongside passionate professionals, then Auto-Owners is the place to be! Don't miss out on this chance to join our dynamic team—a place where you can truly grow your career and make a positive impact in the world of underwriting.

Frequently Asked Questions (FAQs) for Underwriter Role at Auto-Owners Insurance

What are the responsibilities of an Underwriter at Auto-Owners Insurance?

As an Underwriter at Auto-Owners Insurance, you'll be responsible for applying insurance coverage, rules, and guidelines to make informed underwriting decisions. This dynamic role involves learning various insurance coverages and contracts, reading and interpreting important documents, analyzing loss experiences and financial data, and communicating effectively with independent agents.