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Risk and Operations Junior Analyst

The Credit Maintenance Analyst is an entry level position responsible for capturing and recording data related to credit exposure, obligors and facilities in relevant credit systems in coordination with the Operations - Services team. The overall objective of this role is to maintain data quality in credit systems, monitor credit exposure and adhere to overall credit policies.

Responsibilities:

  • Process incoming credit requests reviewing for completeness/accuracy, and convert to concise, accurately recorded credit facilities
  • Analyze/evaluate credit reports as well as coordinate and follow up on actions plans, implementations, and related defects
  • Maintain an executive document to track all request, changes, and action plans performed on credit reports
  • Prepare weekly and monthly audit reports and contribute to achieving acceptable audit ratings
  • Prepare portfolio and related credit information for internal and external auditors
  • Make evaluative judgements based on the analysis of factual information
  • Resolve problems by identifying and selecting solutions through the application of acquired technical experience and guided by precedence
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

  • Relevant experience required
  • Experience in credit operations or similar position
  • Knowledge of the processes, procedures and systems
  • Proficient computer skills with a focus on Microsoft Office, Microsoft Project, and Windows domain
  • Ability to work in a team-oriented environment

Education:

  • Bachelor’s degree/University degree or equivalent experience

We offer:

By joining Citi Solutions Center Poland, you will not only be part of a business casual workplace with a hybrid working model (up to 2 days working at home per week), but also receive a competitive base salary (which is annually reviewed) and enjoy a whole host of additional benefits such as:

  • By joining Citi Solutions Center Poland, you will not only be part of a business casual workplace with a hybrid working model (up to 2 days working at home per week), but also receive a competitive base salary (which is annually reviewed) and enjoy a whole host of additional benefits such as
  • Competitive salary; annual salary review; annual performance bonus
  • A challenging work environment where you can collaborate with global teams to contribute to critical banking applications
  • A great environment for learning new technology and tools, online and instructor led training opportunities
  • Opportunity to work remotely
  • Social benefits (e.g. private healthcare care, Benefit System, life insurance)
  • Working in a friendly, dynamic and multinational environment
  • Opportunity to have an influence on the way you perform your tasks - our teams are constantly looking for new and better ways and we encourage all improvement ideas

Alongside these benefits Citi is committed to ensuring our workplace is where everyone feels comfortable coming to work as their whole self every day. We want the best talent around the world to be energized to join us, motivated to stay, and empowered to thrive.

Sounds like Citi has everything you need? Then apply to discover the true extent of your capabilities.

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Job Family Group:

Operations - Services

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Job Family:

Credit Maintenance

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Time Type:

Full time

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Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View the "EEO is the Law" poster. View the EEO is the Law Supplement.

View the EEO Policy Statement.

View the Pay Transparency Posting

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Average salary estimate

$50000 / YEARLY (est.)
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$40000K
$60000K

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What You Should Know About Risk and Operations Junior Analyst, Citi

Are you ready to jumpstart your career as a Risk and Operations Junior Analyst at Citi Solutions Center in Warsaw, Poland? This entry-level opportunity is perfect for those looking to dive into the world of credit operations and data management! As a key member of our Operations - Services team, you will be responsible for capturing and recording data about credit exposure, obligors, and facilities within our systems. Your attention to detail will help us maintain high data quality and adhere to credit policies. You'll get to process incoming credit requests, analyze credit reports, and track all necessary actions with precision. In this dynamic role, you'll prepare audit reports and support both internal and external audits, while developing your analytical skills. Plus, you’ll be making important decisions to protect the reputation and assets of Citi. Your educational background and any relevant experience will give you a head start. We foster a collaborative environment with opportunities for learning and growth in new technologies and tools. So, whether you're fresh out of university or have a bit of experience under your belt, if you crave a challenging yet rewarding space to evolve your career, this is the role for you. Join us at Citi and let’s shape the future of banking together!

Frequently Asked Questions (FAQs) for Risk and Operations Junior Analyst Role at Citi
What are the main responsibilities of a Risk and Operations Junior Analyst at Citi?

As a Risk and Operations Junior Analyst at Citi, you will be responsible for processing credit requests, evaluating credit reports, maintaining accurate data in credit systems, preparing audit reports, and assessing risks in business decisions. Your role is crucial in ensuring compliance with credit policies and serving as a support to the Operations - Services team.

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What qualifications do I need to apply for the Risk and Operations Junior Analyst position at Citi?

To qualify for the Risk and Operations Junior Analyst position at Citi, candidates should possess a Bachelor’s degree or equivalent experience, ideally in fields related to finance or operations. Relevant experience in credit operations is preferred, along with proficiency in Microsoft Office and related systems.

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How can I succeed in the Risk and Operations Junior Analyst role at Citi?

To thrive as a Risk and Operations Junior Analyst at Citi, focus on developing your analytical skills, attention to detail, and understanding of credit operations and compliance policies. Effective teamwork and communication are vital, as you'll collaborate with various teams. Additionally, mastering technical tools will enhance your ability to deliver quality work.

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What kind of work environment can I expect as a Risk and Operations Junior Analyst at Citi?

At Citi, you can expect a friendly, dynamic, and inclusive work environment. We advocate for a business casual atmosphere and provide a hybrid working model, allowing flexibility with remote work. You'll also have the opportunity to collaborate with global teams and contribute to critical banking applications.

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What benefits does Citi offer to Risk and Operations Junior Analysts?

Citi offers an attractive benefits package for Risk and Operations Junior Analysts, including a competitive salary with annual reviews, performance bonuses, and comprehensive social benefits like private healthcare and life insurance. You will also enjoy training opportunities and the chance to influence process improvements.

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Common Interview Questions for Risk and Operations Junior Analyst
Can you explain the credit process and its importance in your role as a Risk and Operations Junior Analyst?

In response to this question, outline how credit processes help in assessing risk and maintaining compliance. Highlight your understanding of credit requests, evaluations, and maintaining data integrity, emphasizing the direct impact these processes have on overall operational success.

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What strategies would you employ to ensure data quality in credit systems?

Share specific techniques such as regular audits, attention to detail during data entry, and cross-verifying information with relevant reports. Emphasize your commitment to maintaining high data quality as a safeguard against errors and compliance issues.

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How do you prioritize tasks when processing multiple credit requests?

Discuss your organizational skills and how you manage deadlines by assessing the urgency and complexity of each request. Provide an example where you successfully met tight deadlines by prioritizing tasks effectively.

Join Rise to see the full answer
Describe a time you resolved a problem in a previous role; how did you approach it?

Illustrate a scenario where you identified an issue, evaluated possible solutions, and implemented a fix. Focus on your analytical and critical thinking能力, showing how you approached the problem systematically.

Join Rise to see the full answer
In what ways do you ensure compliance with credit policies?

Talk about your familiarity with credit policies and how you ensure adherence by staying updated on industry regulations. Mention proactive measures you would take to educate yourself and your team while implementing best practices.

Join Rise to see the full answer
What role does teamwork play in the position of Risk and Operations Junior Analyst?

Highlight the importance of collaboration in achieving effective credit operations. Discuss how open communication, sharing knowledge, and support within the team can enhance productivity and problem-solving.

Join Rise to see the full answer
How would you handle feedback on your work, particularly regarding credit data accuracy?

Share your positive approach to feedback by expressing the importance of learning from it. Discuss how you would appreciate constructive criticism and strive to understand areas for improvement in maintaining data accuracy.

Join Rise to see the full answer
What tools and software are you proficient with that are relevant to this role?

Mention your proficiency with Microsoft Office and any specific tools like credit management systems or data analysis software. Be sure to relate how these skills will support you in your core duties as a Risk and Operations Junior Analyst.

Join Rise to see the full answer
How do you stay current on changes in credit regulations and practices?

Explain your proactive approach to staying informed, such as subscribing to industry news, attending workshops, or participating in professional organizations. Illustrate that your commitment to continuous learning will benefit your role at Citi.

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What do you find most challenging about working with credit data?

Reflect on common challenges such as managing large datasets or ensuring accuracy, and discuss strategies you've developed to address these issues. Share your determination to adapt and improve processes for better data management.

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Citi’s mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. Our core activities are safeguarding assets, lending money, making payments and accessing the capi...

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Inclusive & Diverse
Rise from Within
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EMPLOYMENT TYPE
Full-time, hybrid
DATE POSTED
April 13, 2025

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