Credit Portfolio Manager - Commercial Banking

DescriptionThe Credit Portfolio Manager I is a vital member of the Community Credit Management team, providing underwriting and portfolio management for new and existing credit opportunities within the North & Central Florida Community Banking sector. This role focuses primarily on C&I relationships, Investment Commercial Real Estate, and Not-for-profit organizations. The Credit Portfolio Manager I will gather essential financial and business information regarding customer loan requests, perform necessary financial analyses, and contribute to the group loan decision-making process based on credit risk evaluation.Company Culture and EnvironmentTD Securities fosters a growth-oriented, people-focused, and community-minded work culture. The organization emphasizes collaboration, professional development, and the importance of building strong relationships with clients and within the team.Career Growth and Development OpportunitiesThe role offers opportunities for skill development and career advancement through regular development conversations, training programs, and mentoring initiatives. Employees can explore various career paths within the organization.Detailed Benefits and Perks• Competitive base salary and variable compensation opportunities.• Comprehensive health and well-being benefits.• Paid time off, including Vacation PTO, Flex PTO, and Holiday PTO.• Banking benefits and discounts.• Career development resources and recognition programs.Compensation and Benefits• Base salary range: \(86,840 - \)130,000 USD.• Opportunities for progression in salary based on experience and performance.• TD is committed to fair and equitable compensation practices.Why you should apply for this position todayThis role presents a unique opportunity to contribute to the financial success of clients while driving personal and professional growth within a supportive and dynamic environment.Skills• Strong understanding of commercial business development techniques.• Proficient in credit and financial analysis.• Excellent negotiation and communication skills, both verbal and written.• Strong market presence with a wide network of referral sources.• Demonstrated ability to handle complex deals and provide analytical support.Responsibilities• Gather financial information and perform analyses for loan requests.• Provide input to group loan decision processes based on credit evaluations.• Manage credit activities to ensure quality and consistency in underwriting.• Lead or create credit-related initiatives and support the commercial banking team.• Perform periodic inspections and audits of customer accounts.• Coordinate with Account and Relationship Managers for credit investigations.Qualifications• 5+ years of related experience.• Bachelor’s degree or equivalent experience.• Proven track record in business development and credit decision-making.• Strong analytical and problem-solving skills.Education Requirements• Bachelor’s degree in Finance, Business Administration, or related field.Education Requirements Credential Category• Bachelor’s degree or equivalent experience.Experience Requirements• Minimum 5 years of experience in credit management or related field.• Proven experience in handling commercial loan portfolios and underwriting.Why work in Orlando, FLOrlando is known for its vibrant culture, entertainment options, and a strong economy. The city offers a unique blend of professional opportunities, a warm climate, and a variety of recreational activities that promote a balanced lifestyle. Orlando’s thriving community and robust job market make it an attractive location for both personal and professional growth.