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Member Service Representative or Senior - Erie, CO

Company Description

Ent Credit Union exists to improve the financial quality of life of the people we serve. This mission drives us every day, but we are more than our mission. We're also individuals using our unique abilities to make our organization, and the communities we serve, better than they were yesterday. We're a not-for-profit that puts people above profits and actively invests in our community. Our rapidly growing team is expanding our reach to serve more people throughout Colorado. To spread our mission far and wide, we need people like you. If you're interested in a paycheck with a purpose, apply with us today. Our people make the difference, and we truly believe you are our greatest asset.

Job Description

The primary purpose of this position is to provide superior member service; driving member satisfaction and retention by helping members take full advantage of Ent's full range of products and services. This is accomplished through accurate and professional member transactions, enhanced member awareness of existing products and services, and timely product or service referrals. Additionally responsible to understand and comply with credit union policies and procedures, as well as financial regulations to include BSA (Bank Secrecy Act) and CFPB (Consumer Financial Protection Bureau). The Member Service Representative must excel in service, quality communication, product knowledge, and accuracy while meeting all service, performance and safety standards.

Essential Functions

  • Providing quality member service through accurate and professional face to face member transactions to include new member account creation, account file and card file maintenance, and basic Service Center Control Manual procedures.
  • Accountable for meeting member needs through maintaining a strong knowledge of products and services available to members, regularly providing referrals to such products and services in all areas including, but not limited to lending, investments, electronic banking, wealth management, and business banking.
  • Responsible for complying with safety and service standards defined in the Credit Union's Policies and Procedures documents, as well as financial regulations to include, but not limited to, BSA (Bank Secrecy Act) and CFPB (Consumer Financial Protection Bureau).
  • Responsible for meeting job training requirements.
  • Responsible for maintaining a cash drawer following procedures defined in the Credit Union's Cash Control Policy.
  • Bank Secrecy Act: Remains cognizant of and adheres to Ent policies and procedures, and regulations pertaining to the Bank Secrecy Act.

Qualifications

Minimum Formal Qualifications for this Position

Member Service Representative:

  • High School Diploma/G.E.D. or Equivalent.
  • 6+ months of customer service and cash handling experience, required.
  • Sales experience. preferred.

Member Service Representative Senior:

  • High School Diploma/G.E.D. or Equivalent.
  • Member Relationship, Customer Service and New Account, or equivalent training.
  • 1+ years' customer service, sales, or other related experience required
  • 1+ years' financial institution experience, required.
  • 6+ months of cash handling required.


Each year of relevant work experience may be exchanged for a year in a relevant degree program or vice versa. For example, a requirement of a bachelor's degree in accounting and 2+ years of account experience could be substituted for a high school diploma and 6 years of relevant accounting work experience or a master's degree in accounting and 0 years of work experience.


Technical or Specialized Knowledge/Skills:

  • Enthusiastic attitude regarding helping our community.
  • Strong emphasis on member service and offering appropriate cross-sell / upsell opportunities to the member.
  • Strong attention to detail and accuracy of all transactions is of critical importance.
  • Professional and courteous communication skills are of critical importance.
  • Proficient in basic math (addition, subtraction, multiplication, and division).
  • Comfortable handling physical money with a high level of accuracy with members directly.
  • Exposure to Microsoft Outlook and web based transactional systems to complete day to day member requests.
  • Able to use 10-Key by touch is preferred.


Certifications Required:

  • None

Environmental, Physical and Psychological Requirements

  • Standing - Occasionally
  • Walking - Occasionally
  • Sitting - Frequently
  • Lifting - Rarely (40 Lbs)
  • Carrying - Rarely
  • Pushing - Rarely
  • Pulling - Rarely
  • Balancing - Rarely
  • Stooping - Rarely
  • Kneeling - Rarely
  • Crouching - Rarely
  • Crawling - Rarely
  • Reaching - Occasionally
  • Handling - Occasionally
  • Grasping - Occasionally
  • Feeling - Occasionally
  • Talking - Frequently
  • Hearing - Frequently
  • Repetitive Motions - Frequently
  • Eye/Hand/Foot Coordination - Occasionally
  • Noises louder than normal speaking volume - Occasionally
  • Temperature Changes - Rarely
  • Atmospheric Conditions - Rarely

 

Additional Information

The hourly range for the following positions:

Member Service Representative - $19.52 – $21.55 (S10).  

Member Service Representative Senior -  $22.63 - $25.00 (S11). 

Final compensation for this position will be determined by various factors such as relevant work experience, specific skills and competencies, education, certifications, and internal pay equity.

This position is eligible for a monthly incentive plan.

This position is eligible for a bilingual (Spanish) stipend.


We anticipate this position to close on 01/06/2025. Please submit your application at your earliest convenience to be considered.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities.

Benefits Summary Sheet

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)

Average salary estimate

$46295 / YEARLY (est.)
min
max
$40590K
$52000K

If an employer mentions a salary or salary range on their job, we display it as an "Employer Estimate". If a job has no salary data, Rise displays an estimate if available.

What You Should Know About Member Service Representative or Senior - Erie, CO, Ent Credit Union

Are you ready to be part of a mission-driven team that truly values its members? As a Member Service Representative at Ent Credit Union in Erie, CO, you will be at the forefront of our community-focused initiatives, providing exceptional service that makes a real difference in people's financial lives. At Ent, we believe in putting people above profits, and that ethos is reflected in everything we do. Your primary role will be to ensure member satisfaction through accurate and professional transactions, helping them navigate our wide range of products and services. You’ll engage with members face-to-face, whether it’s setting up new accounts, providing insightful product referrals, or answering questions about our services – all while adhering to key policies and procedures. It’s not just about transactions; it’s about building relationships within the community and ensuring that our members fully benefit from what we offer. To excel in this role, you should have a strong customer service background along with an enthusiasm for helping others. This position offers a competitive salary and numerous opportunities for growth within our rapidly expanding team. Whether you’re just stepping into the world of financial services or looking to advance your career, your unique abilities will be cherished here at Ent Credit Union. If you’re looking for a rewarding job with a purpose and the chance to make a positive impact, we’d love for you to apply today!

Frequently Asked Questions (FAQs) for Member Service Representative or Senior - Erie, CO Role at Ent Credit Union
What are the main responsibilities of a Member Service Representative at Ent Credit Union?

As a Member Service Representative at Ent Credit Union, your primary responsibilities include providing exceptional service through accurate and professional member transactions. You'll help with new member account creation, maintain account files, offer referrals to various products and services, and ensure compliance with regulatory standards, such as the Bank Secrecy Act. Your role is vital in driving member satisfaction and retention, showcasing the wide array of services we offer to help our members achieve their financial goals.

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What qualifications are needed for the Member Service Representative position at Ent Credit Union?

To qualify for the Member Service Representative position at Ent Credit Union, you need a high school diploma or equivalent and at least six months of customer service and cash handling experience. For those applying as a Senior Member Service Representative, having over a year of relevant experience in customer service and financial institutions is required. Additional training in member relationships or sales is highly preferred, along with a keen attention to detail and excellent communication skills.

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How does the Member Service Representative role contribute to the community at Ent Credit Union?

The Member Service Representative role at Ent Credit Union is pivotal in fostering community relationships. By providing personalized service and educating members about our various products and services, you help empower individuals to make informed financial decisions. This commitment to member support goes hand-in-hand with our not-for-profit mission, emphasizing our dedication to improving the financial well-being of the community we serve.

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What skills are important for a successful Member Service Representative at Ent Credit Union?

Successful Member Service Representatives at Ent Credit Union should possess strong communication skills, attention to detail, and a heartfelt enthusiasm for helping our community. Effective problem-solving abilities and a service-oriented mindset are crucial to meeting members' needs. Additionally, familiarity with financial products and services, as well as cash handling experience, ensures that you can effectively assist and guide members in their financial journeys.

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What opportunities for growth exist for Member Service Representatives at Ent Credit Union?

At Ent Credit Union, Member Service Representatives enjoy a pathway to career growth through training programs, mentorship, and opportunities to specialize in various financial services. As part of a rapidly growing organization, you can advance to senior roles or transition into different departments that align with your career interests. Continuing education and support through professional development are highly encouraged, making it an excellent environment for career advancement.

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Common Interview Questions for Member Service Representative or Senior - Erie, CO
How would you handle a difficult member interaction as a Member Service Representative?

When faced with a difficult member interaction, I would first listen actively to understand their concerns, ensuring they feel heard and valued. Then, I would calmly assess the situation to find a resolution that meets their needs while adhering to credit union policies. Maintaining professionalism and empathy throughout the conversation would be key to building trust and finding a constructive outcome.

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Can you describe your experience with cash handling and how you ensure accuracy?

In my previous roles, I handled cash transactions on a daily basis, carefully counting and verifying cash balances to ensure accuracy. I consistently double-check transactions and maintain meticulous records. Adhering to established cash handling procedures helps minimize errors, and paying close attention to detail is essential for maintaining member trust and operational integrity.

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What strategies do you use to promote Ent Credit Union's products and services?

I focus on understanding members' needs by asking insightful questions during our interactions. With this information, I can highlight relevant products and services that can benefit them. I prioritize building rapport to create a comfortable atmosphere where members feel encouraged to ask questions and explore additional offerings that align with their financial goals.

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How do you prioritize your tasks in a busy member service environment?

In a fast-paced environment, I prioritize tasks by assessing their urgency and importance. Using tools like checklists helps me keep track of tasks while ensuring that member interactions remain my primary focus. I also stay adaptable, ready to adjust my priorities as needed to address immediate member concerns or requests promptly.

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What motivates you to excel as a Member Service Representative?

I am motivated by the opportunity to make a positive impact on people's lives. Understanding that my role directly contributes to improving our members' financial quality of life drives me to excel in providing exceptional service. Additionally, being part of a supportive team at Ent Credit Union inspires me to continually grow my skills and knowledge in the financial sector.

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Describe a time when you identified a need for a product or service for a customer.

In a previous role, I noticed a member frequently struggled with managing their finances. I initiated a conversation and discovered they were unaware of our budgeting tools. I took the time to educate them about these services, which ultimately helped them manage their finances more effectively. This proactive approach not only benefited the member but also strengthened our relationship.

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How do you stay updated on financial regulations and policies?

To stay informed about financial regulations and policies, I regularly review industry publications and participate in ongoing training. I also interact with colleagues and attend workshops whenever possible, as sharing knowledge and experiences can enhance our understanding of best practices. This dedication to continuous learning ensures my compliance and fosters a culture of accountability.

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What techniques do you use to ensure a positive member experience?

To ensure a positive member experience, I focus on building strong relationships through active listening, empathy, and clear communication. I strive to smile and maintain a welcoming demeanor, which helps create an environment where members feel comfortable sharing their needs. By anticipating questions and addressing concerns proactively, I aim to exceed their expectations and foster long-term loyalty.

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How would you handle a situation where you were unsure about a product or service answer for a member?

If faced with uncertainty about a product or service, I would communicate honestly with the member. I’d let them know I want to provide the best possible information and offer to find the answer or consult with a more knowledgeable colleague. This approach builds trust and ensures members receive accurate information, demonstrating our commitment to their needs.

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Why do you want to work at Ent Credit Union as a Member Service Representative?

I am drawn to Ent Credit Union because of its commitment to serving the community and improving members' financial quality of life. The focus on people over profits resonates with my values, and I appreciate the potential for growth within such a supportive organization. I am excited about the opportunity to contribute to a mission-oriented team that prioritizes excellence in member service.

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Ent Credit Union was founded in 1957 and is based in Colorado Springs, Colorado. The company is a financial institution offering banking and loan services.

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Full-time, on-site
DATE POSTED
January 4, 2025

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