Senior AML Officer

About EveryPay

At EveryPay, we are on a mission to build the digital financial infrastructure that underpins e-commerce in Greece, empowering Marketplaces, and Merchants to thrive.

We are a team of enthusiastic young people, driven by our values to Empower Customers, work as a Team Together, Manage Risk and Get Stuff Done.

We are proud to have built the payments layer connecting most Greek Marketplaces and Merchants with world-class schemes like Visa and MasterCard. We service most Greek Marketplaces, including Greece’s largest and most successful marketplace: Skroutz. Our systems connect to thousands of banks, in Greece and abroad. Our tech processes tens of thousands of transactions every day – that’s €billions worth of e-commerce. If you have bought something online in Greece, chances are you have already used our payments product.

EveryPay is fully owned by the Skroutz Group of companies and is both a Tech Company and a Regulated Financial Services Institution. Therefore, you will be exposed to the world of the Tech Payments Sector and that of Financial Services.

How you will contribute to EveryPay's vision

As the Senior AML Officer, you will support compliance with anti-money laundering (AML) regulations, help manage and mitigate financial crime risks, oversee day-to-day AML functions, and contribute to the continuous development of AML policies and procedures. 

What will you be doing:

• Participate in creating, maintaining, and enhancing AML policies and procedures in line with the regulatory requirements  

• Support the design, implementation, maintenance, and continuous improvement of the AML control framework and the annual AML action plan  

• Participate and/or lead the execution of ad-hoc checks to ensure that internal processes and policies are applied, and identify control gaps and process improvement opportunities, as needed. Assess non-compliant findings and prepare reports, identifying patterns and proposing actions for improvement

• Manage AML/CTF/Fraud monitoring systems and internal controls, ensuring effectiveness in detecting suspicious behaviour

• Prepare and/or review reports on suspicious activities (SARs) to the relevant authorities. Review escalated/high-risk/suspicious cases, providing support and/or guidance to team members

• Collaborate with cross-functional teams, including Risk, Operations, Product, Finance, Legal, etc. as needed and to ensure AML controls are properly applied within business processes 

• Assist in internal and/or external audits, as well as regulatory inspections, preparing documentation, reports, and other deliverable(s) as needed  

• Monitor changes in the AML/CTF regulatory framework, financial crime trends, and any other developments that may require us to adapt internally to remain compliant

• Oversee and ensure staff training on AML/CTF matters, best practices, and emerging risks to instill and enhance a culture of compliance

• Act as a deputy to the MLRO when necessary, in managing and overseeing a robust AML compliance monitoring plan, participating in ad-hoc assignments to meet regulatory requirements and business needs, and any other requests that might derive as part of the company’s mission

We will appreciate if you have:

• A Bachelor’s degree in Law, Finance, Business, Banking, Audit, or a related field
• A Master’s degree in a relevant field will be considered an asset

• 5+ years of relevant professional experience in AML/Financial Crime Compliance, with at least 2 years in a similarly senior position. Experience in the Payments sector and/or FinTech companies will be considered a strong asset  

• Robust knowledge of Financial Services regulations (e.g. PSD2, EBA Guidelines) and AML/CTF regulations (e.g. EU AML Directives, FATF Guidelines, local legislation)

• Direct involvement in the development and implementation of AML/CTF controls and strategies; operational experience in enforcing AML compliance is required

• Proactiveness and accountability, taking initiative and ownership over projects while having the ability to work collaboratively with the team

• Excellent analytical skills, effective organisation and communication skills

• Strong ethics, professionalism, and integrity 

• Excellent command of the English and Greek language (both written and spoken)  

What it's like to work at EveryPay:

• Competitive full-time salary
• Ongoing training and development
• Private Family Medical Plan
• Monthly meal allowance
• Access to books, online courses and relevant resources
• A hybrid model of work
• Free Skroutz Plus subscription
• A great opportunity to contribute to EveryPay team's growth
• Being part of an environment that gives employees large goals, autonomy and mentoring, creates incredible opportunities, both for you and the company

As part of our dedication to the diversity of our workforce, Skroutz is committed to Equal Employment Opportunity without regard to race, color, national origin, ethnicity, gender, disability, sexual orientation or religion.

Disclaimer:

Skroutz collects and processes personal data in accordance with the EU General Data Protection Regulation (GDPR). We are bound to use the information provided within your job application for recruitment purposes only and not to share these with any unauthorized third parties. Please read our Recruitment Privacy Policy here.

The Company EVERYPAY PAYMENT SERVICES SINGLE MEMBER SOCIETE ANONYME (going forward referred to as “EVERYPAY”) collects CVs and Personal Data in order to proceed with the evaluation and selection of the appropriate employees. 

In the context of its compliance with the Regulation on Personal Data Protection (EU) 2016/679 (articles 13 and 14), EVERYPAY provides you with all necessary information regarding the collection and processing of your personal data. 

The collected data are voluntarily submitted to EVERYPAY by you and consist of the data included and possibly attached to the CV that you submit to us and to any of its annexes. Indicatively, this data shall include name, contact phone number, e-mail address, educational and professional background, etc. 

EVERYPAY guarantees that your personal data will not be used for purposes other than those listed here, without your consent, where required. Your data will not be transferred to a third country (outside EEA), and the recipient of this personal data is EVERYPAY. 

In case you do not enter into an employment relationship with EVERYPAY, your CV will be permanently deleted from our files, unless you provide your consent, so that we can keep it for one (1) year after our last contact with you. In this case, your CV will be saved in a secure environment to which unauthorized Company personnel will not have access. EVERYPAY implements appropriate technical and organizational measures to ensure the legal and appropriate use of personal data processed, their security and protection and takes care to prevent any unauthorized access to this data. 

You have the right to revoke your consent to the process of your personal data whenever you wish. In this case, the legality of the processing that took place while your consent was in force is not affected. 

You can request a copy of your data, correct it, delete it, restrict its processing, or oppose such processing (including automated decision making and profiling), as well as exercise your right to portability upon relevant request. 

To exercise these rights, you can contact us here: dpo@everypay.gr or at the address: 25-29 Karneadou, 10675 Athens, for the attention of: Data Protection Officer. In addition, you have the right to file a complaint regarding the processing of your personal data to the Personal Data Protection Authority (www.dpa.gr ). 

CONSENT FOR THE PROCESSING OF PERSONAL DATA 

By submitting your CV, you consent to the above processing of your personal data. You can revoke this consent at any time, by sending a relevant request to the email address: