KYC Analyst

Juni who?  👋

We’re Juni. Born on the West Coast (of Sweden). Built for flexible working. And busy building a future where digital commerce is free from financial barriers. Want to be a part of it all?

What we do  🤔

At Juni, we’re building the future of banking. We want to help businesses do more with less and get access to the financial tools they need to operate, grow, and win globally.

How & why we do it  🚀

We give our people the same thing we’re building for our customers: freedom. Freedom to be 100% yourself. Freedom to explore your potential and what’s more – make the most of it. We truly believe we’re making the world a better place for online businesses, and we want you to be a part of that mission.

Summary 📜

We are seeking a KYC Analyst to join our team. Your job is to strengthen Juni’s fight against  financial crime. We are looking for someone eager to join a high-performing team of KYC experts. This is an operational position, but there is an expectation that you will want to upskill in a department constantly. We need individuals who can get stuck in, adapt, and handle whatever is thrown at us. Expect a startup environment.

Role & Responsibilities 🤩

• Act as the first line of defense for new business banking applications.

• Perform KYC Due Diligence on new applications and escalate any red flags and potential risks as appropriate.

• Perform holistic risk analysis and provide risk-based recommendations

• Ability to review complex company ownership structures and assess the risks using Juni’s Risk Instructions and Risk Appetite, balancing this with great customer experience. 

• Perform periodic due diligence reviews of customers' files 

• Perform PEP, Sanctions and Adverse Media checks 

• Support the optimisation and update of existing processes, systems and procedures

• Knowledge of financial crime risks - including money laundering, terrorist financing, bribery and corruption, fraud, sanctions risk, tax evasion and reputational risk.

• Remaining up to date on global financial crime trends, events and issues

What we're after 👑

• 1 - 2 years of customer KYB experience from a Bank or Regulated Fintech

• Demonstrate that you are a real problem solver and team player

• Able to work in a fast-paced environment to tight deadlines and target

• You are curious and seek to improve how things work

• A can-do positive approach and solution-finder

• Excellent communication skills in English and (Swedish - nice to have)

• Individually driving complex matters and issues

Nice-to-haves 🏋️‍♂️

• Additional languages are always a plus: German, Dutch

• Some form of AML/FinCrime accreditation (ACAMS/ICA)

• Experience working in a regulated environment

• Knowledge of Money Laundering Regulations and EBA guidelines

• Experience writing SARs 

Your people 👥

Our team is as ambitious as our amazing customers. We aim high and we move with speed to make our vision a reality. We care deeply about building a better future for our customers and each other. Here, you can work with people at the top of their game and who didn’t get there by playing games. You can help us create a whole new category in financial services.

Your benefits  😍

We’re freedom-first. Transparent. Caring. Empowering. So our benefits are too.

• We work hybrid. We'll see you in one of our offices in Stockholm or Gothenburg at least two days per week.

• Swap 2D for 3D. Meet all Junis IRL at the company onsite each year.

• Diversity is at our core. We're part Swedish. Part Canadian. Part French. Part Indian. Part Italian. Part British. Part Portuguese. You get the idea.

• Great players can stay great players. Progress your career whether you choose to manage people or not.

• Stock options. We can’t promise you’ll make a fortune. But we’ll give it our very best shot.

• Vacation days. 30 days contractually. Unlimited in policy. Awesome.

• Private Health insurance. You know. Just in case.

The process  📅

CV screening > Get to know us call > Team interview(s) > Values interview > Offer (for some roles we’ll include a task, but we’ll notify you if this is the case)