Regulatory Compliance Manager (Credit Cards)

About Revolut

People deserve more from their money. More visibility, more control, more freedom. And since 2015, Revolut has been on a mission to deliver just that. With an arsenal of awesome products that span spending, saving, travel, transfers, investing, exchanging and more, our super app has helped 30+ million customers get more from their money. And we're not done yet.

As we continue our lightning-fast growth, we believe that two things are essential to continuing our success: our people and our culture. So far, we have 6000+ people working around the world, from our great offices or remotely, on our mission. And we're looking for more. We want brilliant people that love building great products, love redefining success, and love turning the complexity of a chaotic world into the simplicity of a beautiful solution.

About the role

The Compliance team ensures that Revolut’s products, processes and services meet regulatory requirements and deliver tangible benefits for our customers. Compliance is at the core of the Company's growth strategy and is charged with identifying risks and finding solutions

We’re looking for a Regulatory Compliance Manager who can help develop and deliver life-changing products and services

Someone who has a burning desire to work with the best people and have an impact. If working on cutting edge product offerings seems interesting to you, keep reading ✨

You'll be responsible for leading credit compliance and advising the business on all aspects of regulatory compliance related to product development, marketing and servicing. Be warned, this is a senior role in a dynamic organization with numerous growth opportunities ‍ ️

Up for the challenge? Let’s get in touch

What you’ll be doing

• Identifying and overseeing regulatory, compliance and conduct risks, designing and implementing appropriate controls to mitigate these risks for the entity
• Surveying and interpreting the entity regulatory and broader risk landscape, being the escalatory point for regulatory issues and requests and the key owner of the entities approach to upcoming new regulations
• Establishing and executing a best in class compliance framework, and where required, monitoring and training program

What you'll need

• 5+ years of experience in consumer compliance focusing on credit cards, payments and consumer lending, including advising the business with regard to the application process, disclosures, cardholder agreements, monthly statements management, card upgrade offers, marketing material, fair lending risk, servicing, collections and charge off activities and credit bureau reporting
• Extensive experience with US consumer regulations, including, but not limited to, Credit CARD Act, UDAAP, ECOA, TILA, FCRA, FDCPA, MLA and SCRA
• Ability to work under pressure, manage multiple projects at once, and meet tight deadlines
• Experience developing and conducting regulatory mapping, controls assessments and risk assessment
• Experience developing controls and leveraging data to develop reporting
• Strong understanding of the interplay between compliance risk and business risk
• Ability to communicate positively with members of various internal teams and regulators
• Multi-tasking skills with close attention to detail
• Ability to demonstrate sound judgment
• Strong analytical, communication and interpersonal skills

Compensation range

• US: $157,500 - $180,000 gross annually*
• Other locations: Compensation will be discussed during the interview process

• Final compensation will be determined based on the candidate's qualifications, skills, and previous experience

Building a global financial super app isn’t enough. Our Revoluters are a priority, and that’s why in 2021 we launched our inaugural D&I Framework, designed to help us thrive and grow everyday. We're not just doing this because it's the right thing to do. We’re doing it because we know that seeking out diverse talent and creating an inclusive workplace is the way to create exceptional, innovative products and services for our customers. That’s why we encourage applications from people with diverse backgrounds and experiences to join this multicultural, hard-working team.

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