About the Bank:

Sumitomo Mitsui Trust Bank, Limited was established through the merger of The Sumitomo Trust and Banking Co., Ltd with Chuo Mitsui Trust and Banking, Ltd. on April 1, 2012. We are the largest asset manager in Asia and number one among Japanese financial institutions by AUM, with $1,142 Billion USD in AUM. The Bank provides an assortment of financial solutions and manages a broad spectrum of financial products across its global branches.

Department Overview

The Americas Division (“AD”) was established in the Sumitomo Mitsui Trust Bank, Limited, New York Branch) (“SMTBNY”) to perform corporate functions and supervise U.S. entities. Established under the AD are the “Global Banking Unit (“GBU”), Americas Division” and “Global Markets Unit (“GMU”), Americas Division” which performs business functions. The Credit Investment Management Department (“CIM”) is responsible for the booking and administering of (i) leveraged loan assets and (ii) structured product assets including CLOs (note investments and warehousing facilities) and MML Senior Financing through maturity or refinancing in accordance with the Branch’s lending policy.

Position Overview:

This is a buyside credit analyst position to support the bank’s U.S. leveraged loans investment platform. The analyst is responsible for analyzing and making investment recommendations on broadly syndicated leveraged loan transactions, sourcing investment opportunities across both primary and secondary markets, and monitoring existing investments and assigned industries. Candidates should be highly proficient in fundamental credit analysis across various industries (knowledge in tech sector a plus), experienced in financial projection modeling and bank loan credit agreements, and able to work effectively under a regulated banking environment with strict investment guidelines and reporting requirement.

Duties and Responsibilities

• Reviews potential assets in assigned products/industries and prepares credit applications and makes investment recommendations.
• Ensures compliance with applicable investment guidelines and directives from Head Office and Branch Management.
• Monitors assigned assets/products/industries to maintain credit quality through asset/product/industry appropriate measures, i.e., financial analysis and trends, cross-sectional analysis, cashflow analysis and market value/liquidity.
• Prepares all applications and reports and makes recommendations on all amendments, refinancings and other ongoing activities.
• Responsible for all Head Office and Branch monitoring and reporting requirements, including rating review, business review of documentation, regulatory review, booking and financial and portfolio review requirements, with support from Operations Analyst as designated.
• May conduct business development activities.
• May conduct or support deal structuring activities.
• Performs other duties and responsibilities as assigned by management.

Knowledge, Skills, and Abilities:

• MBA degree in relevant field or its equivalent with at least 5 years of related experience.
• Solid knowledge of finance and accounting.
• Good knowledge of commonly used research resources, including Bloomberg, EDGAR, and rating agencies.
• Good knowledge of loan markets.
• Advanced in Microsoft 365 (Excel, PowerPoint, Word, Outlook, and Access) and some modeling capabilities.
• Excellent oral and written communication skills
• Experienced in fundamental credit analysis (HY preferred) across a variety of industries
• Working experience with financial modeling and bank loan credit agreements
• Ability to actively manage a portfolio of 30+ credits and proactively make buy/hold/sell recommendations
• Comfortable working under a regulated banking environment with strict investment guideline and reporting requirement.