Job details

Credit Analyst II

It's fun to work in a company where people truly BELIEVE in what they're doing!We're committed to bringing passion and customer focus to the business.The Credit Analyst II provides cursory analytical support for commercial banking, including spreading and preliminary analysis of existing customers and prospects.Essential Duties And Responsibilities• Provides support of loan officers and managers through financial statement spreading and analysis of new loan requests and existing credit relationships.• Prepares cash flow models for the basis of credit decisions.• Prepares basic and preliminary credit analyses to aid in determining the viability of a potential credit opportunity, with supervision of Credit Manager or Credit Analyst III.• Provides additional loan agreement / covenant monitoring support to commercial lending and underwriting groups.• Provides on-going portfolio management through spreading of on-going required financial statements as they are received from the Bank’s customers.• Develops a base understanding of various types of lending facilities as well as a variety of companies and industries.• Ensures all departmental documents and activities are performed in compliance with applicable laws, regulations, policies and procedures as applicable to this position, including completion of required compliance training.• Performs other duties and responsibilities as assigned.QualificationsTo perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required.Skills• Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures or governmental regulations. Ability to write reports, business correspondence, and procedures manuals. Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public.• Ability to solve practical problems and deals with a variety of concrete variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, diagram or schedule form.Education And/or Experience• BS/BA Degree in Business, Finance or a related field is required.• 1-3 years’ work experience preferred.Computer Skills• MS Office programsOther Qualifications (including Physical Requirements)• Ability to manage multiple projects.• Strong analytical and organizational skills.• Excellent written and verbal communication skills.• Proficiency in Microsoft Word and Excel.Equal Employment Opportunity Information: Simmons First National Corporation and its subsidiaries are committed to a policy of equal employment with respect to a person's race, color, religion, sex, ancestry, sexual orientation, gender identity, national origin, covered veterans, military status, physical or mental disability or any other legally protected classifications. Simmons First National Corporation and its subsidiaries are committed to Affirmative Action Programs consisting of results-oriented procedures to ensure equal employment opportunities. These programs require positive action in lieu of neutral non-discrimination and merit hiring/performance policies.

Simmons Bank Glassdoor Company Review

3.5

Simmons Bank DE&I Review

No rating

CEO of Simmons Bank

George A. Makris, Jr.

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Average salary estimate

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$27 / HOURLY (est.)

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$24.7

$28.6

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What You Should Know About Credit Analyst II, Simmons Bank

At Simmons First National Corporation, we are on the lookout for a talented Credit Analyst II to join our dynamic team in Little Rock, AR! If you have a passion for finance and thrive in a collaborative environment, this is the perfect opportunity for you. As a Credit Analyst II, you'll play a crucial role in supporting our commercial banking operations. Your primary responsibilities will include providing analytical support for our loan officers and managers by conducting financial statement spreading and preliminary analysis of both existing clients and potential prospects. You’ll prepare detailed cash flow models that inform our credit decisions and assist in evaluating the viability of new credit opportunities, all while being supervised by our experienced Credit Manager or Credit Analyst III. Your keen eye for analysis will support ongoing portfolio management and help us ensure compliance with all applicable laws and regulations. To thrive in this role, you’ll need a BS/BA degree in Business, Finance, or a related field, along with a good mix of analytical and organizational skills. If you’re ready to dive into the world of credit analysis and make an impact, we’d love to hear from you!

Frequently Asked Questions (FAQs) for Credit Analyst II Role at Simmons Bank

What are the responsibilities of a Credit Analyst II at Simmons First National Corporation?

The Credit Analyst II at Simmons First National Corporation is responsible for providing analytical support for commercial banking. This includes preparing financial statements, conducting preliminary analyses, and developing cash flow models to assist with credit decisions. Additionally, the role involves ongoing portfolio management and ensuring compliance with regulations.