Business Insights Analyst II (Analytics for Consumer Deposits) - Python/SAS/SQL/Databricks/Azure

Work Location:Mount Laurel, New Jersey, United States of AmericaHours:40Pay Details:$76,128 - $124,800 USDTD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.Line of Business:Analytics, Insights, & Artificial IntelligenceJob Description:The Business Insights Analyst II is responsible for conducting analyses on curated and/or aggregated DataMart's in conjunction with deep business subject matter expertise, to generate relevant analytical insights for business issues and identify opportunities to drive business growth and value.This position will support the Consumer Deposit team within the AMCB Business Analytics & Insights group.Depth & Scope:• Works independently as the senior analyst/subject matter expert and may coach and educate others• Considered a subject matter expert within a given area• Oversees and/or independently performs tasks from end-to-end• Focuses on short to medium -term issues (e.g. monthly-quarterly)Education & Experience:• Undergraduate degree or advanced technical degree preferred (e.g., math, physics, engineering, finance or computer science) Graduate's degree preferred with either progressive project work experience, or;• 3+ year of relevant experience; higher degree education and research tenure can be countedPreferred Qualifications:• Data & Analytics background• Strong SQL/ Python (and/or SAS) skills ; PySpark skills a plus• Knowledge of Cloud Operating Environment (Databricks, Git, Bitbucket, MS Azure Tools, Synapse, etc) ; MS Azure Cloud skills a big plus• Consumer deposit or lending experience is a plus• Experience solving complicated problems requiring thinking outside the boxCustomer Accountabilities:• Applies understanding of respective business knowledge and strategies to produce relevant and meaningful analysis and materials to support the creation and maturation of business goals and objectives• Develops analysis and proper visualization or presentation to illustrate business trends and identify areas of business opportunities• Produces insights and recommends business actions to support business strategy and/or solve business problems• Works in partnership with various functional areas to provide day-to-day support and delivery of analytics• Executes on data requests accurately and within a timely manner• Represents functional area as an analytics & insights professional and key resource• Acts as a bridge to translate business requirements to analytics and reporting needs for a given domain while leveraging tools/techniques/methods that can be easily interpreted by the target audience• Provides day-to-day support and delivery of analytics insights and collateral• Contributes to the identification of key performance indicatorsShareholder Accountabilities:• Provides suggestions, ideas, and opportunities to support business needs• Identifies opportunities for business/revenue growth and/or efficiencies for an assigned business or function• Identifies and investigates data/analytics related issues• Ensures data analysis and insights are reviewed to validate accuracy and minimize any potential errors• Develops analysis to corroborate initial proof of concept• May be required to educate/train business users on how to integrate analytics into decisions• Provides recommendations on financial/monetization goals to deliver on (e.g. quantify functional value, cost savings and revenue generated etc.)• Builds business requirements and facilitates project execution to develop insights• Utilizes quantitative and qualitative methodologies to interpret and present data effectively and clearly• Is knowledgeable of practices and procedures within own area of responsibility and keeps abreast of emerging trends for own functional area• Protects the interests of the organization – identifies and manages risks, and escalates non-standard, high-risk activities as necessary• Conducts internal and external research projects; supports the development/delivery of presentations/communications to management or broader audience• Adheres to internal policies/procedures and applicable regulatory guidelines• Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assesses potential impacts• Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite• May lead work streams by acting as a project lead/subject matter expert for small scale projects/initiatives in accordance with project management methodologiesEmployee/Team Accountabilities:• Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues/points of interest• Provides thought leadership and/or industry knowledge for own area of expertise in own area and participates in knowledge transfer within the team and business unit• Keeps current on emerging trends/developments and grows knowledge of the business, related tools and techniques• Participates in personal performance management and development activities, including cross training within own team• Keeps others informed and up to date about the status/progress of projects and/or all relevant or useful information related to day-to-day activities• Contributes to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices• Leads, motivates and develops relationships with internal and external business partners/stakeholders to develop productive working relationships• Contributes to a fair, positive and equitable environment that supports a diverse workforce• Acts as a brand ambassador for your business area/function and the bank, both internally and/or externallyWho We Are:TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you’ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we’re here to support you towards your goals. As an organization, we keep growing – and so will you.Our Total Rewards PackageOur Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more (http://hrportal.ehr.com/tdtotalrewards)Additional Information:We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.Colleague DevelopmentIf you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.Training & OnboardingWe will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.Interview ProcessWe’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.AccommodationIf you are an applicant with a disability and need accommodations to complete the application process, email the TD Bank US Workplace Accommodations Program at USWAPTDO@td.com . Include your full name, best way to reach you, and the accommodation needed to assist you with the application process.All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.