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Relationship Banker - Branch Manager I

Overview

To be responsible for the overall management of the branch and its personnel and operations in a manner which maximizes growth and profitability through effective sales, service, and lending activities.

Responsibilities

  • Lead (or potentially assist in leading) the branch’s efforts in business development, referrals to other lines of business, increase in wallet share, fee income, deposits, and loans. The direction and significance of these various efforts are determined by the overall bank’s current focus, campaign, or needs.
  • Conduct sales calls and customer meetings.
  • Take and process loan applications, interview applicants, and clear exceptions and past dues. Manage loan portfolio and help/service customers. Must stay up to date with current regulations and processes.
  • Ensure marketing materials and personnel in the branch comply with current regulations and policies.
  • Steer branch and personnel towards superior sales, service, and operations and outline a path for reaching or exceeding goals while mitigating risks and losses.
  • Conduct productive branch meetings/huddles with effective communication and an emphasis on business development, market share and profitability.
  • Interview prospective employees.
  • Mentor, train, coach, and manage branch personnel for day-to-day activities, along with their team member’s individual growth/improvement.
  • Manage, among other things: scheduling, performance appraisals, cash items, balancing of ITM, ATM, and cash dispenser, review night deposit log, night deposit contracts, safe deposit records, branch audits, employee time reporting along with other typical management duties and tasks.
  • Potentially participate in visible roles in the community in civic and other service organizations.
  • Perform additional duties as assigned.

Qualifications

  • Four-year college education or equivalent banking experience
  • Three (3) years platform banking experience-OR-Minimum of five (5) years proven and progressive experience in one or more of the following areas:
    • Banking experience (credit, treasury management, etc.)
    • Business development
    • Related financial services experience
  • Highly developed supervisory experience or Trustmark’s Development Associate training
  • Ability to meet sales goals in a retail environment
  • Basic computer skills and the ability to learn internal technology systems to perform tasks
  • Strong interpersonal and communication skills (both verbal and written)
  • Time management skills
  • Exceptional customer service abilities
  • Extensive understanding of Retail Banking products and services, along with a working knowledge of other lines of business
  • May require registration with the National Mortgage Licensing System and Registry (NMLS)
  • Must be able to sit for long periods of time and use computer keyboard and/or mouse, while viewing computer screens.
  • Proven experience in managing a loan portfolio preferred.

Physical Requirements/Working Conditions: Must be able to sit for long periods of time and use computer keyboard and/or mouse, while viewing computer screens.

 

Note: This is a brief description of this position and is not limited to those described herein. Management retains the right to add, delete or modify any of these responsibilities at any time during employment.

Average salary estimate

$60000 / YEARLY (est.)
min
max
$50000K
$70000K

If an employer mentions a salary or salary range on their job, we display it as an "Employer Estimate". If a job has no salary data, Rise displays an estimate if available.

What You Should Know About Relationship Banker - Branch Manager I, Trustmark Bank

Are you ready to step into a leadership role as a Relationship Banker - Branch Manager I at our vibrant Panama City location? In this exciting position, you'll be the heartbeat of our branch, responsible for steering your team towards maximizing growth and profitability through impressive sales initiatives and stellar customer service. Your days will be filled with dynamic business development activities, where you’ll lead efforts to increase wallet share, referral rates, and lending activities. You’ll take the lead in sales calls and customer meetings, skillfully managing loan applications and portfolios while staying updated on all regulatory requirements. But that's not all! As a Relationship Banker - Branch Manager I, you will foster a thriving team atmosphere by conducting engaging branch meetings, mentoring, and training personnel. You'll also play a critical role in attracting talent by interviewing potential employees, while ensuring your branch operations run smoothly with excellent performance management and compliance. Whether you’re making a mark in the community or participating in local civic organizations, you will shine as both a leader and an exemplary representative of our values. If you have a strong background in banking or related financial services, and an eagerness to cultivate relationships and achieve sales goals, this is an incredible opportunity to grow your career with us in Panama City! We can't wait to meet you and explore how you can contribute to our success.

Frequently Asked Questions (FAQs) for Relationship Banker - Branch Manager I Role at Trustmark Bank
What does a Relationship Banker - Branch Manager I do at our Panama City location?

As a Relationship Banker - Branch Manager I at our Panama City location, you will oversee the branch's operations and personnel to enhance both profitability and sales success. Your role involves leading the branch in business development, processing loans, and ensuring regulatory compliance, while mentoring team members to drive a culture of exceptional customer service and overall operational excellence.

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What qualifications do you need for the Relationship Banker - Branch Manager I position in Panama City?

To qualify for the Relationship Banker - Branch Manager I position in Panama City, you should possess a four-year college degree or equivalent banking experience, along with at least three years of platform banking experience. Alternatively, a minimum of five years in relevant financial services roles will be considered. Supervisory experience and the ability to meet sales goals in a retail banking setting are also crucial.

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What are the main responsibilities of a Relationship Banker - Branch Manager I?

Key responsibilities of a Relationship Banker - Branch Manager I include managing daily branch operations, conducting sales meetings, meeting lending goals, mentoring staff, ensuring compliance with regulations, and fostering ongoing business development initiatives. Emphasis is placed on maximizing profitability through effective sales strategies and strong customer relations.

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How important is community involvement for a Relationship Banker - Branch Manager I?

Community involvement is very valuable for a Relationship Banker - Branch Manager I. Engaging with local civic organizations not only enhances the branch's presence in Panama City but also strengthens relationships with customers and fosters trust within the community. Your visible role can lead to increased business development opportunities and brand loyalty.

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What skills are essential for success as a Relationship Banker - Branch Manager I in Panama City?

Essential skills for success in the Relationship Banker - Branch Manager I role include strong interpersonal communication, time management, customer service, and a comprehensive understanding of retail banking products. Additionally, the ability to manage a team effectively and achieve sales targets is vital for this leadership position.

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Common Interview Questions for Relationship Banker - Branch Manager I
Can you describe your experience with managing a loan portfolio?

In answering this question, focus on specific examples from your previous roles that highlight your ability to manage loan applications, streamline processes, and maintain compliance with regulations. Discuss any success you’ve had in improving portfolio performance and customer satisfaction.

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How do you prioritize your tasks and manage your team effectively?

Share your strategies for prioritization, such as using task management tools or setting clear goals for your team. Describe how you communicate expectations and provide the necessary support to ensure all tasks align with overall branch objectives.

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What strategies do you use to increase sales and profitability in a bank branch?

Discuss specific sales strategies that have worked for you, such as enhancing customer relationships, implementing referral programs, or conducting regular training sessions for staff to improve their sales techniques. Be prepared to provide data to back your success.

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How do you handle compliance and regulatory issues?

Explain your understanding of the importance of compliance and detail any processes you’ve implemented in previous roles to ensure adherence to regulations. Share examples of how you've addressed compliance issues proactively.

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Can you provide an example of a successful team-building initiative you led?

Provide a specific example that illustrates your leadership skills. Describe the initiative, your approach to fostering teamwork, and the positive impact it had on branch performance and employee morale.

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What is your approach to customer service in a banking environment?

Emphasize your commitment to customer satisfaction and share specific practices you follow to ensure a positive experience for clients. This could include personalized service, prompt resolution of issues, or ongoing follow-up with customers.

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How would you train a new employee in a branch setting?

Outline your training approach, including how you would provide an overview of bank products and services, establish sales goals, and foster a supportive environment to encourage learning and development.

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What role does community involvement play in your management style?

Discuss how community involvement aligns with your values and the importance of building relationships outside the bank. Share examples of past initiatives and how they benefited the bank and the community.

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How do you resolve conflicts within your team?

Share your conflict resolution process, emphasizing open communication, mediation approaches, and your commitment to creating a harmonious work environment. Provide examples of how you have successfully resolved team conflicts in the past.

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What motivates you to achieve success in your role as a manager?

Reflect on your personal motivations and professional goals. Discuss how contributing to the team's success, mentoring others, and achieving branch targets drive your performance as a Relationship Banker - Branch Manager I.

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Inclusive & Diverse
Rise from Within
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Diversity of Opinions
Work/Life Harmony
Transparent & Candid
Growth & Learning
Fast-Paced
Collaboration over Competition
Take Risks
Friends Outside of Work
Passion for Exploration
Customer-Centric
Reward & Recognition
Feedback Forward
Rapid Growth
Medical Insurance
Paid Time-Off
Maternity Leave
Mental Health Resources
Equity
Paternity Leave
Fully Distributed
Flex-Friendly
Some Meals Provided
Snacks
Social Gatherings
Pet Friendly
Company Retreats
Dental Insurance
Life insurance
Health Savings Account (HSA)
Photo of the Rise User
Inclusive & Diverse
Rise from Within
Mission Driven
Diversity of Opinions
Work/Life Harmony
Transparent & Candid
Growth & Learning
Fast-Paced
Collaboration over Competition
Take Risks
Friends Outside of Work
Passion for Exploration
Customer-Centric
Reward & Recognition
Feedback Forward
Rapid Growth
Medical Insurance
Paid Time-Off
Maternity Leave
Mental Health Resources
Equity
Paternity Leave
Fully Distributed
Flex-Friendly
Some Meals Provided
Snacks
Social Gatherings
Pet Friendly
Company Retreats
Dental Insurance
Life insurance
Health Savings Account (HSA)
MATCH
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TEAM SIZE
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HQ LOCATION
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EMPLOYMENT TYPE
Full-time, on-site
DATE POSTED
March 26, 2025

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