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Relationship Banker - Branch Manager I image - Rise Careers
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Relationship Banker - Branch Manager I

Overview

To be responsible for the overall management of the branch and its personnel and operations in a manner which maximizes growth and profitability through effective sales, service, and lending activities.

Responsibilities

  • Lead (or potentially assist in leading) the branch’s efforts in business development, referrals to other lines of business, increase in wallet share, fee income, deposits, and loans. The direction and significance of these various efforts are determined by the overall bank’s current focus, campaign, or needs.
  • Conduct sales calls and customer meetings.
  • Take and process loan applications, interview applicants, and clear exceptions and past dues. Manage loan portfolio and help/service customers. Must stay up to date with current regulations and processes.
  • Ensure marketing materials and personnel in the branch comply with current regulations and policies.
  • Steer branch and personnel towards superior sales, service, and operations and outline a path for reaching or exceeding goals while mitigating risks and losses.
  • Conduct productive branch meetings/huddles with effective communication and an emphasis on business development, market share and profitability.
  • Interview prospective employees.
  • Mentor, train, coach, and manage branch personnel for day-to-day activities, along with their team member’s individual growth/improvement.
  • Manage, among other things: scheduling, performance appraisals, cash items, balancing of ITM, ATM, and cash dispenser, review night deposit log, night deposit contracts, safe deposit records, branch audits, employee time reporting along with other typical management duties and tasks.
  • Potentially participate in visible roles in the community in civic and other service organizations.
  • Perform additional duties as assigned.

Qualifications

  • Four-year college education or equivalent banking experience
  • Three (3) years platform banking experience-OR-Minimum of five (5) years proven and progressive experience in one or more of the following areas:
    • Banking experience (credit, treasury management, etc.)
    • Business development
    • Related financial services experience
  • Highly developed supervisory experience or Trustmark’s Development Associate training
  • Ability to meet sales goals in a retail environment
  • Basic computer skills and the ability to learn internal technology systems to perform tasks
  • Strong interpersonal and communication skills (both verbal and written)
  • Time management skills
  • Exceptional customer service abilities
  • Extensive understanding of Retail Banking products and services, along with a working knowledge of other lines of business
  • May require registration with the National Mortgage Licensing System and Registry (NMLS)
  • Must be able to sit for long periods of time and use computer keyboard and/or mouse, while viewing computer screens.
  • Proven experience in managing a loan portfolio preferred.

Physical Requirements/Working Conditions: Must be able to sit for long periods of time and use computer keyboard and/or mouse, while viewing computer screens.

 

Note: This is a brief description of this position and is not limited to those described herein. Management retains the right to add, delete or modify any of these responsibilities at any time during employment.

Average salary estimate

$50000 / YEARLY (est.)
min
max
$40000K
$60000K

If an employer mentions a salary or salary range on their job, we display it as an "Employer Estimate". If a job has no salary data, Rise displays an estimate if available.

What You Should Know About Relationship Banker - Branch Manager I, Trustmark Bank

As a Relationship Banker - Branch Manager I at Trustmark, you'll be stepping into a dynamic role in Tylertown where your leadership and banking expertise will shine. This is not just a job; it's an opportunity to drive growth and profitability at our branch by putting your sales, service, and lending skills to work. You'll be leading the charge in business development, conducting sales calls, and meeting with customers to ensure their banking needs are met and exceeded. Your responsibilities will include efficiently processing loan applications, managing our loan portfolio, and keeping our branch aligned with the latest regulations. You'll have the chance to mentor and coach a talented team, guiding them toward achieving ambitious goals while maintaining superior service standards. Beyond managing everyday operations such as performance appraisals and branch meetings, you may find yourself actively engaging with the community, showcasing our dedication to service. If you have a four-year degree or substantial banking experience, combined with a knack for building relationships and meeting sales objectives in a retail environment, this role could be a perfect fit for you. Get ready to make an impact and grow your career with us at Trustmark!

Frequently Asked Questions (FAQs) for Relationship Banker - Branch Manager I Role at Trustmark Bank
What are the primary responsibilities of a Relationship Banker - Branch Manager I at Trustmark?

The Relationship Banker - Branch Manager I at Trustmark is responsible for overseeing branch operations, leading business development efforts, managing personnel, and ensuring compliance with regulations. Key tasks include processing loan applications, mentoring staff, conducting sales calls, and participating in community activities. By focusing on sales goals and providing exceptional customer service, you'll ensure profitability and growth at the Tylertown branch.

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What qualifications are required to become a Relationship Banker - Branch Manager I at Trustmark?

To qualify for the Relationship Banker - Branch Manager I position at Trustmark, candidates should possess a four-year college degree or equivalent banking experience, along with at least three years of platform banking experience. Alternatively, candidates may have a minimum of five years of progressive experience in banking or related financial services, with strong interpersonal and communication skills being essential.

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What does the daily work of a Relationship Banker - Branch Manager I involve?

A typical day for a Relationship Banker - Branch Manager I at Trustmark involves a variety of tasks such as conducting sales meetings, ensuring efficient loan processing, mentoring team members, and balancing branch operations. You will also actively engage with customers, manage the loan portfolio, and ensure compliance with regulations while steering your team towards achieving set goals.

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How does Team Leadership play a role in the Relationship Banker - Branch Manager I position at Trustmark?

Team leadership is crucial for the Relationship Banker - Branch Manager I at Trustmark, as this role involves mentoring and coaching branch personnel to foster individual growth and enhance overall team performance. By conducting regular meetings and promoting effective communication, you will inspire your team to excel in their roles and contribute to the branch’s success.

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Are there specific skills needed for the Relationship Banker - Branch Manager I role at Trustmark?

Yes, the Relationship Banker - Branch Manager I role at Trustmark requires several essential skills including strong interpersonal communication abilities, proficient time management, exceptional customer service, and a solid understanding of retail banking products and services. Additionally, the ability to learn and adapt to new internal technology systems is vital for success in this position.

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Common Interview Questions for Relationship Banker - Branch Manager I
What strategies would you implement to grow customer relationships in your branch?

To grow customer relationships, I would focus on personalized service by understanding each customer's needs, conducting regular check-ins, and utilizing feedback to enhance our offerings. Implementing community events and educational workshops could also strengthen ties and foster trust.

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How would you handle a conflict between two team members?

I would approach the conflict with open communication, encouraging both parties to express their perspectives. I would facilitate a discussion grounding the focus on problem-solving and finding a resolution that aligns with our team goals, ensuring a supportive work environment.

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Can you give an example of how you've successfully met sales targets in the past?

In my previous role, I met sales targets by developing a comprehensive sales plan focusing on client needs, training my team on cross-selling strategies, and regularly reviewing our performance metrics. This approach not only met but exceeded our goals by 15% within six months.

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What measures would you take to ensure compliance with bank regulations?

I would prioritize staying informed on current regulations and ensure ongoing training for my staff. Regular audits and compliance checks would become routine practices, creating a culture of accountability within the branch.

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How would you mentor new employees at your branch?

I would implement a structured onboarding program that pairs new employees with experienced mentors. Providing continuous feedback, encouraging questions, and setting clear performance expectations would be crucial to their development.

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How do you prioritize tasks and manage your time effectively in a busy branch?

I prioritize tasks by assessing their urgency and impact on branch performance. Utilizing tools like task lists and time-blocking during the week helps me stay organized and ensure that I am focusing on activities that align with our goals.

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Describe a time when you went above and beyond for a customer.

Once, a customer needed urgent assistance with a loan application while navigating a personal emergency. I worked outside of regular hours to expedite the process, ensuring their needs were met swiftly, which led to them becoming a loyal client.

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What is your approach to business development in a banking environment?

My approach to business development is relationship-driven. I believe in identifying customer needs and aligning our products with those needs while actively seeking referrals and building strategic partnerships within the community.

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How would you handle a low-performing branch team?

I would start with one-on-one meetings to understand their challenges, then implement targeted training sessions and tailor individual development plans. Encouraging collaboration and setting small, achievable goals can also reinvigorate a low-performing team.

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What is your understanding of retail banking products and services?

I possess a comprehensive understanding of retail banking products such as savings and checking accounts, loans, mortgages, and investment services. Staying updated on industry trends is essential to offer relevant solutions and enhance customer satisfaction.

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EMPLOYMENT TYPE
Full-time, on-site
DATE POSTED
March 26, 2025

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