Fraud Analyst

As a Fraud Analyst at Two Dots, you will primarily leverage AI tools to build comprehensive financial profiles of consumers by analyzing their income and assets. Your role involves detecting edited or forged documentation, preventing identity theft through picture ID analysis, and scrutinizing identity databases. You will also identify shell companies and illegitimate job offers, and it is important that you can clearly explain your analysis results to a diverse client base.

To be considered for the Fraud Analyst position at Two Dots, a Bachelor’s degree in a STEM-related field such as Economics, Business/Finance, Philosophy, or Statistics is preferred. Candidates should demonstrate a high level of attention to detail and possess strong written and verbal communication skills. Previous experience in financial analysis or fraud detection would be advantageous, although not required.

Essential skills for the Fraud Analyst position at Two Dots include strong basic math skills, critical thinking, and the ability to piece together clues from various documents. Additionally, clear communication skills are necessary to explain complex analysis results to clients effectively. Familiarity with document analysis and an eye for detail are also vital components for success in this role.

No, coding or software development experience is not a requirement for the Fraud Analyst position at Two Dots. The role focuses more on financial analysis and the use of AI digital forensics tools rather than programming or technical technical skills, making it accessible to candidates who may not have coding backgrounds but possess strong analytical abilities.

At Two Dots, the company culture is built on trust, ownership, flexibility, and growth. As a Fraud Analyst, you will be a vital part of a team that encourages collaboration and empowers employees to take initiative. You'll be working from a beautiful office right on the water in Venice Beach, CA, where you can enjoy a positive environment dedicated to innovation and making a meaningful impact in the real estate leasing industry.

When building financial profiles as a Fraud Analyst at Two Dots, I start by gathering all available consumer financial data, including income documentation and asset verification. I then utilize AI tools to analyze and synthesize this information into a comprehensive profile, looking for patterns and discrepancies that may indicate fraud. This systematic approach helps ensure accuracy and reliability in identifying potential red flags.

In a previous role, I detected a forged document by cross-referencing client provided documents with public records. I noticed an inconsistency in the formatting and dates that didn’t align with the official records. By approaching this with a keen eye for detail and methodical verification, I was able to escalate the issue for further investigation.

To prevent identity theft, I employ a combination of document analysis, and database verification techniques. This includes scrutinizing picture IDs for discrepancies and utilizing extensive identity databases to cross-check client information. By establishing thorough protocols for verification, I help safeguard consumers and mitigate fraud risks effectively.

When explaining complex fraud analysis results to clients without a financial background, I focus on using simple language and relatable examples. I break down the findings step-by-step, emphasizing the key points and implications without overwhelming them with jargon. This approach ensures clarity, helping clients understand the significance of the analysis while maintaining engagement and trust.

One of the most challenging aspects of being a Fraud Analyst can be keeping up with ever-evolving fraud tactics and technologies. The landscape is constantly changing, so staying informed on the latest trends and methods is crucial. Continuous learning through training and industry resources helps me tackle these challenges effectively.

To stay organized during multiple fraud investigations, I prioritize tasks based on urgency and complexity. I utilize project management tools to track progress, set deadlines, and maintain clear documentation for each case. Regular check-ins with team members also help ensure that we’re aligned and able to support one another during busy periods.

Attention to detail is paramount in the role of a Fraud Analyst, as even minor discrepancies in documents can reveal larger fraudulent activities. I always double-check my findings, analyze data meticulously, and approach each investigation with a critical mindset. This relentless focus on detail enables me to catch issues that might go unnoticed by others.

I want to work as a Fraud Analyst at Two Dots because I am drawn to the company’s mission of reforming consumer underwriting using innovative AI technologies. I am excited about the opportunity to contribute to a pioneering team, and use my analytical skills to make a tangible impact in the real estate sector, all while being part of an empowering workplace culture.

To handle the emotional stress inherent in fraud detection, I use mindful techniques such as taking breaks and practicing stress-relief exercises. It’s important to maintain a healthy work-life balance, so I ensure I engage in activities outside of work that help recharge my mental energy. Additionally, discussing challenging cases with colleagues provides support and perspective.

To identify shell companies and illegitimate job offers, I implement a thorough verification process involving cross-checking business registrations, analyzing their online presence, and examining financial activities. I look for inconsistencies or patterns that may indicate fraudulent operations, and leverage AI tools to sift through large sets of data efficiently, allowing for accurate insights.