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Liquidity Strategy Analyst Mid-Level

Why USAA?Let’s do something that really matters.At USAA, we have an important mission: facilitating the financial security of millions of U.S. military members and their families. Not all of our employees served in our nation’s military, but we all share in the mission to give back to those who did. We’re working as one to build a great experience and make a real impact for our members.We believe in our core values of honesty, integrity, loyalty and service. They’re what guides everything we do – from how we treat our members to how we treat each other. Come be a part of what makes us so special!The OpportunityAs a dedicated Liquidity Strategy Analyst Mid-Level , you will work with the Liquidity Stress Testing team within USAA’s Treasury Office. Candidates will be working to build a best-in-class liquidity stress testing program from the ground up. They will have the opportunity to work with teams across the Enterprise and leverage advanced analytics, modeling, and reporting capabilities that will integrate with the Liquidity Strategies and Contingency Funding Plans to ensure resiliency at the Enterprise across a range of stress scenarios.We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position will be based in our Charlotte, NC location.Relocation assistance is not available for this position.What you'll do:• Applies proficient functional knowledge to produce complex work deliverables in support of strategies, tools and methodologies to model, measure, monitor and assess capital and liquidity adequacy across the enterprise including insurance, investment and banking subsidiaries.• Executes the preparation of capital and liquidity policies and comprehensive capital plans and contingency funding plans.• Applies proficient functional knowledge to produce complex work deliverables in support of balance sheet analysis integrating capital, liquidity, cash and investment strategies.• Contributes work deliverables and makes recommendations in support the efficient deployment of capital and liquidity across the enterprise, including insurance, investment and banking lines of business, to meet multiple regulatory, rating agency and internal management objectives.• Applies proficient functional knowledge and provides analysis that supports the efficient management of cash positions for the enterprise, insurance, investment and banking lines of business.• Supports intercompany capital transactions and member distribution strategies.• Advises key stakeholders on capital and liquidity management issues according to industry best practices.• Conducts analysis and provides recommendations to senior analysts and management for submission to governance committees if a risk tolerance is exceeded.• Contributes to Treasury initiatives in Dodd Frank Act Stress Testing (DFAST) and enterprise stress test planning and execution.• Evaluates stress scenario results and the establishment of contingency plans.• Analyzes stress scenario impacts to the USAA Consolidated/P&C/Bank/Life Capital Plans and Contingency Funding Plans and associated capital and liquidity metrics.• Key contributor in the preparation of key capital and liquidity plans, metrics, analysis and reports to governance committees, senior management, regulatory bodies and the USAA Board of Directors.• Primary contributor to meet daily cash and liquidity reporting requirements.• Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.What you have:• Bachelor's degree; OR 4 years of related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree.• 4 years of related experience in Finance, Risk Management, Treasury, Capital and Liquidity Management and/or Accounting.• Proficient knowledge of Microsoft Office products including Excel.• Proven ability to effectively influence and build cross-functional relationships with employees of various levels throughout the organization.• Strong written and verbal communication skills, including the ability to create and present executive-level presentations.• Ability to effectively work with both internal and external partners.What sets you apart:• Stress testing experience including scenario design• Knowledge of insurance and banking industries• Experience working with quantitative models• CFA designation• US military experience through military service or a military spouse/domestic partnerThe above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.What we offer:Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. The salary range for this position is: $74,210 - $141,830.Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.For more details on our outstanding benefits, please visit our benefits page on USAAjobs.com.Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting.USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
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What You Should Know About Liquidity Strategy Analyst Mid-Level, USAA

At USAA, we're on a mission to facilitate the financial security of military members and their families, and we're on the lookout for a talented Liquidity Strategy Analyst Mid-Level to join our team in Charlotte, NC! In this role, you'll be working with our Liquidity Stress Testing team within the Treasury Office, focusing on building a top-notch liquidity stress testing program from the ground up. You'll have the chance to partner with various teams across the enterprise while leveraging your skills in advanced analytics, modeling, and reporting. Your work will ensure that our liquidity strategies and contingency funding plans are robust and resilient across various stress scenarios. We pride ourselves on our core values of honesty, integrity, loyalty, and service – and we’re looking for someone who shares these values. You'll enjoy a flexible work environment requiring attendance in the office four days a week, giving you the perfect blend of collaboration and work-life balance. If you're ready to make a significant impact at USAA while helping to support our mission, we encourage you to apply today!

Frequently Asked Questions (FAQs) for Liquidity Strategy Analyst Mid-Level Role at USAA
What are the key responsibilities of a Liquidity Strategy Analyst Mid-Level at USAA?

As a Liquidity Strategy Analyst Mid-Level at USAA, your responsibilities will include producing complex work deliverables related to capital and liquidity adequacy across the enterprise, preparing liquidity and capital policies, conducting balance sheet analyses, and advising stakeholders on capital management issues. You will also contribute to Treasury initiatives and evaluate stress scenario outcomes.

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What qualifications are needed to apply for the Liquidity Strategy Analyst Mid-Level position at USAA?

Candidates need a Bachelor's degree or 4 years of relevant experience in Finance, Risk Management, Treasury, or Accounting. Proficiency in Microsoft Excel and strong communication skills are essential. Experience in stress testing and familiarity with the insurance and banking industries would be beneficial. A CFA designation and military experience are also valued.

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What is the work environment like for a Liquidity Strategy Analyst Mid-Level at USAA?

At USAA, a Liquidity Strategy Analyst Mid-Level will work in a collaborative team environment and is required to be in the office four days a week. The atmosphere is supportive, focusing on work-life balance while enabling impactful contributions to the financial security of military families.

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How does USAA support employee development for Liquidity Strategy Analysts?

USAA offers career path planning and continuous education opportunities to aid the professional growth of its employees, including Liquidity Strategy Analysts. This support is vital in helping employees achieve their career goals while contributing to the overall organizational mission.

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What benefits do Liquidity Strategy Analysts receive at USAA?

USAA provides its employees with a comprehensive benefits package, including medical, dental, and vision plans, along with a 401(k), pension, life insurance, parental benefits, and generous vacation time. These offerings are designed to support the physical, financial, and emotional well-being of employees.

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Common Interview Questions for Liquidity Strategy Analyst Mid-Level
Can you describe your experience with liquidity stress testing?

When discussing your experience, focus on specific projects you've worked on, including the methodologies used and outcomes achieved. Highlight your analytical skills and any software or tools you utilized.

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How do you approach building capital and liquidity policies?

Emphasize your strategic thinking process and mention how you consider regulatory requirements, stakeholder needs, and risk management when formulating these policies.

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What key metrics do you use to assess liquidity adequacy?

Discuss specific liquidity metrics such as the liquidity coverage ratio, net stable funding ratio, and cash flow projections, explaining how you use them to guide decision-making.

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How do you handle communication with cross-functional teams?

Provide examples of successful collaborations with different teams, focusing on your ability to convey complex information clearly and effectively to stakeholders at all levels.

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Can you explain a scenario where you identified a risk in liquidity positions?

Share a detailed account of a particular situation, explaining the steps you took to identify the risk and the measures you implemented to mitigate it.

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What experience do you have with quantitative modeling?

Discuss your work with quantitative approaches, models you've built or utilized, and how they have supported liquidity management decision-making.

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How do you stay up-to-date with industry regulations affecting liquidity?

Mention specific resources you utilize, such as industry publications, webinars, or networking with professionals in the field, underlining your commitment to continuous learning.

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What tools do you prefer to use for liquidity reporting?

Share specific software or platforms you've used for reporting, discussing how they help streamline processes and improve accuracy in reporting liquidity metrics.

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Describe a project where you had to prepare executive-level presentations.

Detail your role in a project that required you to synthesize and present complex information, highlighting how you tailored your presentation for the audience and ensured clarity.

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How have you applied contingency funding plans in your previous roles?

Illustrate your experience with contingency planning, including how you've assessed potential funding shortfalls and developed strategies to manage them effectively.

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WHAT WE STAND FOR No matter how many years we’re in business or how many members we serve, our core mission and the values that inspired it never change. Our mission is to stand with our members and be there for them and their families by facili...

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Full-time, hybrid
DATE POSTED
December 14, 2024

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