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Sr. Associate Counsel, Product & Commercial - job 24 of 26

Company Description

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

Job Description

Visa is seeking a proactive product, business and commercial lawyer to join its growing legal team that supports Visa’s Value-Added Services organization. The position is for a Senior Associate Counsel, who will report to a Senior Managing Counsel, Visa Legal: Value-Added Services.

The role includes responsibility for supporting Issuing Solutions, either as the lead attorney for certain products and services or as part of a small team of experienced counsel. Products and services include Visa’s new and existing Value-Added Services relating to issuer processing products and loyalty & offers. The attorney will work closely with other experienced Visa lawyers and compliance professionals and regularly engage directly with business clients.

Applicants must be skilled at managing multiple priorities in a fast-paced and challenging, but highly rewarding, environment, have good judgment and strong analytical, client counseling, and negotiation skills, be an adept issuer spotter and creative problem solver, be self-motivated, and, most importantly, be an optimistic, curious, and collaborative team player.

  • Work closely with business teams to understand and achieve key business objectives and help them develop compelling product and service offerings
  • Provide advice and counsel to business line and management on transactional legal matters and proposed corporate actions and projects
  • Draft, negotiate, and drive to completion complex commercial agreements that achieve business objectives, and continue to support those business relationships once consummated
  • Provide sophisticated and creative counseling and advice to business teams regarding product development, deployment, and associated commercial and contracting considerations
  • Lead review of product related marketing and sales materials
  • Manage regulatory support, including jurisdiction-specific regulatory assessments, and evaluation of how shifts in regulatory landscapes may impact Visa and its partners
  • Work closely with Visa’s regional legal and business teams globally, and assist these teams in resolving regional and local issues, including to achieve consistency on approaches and issues by Visa worldwide
  • Review externally facing documentation for compliance with securities laws, disclosure policies, data use policies and requirements, competition law issues, etc.
  • Where required, coordinate and supervise outside counsel for timeliness, cost-effectiveness, and excellence of service and work product

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.

Qualifications

Basic Qualifications
•5 or more years of relevant work experience with a Bachelors Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD

Preferred Qualifications
•6 or more years of work experience with a Bachelors Degree or 4 or more years of relevant experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or up to 3 years of relevant experience with a PhD
•Strong academic credentials, including a J.D. degree (or international equivalent)
•Valid license to practice in the state where the job is located or the ability to become state registered in-house counsel in good standing
•Prior experience in at least one of the following areas: payments (and related credit and debit processing), financial services, technology or fintech industries
•Demonstrated ability to drive execution in a team environment, integrating legal advice and business knowledge while providing balanced advice regarding risks and benefits
•Must be able to work independently and collaboratively as needed, and engage directly with business clients at all levels
•Must be a practical and creative problem-solver with developed business acumen and the ability to understand the company's business interests and anticipate the nature and magnitude of issues that could arise in various settings
•Must be able to manage and drive the legal and regulatory aspects of complex business initiatives, both in the U.S. and internationally
•Transactional background (corporate, commercial arrangements) with extensive experience drafting and negotiating a wide array of commercial agreements
•Working knowledge of privacy and competition laws
•Must be able to multitask and manage a significant workload and many clients with minimal supervision

Additional Information

Work Hours: Varies upon the needs of the department.

Travel Requirements: This position requires travel 5-10% of the time.

Mental/Physical Requirements: This position will be performed in an office setting.  The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer.  Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status.  Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.

U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 176,800.00 to 230,000.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.

Average salary estimate

$203400 / YEARLY (est.)
min
max
$176800K
$230000K

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What You Should Know About Sr. Associate Counsel, Product & Commercial, Visa

At Visa, we're on the lookout for a talented Senior Associate Counsel for our Product & Commercial team located in Atlanta, GA. This role is perfect for someone ready to tackle engaging legal challenges while joining a company that leads the way in payments and technology. As part of our growing legal team, your main task will be to support the Value-Added Services organization, collaborating closely with business teams to develop compelling products and services. You’ll draft and negotiate complex commercial agreements, guiding on transactional legal matters that directly impact our business success. This role requires a creative problem-solver with a solid understanding of the payments industry. You'll engage with experienced attorneys and compliance professionals to counsel on product development, regulatory assessments, and compliance with various legal frameworks. The ideal candidate should possess a strong academic background, preferably with a J.D. and significant experience in corporate law. If you're a proactive, optimistic team player who thrives in a fast-paced environment, we're excited to see how you can contribute to Visa's mission of uplifting everyone, everywhere. Join us and experience Life at Visa while making a meaningful impact in a purpose-driven industry leader.

Frequently Asked Questions (FAQs) for Sr. Associate Counsel, Product & Commercial Role at Visa
What are the responsibilities of the Senior Associate Counsel at Visa?

The Senior Associate Counsel at Visa is responsible for supporting the Value-Added Services organization, which involves drafting and negotiating complex commercial agreements and providing legal advice on transactional matters. You'll also work closely with business teams to understand their objectives, manage regulatory support, and handle compliance with securities laws and competition law.

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What qualifications do I need for the Senior Associate Counsel position at Visa?

To qualify for the Senior Associate Counsel position at Visa, you should have at least five years of relevant legal experience, preferably in the payments or financial services sector. A J.D. is required, and having a valid license to practice in Georgia or the ability to register as in-house counsel is essential. Strong analytical and negotiation skills are also vital.

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How does the Senior Associate Counsel role at Visa involve teamwork?

The Senior Associate Counsel role at Visa heavily emphasizes collaboration. As a member of the legal team, you will work with experienced lawyers and business teams, integrating legal insights with business strategies. Your ability to communicate effectively and work towards common objectives is critical in fostering a supportive team environment.

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What kind of legal advice can the Senior Associate Counsel at Visa provide?

As a Senior Associate Counsel at Visa, you'll provide innovative legal advice on product development and deployment, ensuring compliance with various regulations. You’ll also handle matters such as drafting complex agreements and advising on marketing and sales materials to meet business goals while adhering to legal guidelines.

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What is the work environment like for a Senior Associate Counsel at Visa?

The work environment for a Senior Associate Counsel at Visa is dynamic and fast-paced, requiring a balance between independent work and teamwork. The role is hybrid, offering flexibility, and requires the ability to manage multiple priorities while fostering collaboration with colleagues across various regions.

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Common Interview Questions for Sr. Associate Counsel, Product & Commercial
Can you explain your experience with drafting complex commercial agreements?

When answering this question, provide specific examples of commercial agreements you've drafted or negotiated. Highlight the types of agreements, the stakeholders involved, and the outcomes achieved, showcasing your understanding of legal and business implications.

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How do you prioritize your work when managing multiple clients and projects?

Demonstrate your organizational skills by discussing specific techniques you use, such as task management software, priority matrices, or regular check-ins with clients. Emphasize your approach to balancing urgent tasks with long-term projects.

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What steps do you take to stay updated on regulatory changes affecting your role?

Mention your methods for staying informed about regulatory changes, such as attending industry webinars, subscribing to legal newsletters, and participating in professional organizations. This shows your commitment to staying current and ensuring compliance at Visa.

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Can you give an example of a challenging legal issue you faced and how you resolved it?

Share a specific instance where you encountered a challenging legal problem. Explain your thought process, the solutions you considered, and the final outcome. This illustrates your problem-solving abilities and resilience.

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How do you approach team collaboration in a legal context?

Discuss your experiences working in team settings, emphasizing communication, shared goals, and mutual respect. Cite examples where your collaboration led to successful outcomes, highlighting your teamwork skills.

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What qualities do you think are essential for a successful Senior Associate Counsel?

Identify key qualities such as strong analytical skills, effective communication, ability to negotiate, and a collaborative mindset. Relate these to the role at Visa, showing how they contribute to achieving business and legal objectives.

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How do you ensure compliance with securities laws in your projects?

Explain your approach to ensuring compliance, which may include thorough legal reviews of documentation, staying engaged with regulatory updates, and collaborating with compliance teams. This shows your thoroughness and attention to detail.

Join Rise to see the full answer
What is your experience with privacy and competition laws?

Outline your relevant experience with privacy and competition laws, discussing specific projects where you ensured compliance. This shows your familiarity with essential legal frameworks that affect Visa's operations.

Join Rise to see the full answer
How would you advise business teams on potential risks and benefits of a new product?

Describe your approach to analyzing risks versus benefits, which may include conducting legal reviews, engaging directly with business stakeholders, and providing clear, actionable advice tailored to their objectives.

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What motivates you to work in the payments and financial services industry?

Share your passion for the industry by discussing specific aspects that inspire you, such as innovation, the ability to make a positive impact on consumers and businesses, and the challenges faced in a rapidly evolving landscape.

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Visa Inc. operates as a payments technology company worldwide. The company facilitates commerce through the transfer of value and information among consumers, merchants, financial institutions, businesses, strategic partners, and government entiti...

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Full-time, hybrid
DATE POSTED
April 17, 2025

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