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Sr. Associate Counsel, Product & Commercial - job 25 of 26

Company Description

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

Job Description

Visa is seeking a proactive product, business and commercial lawyer to join its growing legal team that supports Visa’s Value-Added Services organization. The position is for a Senior Associate Counsel, who will report to a Senior Managing Counsel, Visa Legal: Value-Added Services.

The role includes responsibility for supporting Issuing Solutions, either as the lead attorney for certain products and services or as part of a small team of experienced counsel. Products and services include Visa’s new and existing Value-Added Services relating to issuer processing products and loyalty & offers. The attorney will work closely with other experienced Visa lawyers and compliance professionals and regularly engage directly with business clients.

Applicants must be skilled at managing multiple priorities in a fast-paced and challenging, but highly rewarding, environment, have good judgment and strong analytical, client counseling, and negotiation skills, be an adept issuer spotter and creative problem solver, be self-motivated, and, most importantly, be an optimistic, curious, and collaborative team player.

  • Work closely with business teams to understand and achieve key business objectives and help them develop compelling product and service offerings
  • Provide advice and counsel to business line and management on transactional legal matters and proposed corporate actions and projects
  • Draft, negotiate, and drive to completion complex commercial agreements that achieve business objectives, and continue to support those business relationships once consummated
  • Provide sophisticated and creative counseling and advice to business teams regarding product development, deployment, and associated commercial and contracting considerations
  • Lead review of product related marketing and sales materials
  • Manage regulatory support, including jurisdiction-specific regulatory assessments, and evaluation of how shifts in regulatory landscapes may impact Visa and its partners
  • Work closely with Visa’s regional legal and business teams globally, and assist these teams in resolving regional and local issues, including to achieve consistency on approaches and issues by Visa worldwide
  • Review externally facing documentation for compliance with securities laws, disclosure policies, data use policies and requirements, competition law issues, etc.
  • Where required, coordinate and supervise outside counsel for timeliness, cost-effectiveness, and excellence of service and work product

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.

Qualifications

Basic Qualifications
•5 or more years of relevant work experience with a Bachelors Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD

Preferred Qualifications
•6 or more years of work experience with a Bachelors Degree or 4 or more years of relevant experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or up to 3 years of relevant experience with a PhD
•Strong academic credentials, including a J.D. degree (or international equivalent)
•Valid license to practice in the state where the job is located or the ability to become state registered in-house counsel in good standing
•Prior experience in at least one of the following areas: payments (and related credit and debit processing), financial services, technology or fintech industries
•Demonstrated ability to drive execution in a team environment, integrating legal advice and business knowledge while providing balanced advice regarding risks and benefits
•Must be able to work independently and collaboratively as needed, and engage directly with business clients at all levels
•Must be a practical and creative problem-solver with developed business acumen and the ability to understand the company's business interests and anticipate the nature and magnitude of issues that could arise in various settings
•Must be able to manage and drive the legal and regulatory aspects of complex business initiatives, both in the U.S. and internationally
•Transactional background (corporate, commercial arrangements) with extensive experience drafting and negotiating a wide array of commercial agreements
•Working knowledge of privacy and competition laws
•Must be able to multitask and manage a significant workload and many clients with minimal supervision

Additional Information

Work Hours: Varies upon the needs of the department.

Travel Requirements: This position requires travel 5-10% of the time.

Mental/Physical Requirements: This position will be performed in an office setting.  The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer.  Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status.  Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.

U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 176,800.00 to 230,000.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.

Average salary estimate

$203400 / YEARLY (est.)
min
max
$176800K
$230000K

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What You Should Know About Sr. Associate Counsel, Product & Commercial, Visa

Are you ready to take your legal career to the next level? Visa, a global leader in payments and technology located in Denver, CO, is seeking a passionate and proactive Sr. Associate Counsel, Product & Commercial to join our dynamic legal team. In this exciting role, you will have the opportunity to support our innovative Value-Added Services organization, working closely with commercial teams to develop and refine compelling product offerings. You’ll find yourself at the intersection of law and business, advising on transactional legal matters, drafting complex commercial agreements, and collaborating with a talented team to navigate regulatory landscapes. Your role doesn’t just stop at providing legal counsel; you will also engage directly with business clients, ensuring that legal considerations are woven into the fabric of our commercial initiatives. With 5+ years of relevant experience and a knack for creative problem solving, you’ll manage a diverse workload while harnessing strong analytical and negotiation skills. As you advance your professional journey here at Visa, you’ll deal with exciting challenges related to issuer processing products and loyalty & offers, making significant contributions to our mission of uplifting everyone, everywhere. Embrace this hybrid opportunity - where your days will alternate between collaborative office work and remote productivity. Come join us and make an impact while experiencing Life at Visa.

Frequently Asked Questions (FAQs) for Sr. Associate Counsel, Product & Commercial Role at Visa
What responsibilities does the Sr. Associate Counsel, Product & Commercial at Visa entail?

The Sr. Associate Counsel, Product & Commercial at Visa is responsible for supporting the Value-Added Services organization. This includes advising business teams on transactional legal matters, drafting and negotiating complex commercial agreements, and providing creative legal counsel on product development and regulations. You’ll actively engage with business clients, help drive to completion commercial agreements, and ensure external documentation complies with applicable laws.

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What qualifications are needed for the Sr. Associate Counsel position at Visa?

To qualify for the Sr. Associate Counsel position at Visa, candidates should have 5 or more years of relevant work experience, ideally with a J.D. degree or other advanced degree. A valid license to practice in Colorado or the ability to register in-house is essential. Preferred applicants often have experience in payments or fintech industries, with a demonstrated ability to integrate legal advice with business acumen effectively.

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What skills are important for the Sr. Associate Counsel role at Visa?

Key skills for the Sr. Associate Counsel role at Visa include strong analytical, negotiation, and client counseling capabilities. Candidates should be adept at managing multiple priorities in a fast-paced environment, possess a practical and creative problem-solving approach, and have the ability to provide balanced advice on risks and benefits while coordinating with various stakeholders.

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Is the Sr. Associate Counsel position at Visa a remote or on-site role?

The Sr. Associate Counsel position at Visa offers a hybrid work model, meaning that while you will spend some days in the office collaborating with your team, there are also opportunities for remote work. The specific days required in the office will be determined by your hiring manager, allowing for a level of flexibility suited to your working style.

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What is the salary range for the Sr. Associate Counsel role at Visa?

The estimated salary range for a new hire into the Sr. Associate Counsel position at Visa is between $176,800 and $230,000 annually. This figure may include potential sales incentives and could vary based on factors such as experience, knowledge, skills, and location. Additional compensation may include bonuses and equity options.

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Common Interview Questions for Sr. Associate Counsel, Product & Commercial
Can you describe your experience with drafting and negotiating commercial agreements?

When discussing your experience with drafting and negotiating commercial agreements, focus on specific agreements you’ve handled, the challenges faced, and the outcomes achieved. Highlight your understanding of legal terms and your collaborative approach in discussions with business clients to demonstrate your blend of legal knowledge and business acumen.

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How do you prioritize tasks in a fast-paced legal environment?

To answer this question, outline your organizational skills and techniques such as creating a priority matrix or utilizing project management tools. Discuss examples from your past where you effectively managed concurrent tasks while engaging with multiple clients, emphasizing your ability to remain composed under pressure.

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What do you consider when providing regulatory support for product development?

When answering this question, discuss the importance of keeping up with regulatory changes and understanding how they influence the business. Explain your process for assessing risks and providing timely advice, along with examples of how you've successfully navigated compliance issues in past projects.

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How would you handle a situation where business objectives conflict with legal advice?

In this scenario, emphasize the importance of open communication. Talk about how you would advocate for legal compliance while also working collaboratively with the business teams to find solutions that align with both legal and commercial objectives, potentially providing examples from your experiences.

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What strategies do you use to stay updated on changes in privacy and competition laws?

Discuss your proactive approach to keeping abreast of legal updates, such as subscribing to industry newsletters, attending relevant conferences, or participating in professional organizations. Then provide examples of how this knowledge has directly benefitted your work and decision-making processes.

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Can you give an example of a complex legal problem you solved creatively?

When answering, provide a specific example that illustrates the problem, your thought process, and the innovative solution you implemented. This approach demonstrates your critical thinking and creativity, essential traits for the Sr. Associate Counsel role.

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How do you foster relationships with business clients?

Talk about the importance of establishing trust and rapport through regular communication and being approachable. Share strategies you use to engage with clients, such as understanding their business challenges and offering solutions that are both practical and legally sound.

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What experience do you have in managing global legal issues?

In your response, highlight any international experience or projects that required you to coordinate with regional legal teams. Discuss your understanding of different legal frameworks and how you ensure consistency across various jurisdictions, showcasing your adaptability and global awareness.

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How do you ensure compliance in externally facing documents?

Explain your thorough review process for compliance, emphasizing your attention to detail. Share examples of how you've successfully navigated compliance issues in the past, highlighting your ability to foresee potential legal challenges in external communications and documentation.

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Why do you want to work for Visa as a Sr. Associate Counsel?

Your response should express a genuine interest in Visa’s mission and values. Explain how your skills align with the company’s goals, your desire to engage in the payments technology sector, and the enthusiasm for being part of a team that contributes to innovative solutions in such a dynamic field.

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Visa Inc. operates as a payments technology company worldwide. The company facilitates commerce through the transfer of value and information among consumers, merchants, financial institutions, businesses, strategic partners, and government entiti...

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Full-time, hybrid
DATE POSTED
April 16, 2025

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