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Sr. Director, Affluent & Consumer Segments - job 7 of 20

Team Summary

The Consumer Card Product & Segments group manages the deployment and optimization of Visa’s core products base consisting of Credit, Debit and Prepaid payments solutions globally. The team is also responsible for the development and deployment of innovation across this product suite. To do this, we work in close partnership with Visa clients and key internal and external stakeholders across the globe. We are also a key part of the transition of conventional card-based solutions onto digital form factors, ensuring Visa payments solutions remain the market-leading way for consumers to spend their money and manage their payments across Visa’s global regions.

Visa Inc. is seeking a dynamic and visionary Senior Director to lead the development, and delivery of Visa's Affluent Consumer Segment strategy. This role is pivotal in driving the evolution of our offerings, from creating new, Ultra High Net Worth (UHNW)-focused propositions to refreshing our existing Mass Affluent product set. The ideal candidate will be a thought-leader, who has experience in and a hunger to 'roll up their sleeves' and get involved in new product development and go-to-market planning, and who has exceptional cross-functional stakeholder management skills and a proven talent for leading and inspiring teams.

Reporting to the VP, Card Products & Segments, the SD, Affluent & Consumer Segments will be responsible for initiatives across six broad areas of responsibility.

Key Responsibilities:

Strategic Leadership:

  • Develop and execute a comprehensive strategy for Visa's Affluent Consumer Segments – from Mass Affluent through to Ultra High Net Worth (UHNW).
  • Identify market opportunities and trends to drive innovation and growth within the Affluent Segment.
  • Work closely with executive leadership to align segment strategies in line with overall business objectives.

Product Development & Enhancement:

  • Lead the development of new, innovative UHNW propositions that meet the unique needs of this narrow but important consumer base.
  • Oversee the refresh and enhancement of existing Mass Affluent products to ensure they remain competitive and relevant.
  • Collaborate across the Product organization and with marketing, finance, risk, compliance and technology teams to deliver best-in-class solutions.

Stakeholder Management:

  • Foster strong relationships with internal and external stakeholders, including financial institutions, partners, and service providers.
  • Serve as a key spokesperson for the Affluent Segment, representing Visa at industry events and forums.
  • Ensure alignment and collaboration across various functions and regions to drive successful product launches and initiatives.

Team Leadership:

  • Lead and mentor a high-performing team of direct and dotted line reports, fostering a culture of innovation, collaboration, and excellence.
  • Provide guidance and support to team members, enabling their professional growth and development.
  • Drive accountability and performance through clear objectives and regular feedback.

International Focus:

  • Leverage significant international experience to drive global strategies and adapt them to regional markets.
  • Ensure a deep understanding of highly diverse market dynamics and industry landscapes as well as consumer behaviors and preferences across different geographies.

Future Segment Strategy planning and development

  • While the initial focus of this role will be on Affluent Segments, the role-holder will also need to plan for development of strategies to appeal to and drive Visa preference amongst.
     

This is a hybrid position. Expectation of days in office will be confirmed by your Hiring Manager.

Average salary estimate

$175000 / YEARLY (est.)
min
max
$150000K
$200000K

If an employer mentions a salary or salary range on their job, we display it as an "Employer Estimate". If a job has no salary data, Rise displays an estimate if available.

What You Should Know About Sr. Director, Affluent & Consumer Segments, Visa

Visa Inc. is on the lookout for a passionate and innovative Sr. Director, Affluent & Consumer Segments to join their dynamic team in sunny San Francisco. This crucial role involves leading the development and execution of Visa's Affluent Consumer Segment strategy, focusing on catering to both Mass Affluent and Ultra High Net Worth (UHNW) clients. You'll be right at the forefront of product innovation, breathing life into new UHNW propositions and refreshing existing offerings to ensure they stay competitive in today's fast-paced market. Collaborating with key stakeholders around the world, you'll work closely with internal teams across product, marketing, finance, risk, and technology to deliver cutting-edge solutions that adapt to evolving customer needs. This job is about more than just strategy; it's about inspiring your team, driving growth, and building strong client relationships. Your leadership will foster a culture of excellence and innovation, enabling your team to thrive. With an international focus, you’ll leverage your experience to adapt strategies across diverse geographies, ensuring that Visa continues to lead the way in payments solutions. So if you're ready to take your career to the next level and make a lasting impact in the affluent consumer market, come join us at Visa and help shape the future of payment solutions for consumers all around the world!

Frequently Asked Questions (FAQs) for Sr. Director, Affluent & Consumer Segments Role at Visa
What are the primary responsibilities of the Sr. Director, Affluent & Consumer Segments at Visa?

The primary responsibilities of the Sr. Director, Affluent & Consumer Segments at Visa include developing and executing strategies for Mass Affluent and Ultra High Net Worth consumer segments, driving product innovation, managing relationships with key stakeholders, and mentoring a high-performing team. This role requires strong leadership and an ability to collaborate across multiple functions to successfully launch products.

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What qualifications are needed for the Sr. Director, Affluent & Consumer Segments role at Visa?

To qualify for the Sr. Director, Affluent & Consumer Segments role at Visa, candidates should have extensive experience in product development and consumer strategy, particularly within affluent markets. A background in financial services or payments is advantageous. Strong cross-functional management skills and a proven ability to inspire teams are also essential for success in this role.

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How does the Sr. Director, Affluent & Consumer Segments at Visa approach market trends and innovation?

The Sr. Director, Affluent & Consumer Segments at Visa is expected to identify market opportunities and trends that drive innovation. This includes analyzing customer behaviors and preferences while collaborating with various teams to create solutions that meet those evolving needs. The goal is to keep Visa's offerings at the forefront of the market.

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What skills are essential for leading the team as a Sr. Director at Visa?

Essential skills for leading a team as a Sr. Director at Visa include strategic thinking, strong communication, and exceptional stakeholder management abilities. Additional skills such as the ability to mentor and guide team members, foster a collaborative culture, and drive performance through clear objectives are also crucial.

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What is the significance of the international focus in the Sr. Director, Affluent & Consumer Segments role at Visa?

The international focus in the Sr. Director, Affluent & Consumer Segments role at Visa is significant because it allows the leadership to develop strategies that adapt to diverse market conditions and consumer behaviors across geographies. This global perspective ensures that Visa remains competitive and attuned to the needs of affluent consumers worldwide.

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Common Interview Questions for Sr. Director, Affluent & Consumer Segments
What strategies would you implement as the Sr. Director, Affluent & Consumer Segments at Visa?

To answer this, focus on your experience with strategic planning and innovation. Discuss how you would assess current market conditions, identify gaps in the offerings, and outline a roadmap for enhancing products aimed at affluent customers. Be specific about methodologies you would use to track and adapt to changing trends.

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Can you provide an example of how you have driven product innovation in your previous roles?

Share a detailed example that demonstrates your ability to lead a team or project through the product development lifecycle. Highlight your role in brainstorming new ideas, working collaboratively with different departments, and successfully launching a product that met market needs. Emphasize measurable outcomes.

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How do you approach stakeholder management at a high level?

Discuss your strategies for building and maintaining relationships with key stakeholders. Outline how you assess stakeholder interests, communicate effectively, and navigate potential conflicts while aligned with organizational goals. Emphasize active listening and adaptability as part of your approach.

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What leadership style do you adopt when mentoring your team?

Describe your leadership style and how it relates to fostering innovation and development within your team. Highlight your commitment to empowering team members through collaboration, guidance, and providing constructive feedback, ensuring everyone feels valued and motivated.

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What challenges do you foresee in the Affluent & Consumer Segments, and how would you tackle them?

Identify common challenges such as market saturation or evolving consumer preferences. Discuss data-driven approaches and innovative strategies you'd employ to overcome these obstacles while maintaining a competitive edge for Visa within affluent segments.

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How do you ensure products remain relevant in a fast-changing market?

Talk about the importance of continuous market research, customer feedback, and iterative product development. Explain how you would establish processes that encourage proactive adjustments and enhancements based on market changes and emerging trends.

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Can you outline your experience dealing with digital transformation in financial products?

Provide concrete examples of how you've led initiatives that incorporated digital elements into financial products, improving user experience and expanding market reach. Discuss the technologies you utilized and the measurable impact of these transformations.

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What role does data analytics play in your decision-making process?

Explain how you leverage data analytics to guide your decisions, from product development to market launch strategies. Discuss specific analytics tools you are familiar with and how they have informed successful outcomes in your previous roles.

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How would you align your team’s objectives with Visa’s overall business goals?

Describe how you would communicate Visa's broader goals to your team and set clear, actionable objectives that support these aims. Highlight your approach to tracking progress and ensuring accountability through regular check-ins and performance reviews.

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What innovative products have you developed that cater to affluent markets?

Share specific product examples and emphasize their unique features that distinguish them from competitors. Talk about your process for ideating, bringing these products to market, and the outcomes or success metrics you achieved as a result.

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Visa Inc. operates as a payments technology company worldwide. The company facilitates commerce through the transfer of value and information among consumers, merchants, financial institutions, businesses, strategic partners, and government entiti...

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Full-time, hybrid
DATE POSTED
April 3, 2025

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