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Sr. Director, Affluent & Consumer Segments - job 2 of 20

Team Summary

The Consumer Card Product & Segments group manages the deployment and optimization of Visa’s core products base consisting of Credit, Debit and Prepaid payments solutions globally. The team is also responsible for the development and deployment of innovation across this product suite. To do this, we work in close partnership with Visa clients and key internal and external stakeholders across the globe. We are also a key part of the transition of conventional card-based solutions onto digital form factors, ensuring Visa payments solutions remain the market-leading way for consumers to spend their money and manage their payments across Visa’s global regions.

Visa Inc. is seeking a dynamic and visionary Senior Director to lead the development, and delivery of Visa's Affluent Consumer Segment strategy. This role is pivotal in driving the evolution of our offerings, from creating new, Ultra High Net Worth (UHNW)-focused propositions to refreshing our existing Mass Affluent product set. The ideal candidate will be a thought-leader, who has experience in and a hunger to 'roll up their sleeves' and get involved in new product development and go-to-market planning, and who has exceptional cross-functional stakeholder management skills and a proven talent for leading and inspiring teams.

Reporting to the VP, Card Products & Segments, the SD, Affluent & Consumer Segments will be responsible for initiatives across six broad areas of responsibility.

Key Responsibilities:

Strategic Leadership:

  • Develop and execute a comprehensive strategy for Visa's Affluent Consumer Segments – from Mass Affluent through to Ultra High Net Worth (UHNW).
  • Identify market opportunities and trends to drive innovation and growth within the Affluent Segment.
  • Work closely with executive leadership to align segment strategies in line with overall business objectives.

Product Development & Enhancement:

  • Lead the development of new, innovative UHNW propositions that meet the unique needs of this narrow but important consumer base.
  • Oversee the refresh and enhancement of existing Mass Affluent products to ensure they remain competitive and relevant.
  • Collaborate across the Product organization and with marketing, finance, risk, compliance and technology teams to deliver best-in-class solutions.

Stakeholder Management:

  • Foster strong relationships with internal and external stakeholders, including financial institutions, partners, and service providers.
  • Serve as a key spokesperson for the Affluent Segment, representing Visa at industry events and forums.
  • Ensure alignment and collaboration across various functions and regions to drive successful product launches and initiatives.

Team Leadership:

  • Lead and mentor a high-performing team of direct and dotted line reports, fostering a culture of innovation, collaboration, and excellence.
  • Provide guidance and support to team members, enabling their professional growth and development.
  • Drive accountability and performance through clear objectives and regular feedback.

International Focus:

  • Leverage significant international experience to drive global strategies and adapt them to regional markets.
  • Ensure a deep understanding of highly diverse market dynamics and industry landscapes as well as consumer behaviors and preferences across different geographies.

Future Segment Strategy planning and development

  • While the initial focus of this role will be on Affluent Segments, the role-holder will also need to plan for development of strategies to appeal to and drive Visa preference amongst.
     

This is a hybrid position. Expectation of days in office will be confirmed by your Hiring Manager.

Average salary estimate

$175000 / YEARLY (est.)
min
max
$150000K
$200000K

If an employer mentions a salary or salary range on their job, we display it as an "Employer Estimate". If a job has no salary data, Rise displays an estimate if available.

What You Should Know About Sr. Director, Affluent & Consumer Segments, Visa

At Visa Inc., we're excited to announce an opening for a Senior Director, Affluent & Consumer Segments based in the vibrant city of San Francisco. This unique role is not just a job; it's an opportunity to lead the development and delivery of breakthrough strategies for Visa's Affluent Consumer Segment. In this dynamic role, you'll work directly within the Consumer Card Product & Segments group, which focuses on deploying and optimizing our global core products—think Credit, Debit, and Prepaid payments solutions. Your leadership will drive the creation of new Ultra High Net Worth (UHNW)-focused propositions while ensuring our existing Mass Affluent products continue to captivate and meet the needs of our consumers. If you thrive on innovation and are eager to roll up your sleeves and dive into product development and go-to-market planning, this is your moment. You’ll collaborate closely with high-level executives and diverse teams, guiding a talented group that champions excellence and creativity. You'll have the authority to shape strategies that resonate across various regions and sectors, making a tangible impact on how consumers engage with Visa's offerings. So, if you have a keen insight into market trends, exceptional stakeholder management skills, and a passion for mentorship, we invite you to bring your vision and energy to our team and further elevate the way consumers manage their payments.

Frequently Asked Questions (FAQs) for Sr. Director, Affluent & Consumer Segments Role at Visa
What responsibilities does the Senior Director, Affluent & Consumer Segments at Visa Inc. have?

The Senior Director, Affluent & Consumer Segments at Visa Inc. is responsible for a wide array of initiatives. These include developing a comprehensive strategy targeting Mass Affluent to Ultra High Net Worth segments, identifying market opportunities for growth, leading the development of innovative product offerings, overseeing enhancements to existing Mass Affluent products, and managing stakeholder relationships. This role requires collaboration across internal teams - such as marketing, finance, and compliance - ensuring that product launches and initiatives are successful.

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What qualifications are required for the Senior Director position at Visa Inc.?

To step into the role of Senior Director, Affluent & Consumer Segments at Visa Inc., candidates should have significant experience in product strategy, innovation, and team leadership. A strong background in financial services with expertise in affluent or high-net-worth client segments is essential. Ideal candidates will possess excellent cross-functional stakeholder management skills and a proven track record in driving product development and market strategies. Additionally, international experience to understand diverse market dynamics is a plus.

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How does the Senior Director at Visa Inc. contribute to product development?

The Senior Director, Affluent & Consumer Segments at Visa Inc. plays a crucial role in product development by leading the creation of new Ultra High Net Worth-based offerings. This person will also enhance existing product lines aimed at the Mass Affluent segment, ensuring that these remain competitive and relevant in the marketplace. The role involves collaboration with various teams to ensure best-in-class solutions are delivered timely and effectively.

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What type of leadership skills are essential for the Senior Director at Visa Inc.?

Essential leadership skills for the Senior Director, Affluent & Consumer Segments at Visa Inc. include the ability to inspire and mentor a high-performing team, foster a culture of collaboration and innovation, and drive accountability through clear objectives. Strong communication skills are necessary to engage with both internal teams and external stakeholders, enabling effective representation of the Affluent Segment at industry events.

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What is the significance of international experience for the Senior Director role at Visa Inc.?

International experience is highly valuable for the Senior Director, Affluent & Consumer Segments role at Visa Inc. It allows the candidate to understand various market dynamics, consumer behaviors, and preferences across different geographies. This knowledge is key in adapting strategies that cater to diverse regional markets, ensuring that Visa's offerings resonate globally while being relevant locally.

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Common Interview Questions for Sr. Director, Affluent & Consumer Segments
Can you describe your experience with product strategy and development?

Discuss specific examples where you've developed or launched products in affluent consumer markets. Highlight your approach to market research and how you collaborated with multi-disciplined teams to achieve product success.

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How do you identify market trends for affluent consumers?

Explain your methods for tracking trends, such as utilizing consumer insights, analyzing competitive offerings, or leveraging market research tools. Showcase your ability to transform insights into actionable strategies.

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Describe a challenge you've faced in managing stakeholders and how you overcame it.

Share a specific example where you faced adversity in stakeholder management. Detail your approach to addressing the issues, maintaining effective communication, and achieving a positive outcome.

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How do you foster innovation within your team?

Discuss your methods for encouraging creativity, such as brainstorming sessions, structured feedback processes, or professional development opportunities. Share a success story that resulted from your team's innovative approach.

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What strategies would you use to refresh existing Mass Affluent products?

Go into detail about your approach to product refresh, including market analysis, customer feedback integration, and performance metrics assessments. Provide concrete examples of past products you've successfully enhanced.

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How do you ensure effective cross-functional collaboration?

Discuss the importance of clear communication and alignment of goals across teams. Provide an example of how you've successfully worked with different departments to achieve a common objective.

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What role do you believe digital transformation plays in the affluent consumer segment?

Share your insights on how digital transformation is reshaping consumer expectations and behaviors. Discuss strategies you've employed to integrate digital tools into product offerings.

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How do you measure the success of a product launch?

Outline the key performance indicators (KPIs) you typically use to evaluate a product's performance post-launch, such as market adoption rates, customer satisfaction, and financial metrics.

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What experience do you have representing a company at industry events?

Detail your past experiences in speaking or participating in industry forums. Highlight how you engaged your audience and communicated the value propositions of your products.

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Where do you see opportunities for Visa's offerings in the affluent consumer segment?

Provide your perspective on current market opportunities, paying attention to emerging trends, changing consumer needs, and potential gaps in the existing product lineup. Your ability to articulate a forward-looking vision will be crucial.

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Diversity of Opinions
Work/Life Harmony
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Growth & Learning
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Collaboration over Competition
Take Risks
Friends Outside of Work
Passion for Exploration
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Health Savings Account (HSA)

Visa Inc. operates as a payments technology company worldwide. The company facilitates commerce through the transfer of value and information among consumers, merchants, financial institutions, businesses, strategic partners, and government entiti...

12070 jobs
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Full-time, hybrid
DATE POSTED
April 4, 2025

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