Chief Financial Officer (Portuguese Branch)

Younited is one of the fastest-growing Fintech companies in Europe. Since 2011, we've been making waves in France, Italy, Spain, and Portugal, standing out as the only digital consumer credit platform in Europe licensed as a credit institution. Our groundbreaking model lets qualified investors—both individuals and companies—directly fund consumer loans through a collaborative approach. 

At Younited, we're reinventing the credit experience. We're on the hunt for someone passionate about learning, ready to grow, and excited to thrive in a dynamic environment while helping expand Younited's footprint in Portugal! 

Love challenges? Hungry to learn and be part of an amazing team? We want you at Younited!  

We are seeking a strategic and experienced Chief Financial Officer (CFO) to lead the financial operations of our Portuguese branch. This pivotal role requires a dynamic individual with a deep understanding of financial management and regulatory compliance to support our growing organization. 

• Financial Management: Manage all financial operations, cash flow management, and financial reporting. Ensure accurate and timely financial data is available for decision-making.  
• Regulatory Compliance: Ensure compliance with all financial regulations and requirements, including the preparation and submission of regulatory reports to Banco de Portugal, such as Credit Reporting Center (CRC) submissions and financial statements. 
• Tax Management: Accountable for preparation and submission of all tax reporting and declarations, such as VAT or Corporate Tax, ensuring compliance with local tax laws and regulations. 
• Audit Coordination:Responsible for overseeing audit exercises, leading interactions with external auditors, and coordinating with internal teams to ensure accurate outcomes and adherence to deadlines. 
• Legal Representative: Work alongside the Country CEO as the legal representative of the entity in Portugal, representing the company in legal matters, and operating with the support of a comprehensive insurance policy. 

• Educational Background: Bachelor’s degree in finance, Accounting, or a related field. A master’s degree or professional certification (e.g., CPA, CFA) is highly desirable. 
• Experience: Extensive experience in senior financial management roles, preferably within the regulatory environment of the financial regulated sector. Start-up experiences will be highly valued. 
• Language Proficiency: Fluent in Portuguese, with proficiency in English. Spanish valued. 
• Technical Skills: Strong numerical and analytical skills with advanced proficiency in Excel and financial management software. 
• Attention to Detail: Exceptional attention to detail, ensuring accuracy and compliance in all financial reporting and operations. 
• Startup Mindset: Exceptional strategic thinking and problem-solving skills. Proven ability to thrive in dynamic, fast-paced environments, adapting to changing circumstances and driving continuous improvement. 
• Based in Lisbon. 

• Permanent contract 
• Flexibility (hours, remote work, etc.) 
• Competitive compensation package 
• Central Lisbon office space 
• Occasional travel is expected within our Barcelona and Paris offices 
• Opportunity to be part of an inclusive and diverse team (with various nationalities) in a dynamic environment 
• Fun and learning at our local and international events and charitable activities 

We offer a dynamic and exciting work environment, with opportunities for professional growth and advancement. Our team is made up of motivated and talented individuals who are passionate about making a positive impact in the world of finance. We believe in a culture of transparency, open communication, and collaboration, and we are committed to creating a supportive and inclusive workplace for all employees. 

If you're ready to take your career to the next level and be part of a rapidly growing fintech company, we want to hear from you! Apply now and join our mission to revolutionize the financial industry!