Capital Markets Specialist

As a Capital Markets Specialist at Affirm, you will manage key operational work streams for the Capital Markets team. This involves collaborating with both internal stakeholders and external investors, executing capital transactions like asset-backed securities, and handling financing structures. You will significantly contribute to the company's growth in consumer finance by participating in deal structuring and negotiation.

To qualify for the Capital Markets Specialist position at Affirm, candidates typically need 1-3 years of experience in structured finance or a related credit-oriented role. Familiarity with financial modeling, transaction management, and fixed income principles is crucial. Additionally, strong communication skills and an analytical mindset are highly valued.

The Capital Markets team at Affirm plays a crucial role in the company's funding strategy, raising the capital necessary for point-of-sale lending operations. By managing capital activities effectively, the team ensures that Affirm has the resources to scale its services globally, driving the company's revenue growth and enhancing customer experience.

Affirm boasts a remote-first culture, giving Capital Markets Specialists the flexibility to work from anywhere in the U.S. This inclusive environment fosters collaboration and innovation while supporting a work-life balance. Employees can expect regular interactions with various teams, helping to build a vibrant workplace community even from a distance.

As a Capital Markets Specialist at Affirm, you have significant potential for career advancement. The role offers ample opportunities for professional development, including progressing into leadership positions. By building your skills in deal structuring, negotiation, and relationship management, you can shape your future within the company.

When discussing a capital transaction you've been involved with, outline the steps you took, your role in the decision-making process, the outcome, and any lessons learned. It's important to show your analytical skills and how they contributed to the transaction's success.

Effective communication and regular updates are key to managing investor relationships. Discuss your approach to maintaining transparency, addressing concerns, and fostering trust, as well as your strategies for building long-term partnerships.

Be prepared to talk about specific tools or software you’ve utilized in your previous roles. Mention any experience with SQL or Python, as well as financial modeling or analysis tools, and how they’ve enhanced your work efficiency.

Discuss any relevant projects where you've conducted financial modeling. Describe the models you created, the purpose behind them, and the outcomes. Emphasize how these models aided in decision-making and informed stakeholders.

Negotiation is about understanding the needs of all parties involved. Share your strategy for preparing for negotiations, your approach to finding common ground, and how you’ve successfully reached agreements in past situations.

Keeping current with market trends is essential. Discuss your insights into recent developments, such as changes in regulatory environments or innovations in financing structures, and how they might impact Affirm’s strategy.

Outline your method for prioritizing tasks based on urgency and importance, and discuss any tools you use for organization. Provide an example of a time when you successfully managed competing deadlines.

Share your intrinsic motivations, such as the thrill of closing a deal, learning continuously, or being part of innovative financing solutions. Connect your previous experiences to how they've inspired your drive in the capital markets field.

Discuss your approach to adaptability, such as staying informed on economic indicators, being proactive in strategizing, and having contingency plans. Provide an example of when you successfully navigated an adverse change.

Articulate your interest in Affirm's mission to reinvent credit and how the Capital Markets role aligns with your professional aspirations. Mention any specific aspects of Affirm's values or innovative approach to finance that resonate with you.