Senior Product Manager- Card Product
Innovate with purpose
At BILL, we believe in empowering the businesses that drive our economy. By replacing outdated financial processes with innovative tools, we help businesses—from startups to established brands—make smarter decisions and gain control of their operations. And we don’t stop there: we’re creating the future of financial automation so businesses can spend more time on what matters.
Working here means you become part of a vision-driven team that’s ready to tackle challenges and build cutting-edge solutions. We value purpose, drive, and curiosity—and we thrive in a fast-paced, ever-changing environment. Whether in one of our offices in San Jose, CA, Draper, UT, or working remotely, BILLders collaborate to deliver real impact for businesses that need more time in their busy weeks.
At BILL, we listen, learn, and lead—fostering collaboration and a drive for continuous growth. We’re committed to building a diverse and inclusive workplace that values each person’s unique skills and experiences. Even if you don’t meet every requirement, we’d love to hear from you—you might be just what we’re looking for, whether in this role or another.
✨ Let’s give businesses more time for what matters.
Make your impact within a rapidly growing Fintech Company:
We are looking for a strategic & experienced product manager who will be scaling our Spend & Expense (S&E) i.e., BILL Divvy Cards products and integrated issuance platform. This is a dynamic, high-visibility team responsible for growing, scaling, and improving the capabilities for S&E cards - a strategically impactful product for BILL.
Responsibilities:
- Own and execute the S&E issuance platform roadmap bringing reliability & resiliency to all payments and new card product offerings to grow the business
- Enhance issuing platform capabilities across BILL Cards. Own roadmap and key initiatives across our platform to improve how we issue cards and manage transactions over the card networks.
- Partner closely with engineers, designers, product marketing, sales, business operations, customer success, customer support, risk, and finance to ensure our customers are at the center of everything we build and that they’re delighted by our work
- Be a thought leader on our Issuing platforms and products, with a deep understanding of how the interplay between issuing processors, issuing banks, and card networks functions, knowledge of various card classifications and economic structures, and most importantly, how BILL card products fit within that ecosystem.
- Focus on Business Outcomes. Cut through the complexity of card programs to identify opportunities for enhanced economic efficiencies across the issuing P&L.
- Gather feedback from Ops and CX teams to uncover customer pain points and work to improve platform capabilities/ experience and support development of new features to further optimize the experience
- Interact effectively with senior leaders presenting insights and strategies that drive our company’s objectives
We’d love to chat if you have:
- 5+ years of product management experience in fintech or a payments related industry
- Knowledge of the card payments ecosystem, including key players, products, and economics
- Experience at an issuing processor or card network a plus
- Track record of experimenting and successfully launching at scale
- Outstanding written and verbal communication with a diverse stakeholder audience
- Very good at influencing leadership, cross-functional teams, and external partners
- Solid technical chops that allow you to have in depth technical discussions and opinions
- Excellent at identifying and prioritizing high impact initiatives
- Experience managing technical software products from kick-off to post-launch
- The ability to turn incomplete, conflicting, or ambiguous inputs into solid action plans
The estimated salary range for this role is noted below for our San Jose based role. Our ranges for each role and job level are based on a variety of factors including candidate experience, expertise, and geographic location and may vary from the amounts listed above. The role is also eligible for a competitive benefits package that includes: medical, dental, vision, life and disability insurance, 401(k) retirement plan, flexible spending & health savings account, paid holidays, paid time off, and other company benefits.
The estimated base salary range for this role is noted below for our office location in Draper, UT. Additionally, this role is eligible to participate in BILL’s bonus and equity plan. Our ranges for each role and job level are based on a variety of factors including candidate experience, expertise, and geographic location and may vary from the amounts listed above. The role is also eligible for a competitive benefits package that includes: medical, dental, vision, life and disability insurance, 401(k) retirement plan, flexible spending & health savings account, paid holidays, paid time off, and other company benefits.
What’s in it for you?
Redefining how businesses automate their work is a fast-paced, exciting, and fun environment. But we also have benefits and perks to ensure the magic isn’t only experienced by our customers, but by our employees as well.
Here is a preview of some of the amazing benefits here at BILL:
- 100% paid employee health, dental, and vision plans (choose HMO, PPO, or HDHP)
- HSA & FSA accounts
- Life Insurance, Long & Short-term disability coverage
- Employee Assistance Program (EAP)
- 11+ Observed holidays and wellness days and flexible time off
- Employee Stock Purchase Program with employee discounts
- Wellness & Fitness initiatives
- Employee recognition and referral programs
- And much more
Don’t believe us? Check out our culture, benefits, and teams on our career site, LinkedIn Life, or YouTube pages.
BILL is an Equal Opportunity Employer that values diversity and inclusion. We believe our best ideas come from the unique stories, perspectives, and experiences of our team members. We welcome people of all backgrounds, abilities, and identities to bring their authentic selves and contribute to our culture.
We are committed to a transparent, inclusive hiring process that reflects our values. If you need accommodations at any stage, please contact interviewaccommodations@hq.bill.com.
Our Applicant Privacy Notice describes how BILL treats the personal information it receives from applicants.
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At BILL, we’re inviting a driven Senior Product Manager to join our dynamic team in Draper, Utah. As part of our mission to empower businesses with innovative financial tools, this role will focus on scaling our Spend & Expense (S&E) i.e., BILL Divvy Cards products and integrated issuance platform. Your expertise will guide our high-visibility team as we enhance capabilities within our CARD product offerings. You'll own the issuance platform roadmap, ensuring reliability and resilience in payment processing. Collaborating closely with engineers, designers, and cross-functional teams, you’ll place our customers at the heart of your strategies. The knowledge you bring about card classifications and the economic structures involved will help us navigate the complex payments ecosystem. Your goal is to drive business outcomes, interacting with senior leaders to present insights that align with BILL's objectives. We seek someone with over 5 years of product management experience in fintech, especially with a knack for improving systems and processes while launching impactful initiatives at scale. Your solid communication skills will help you influence diverse stakeholders effectively. If you’re passionate about transforming how businesses manage their expenses and keen to be part of a culture that values curiosity and innovation, we would love for you to consider joining us at BILL!
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BILL is a leader in financial automation software for small and midsize businesses (SMBs). As a champion of SMBs, we are dedicated to automating the future of finance so businesses can flourish. Hundreds of thousands of businesses trust BILL solut...
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