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Finance Lead

Two Dots is using AI to remake the way consumer underwriting is done, starting with residential real estate. Most consumers' most important financial information is locked up in documents, and we’ve built technology that is able to harness this data to help make better lending decisions.  We’ve coupled this underwriting agent with advanced document and identity anti-fraud, and we’re working toward democratizing sophisticated consumer underwriting for all. 

After raising our Series A, we are growing rapidly and could use your expertise to help us become the new standard in consumer underwriting.

Please note that we require all full-time employees to work from our office in San Francisco, CA.

Role overview: 

Two Dots is looking for a Finance Lead to build and own our finance function. As the first dedicated finance hire, you will be responsible for creating financial systems, processes, and reporting that help us scale responsibly. You will work directly with our CEO and leadership team to shape company-wide decisions through rigorous financial analysis and planning.

This is a rare opportunity to join a fast-growing AI startup at an early stage and have a direct impact on company trajectory.

Key Responsibilities: 

  • Own all aspects of company financial operations, including budgeting, forecasting, cash flow management, and reporting

  • Lead the monthly close process in partnership with accounting

  • Manage vendor relationships and oversee accounts payable/receivable

  • Partner with leadership on pricing strategy, new product launches, headcount planning, and go-to-market investments

What you get in return:

  • 4+ years of experience in finance, consulting, or startup roles including IB / PE / VC, management consulting, and/or business roles at high-growth startups 

  • Extremely analytical with high attention to detail

  • Bias towards action, ability to thrive in ambiguity, ownership mindset 

What you get in return:

  • An opportunity to shape the future of AI-driven consumer underwriting and make a tangible industry impact

  • Ownership of a core function with high visibility and impact

  • Competitive salary, comprehensive equity package, and substantial benefits

Closing:

Two Dots is an equal opportunity employer. We aim to build a workforce of individuals from different backgrounds, with different abilities, identities, and mindsets. Even if you do not meet all of the qualifications listed above, we encourage you to apply!

Compensation is variable and is subject to a candidate’s personal qualifications and expectations. For this role, we offer the following base salary range, in addition to an equity package and full benefits: $150k - $200k per year.

Average salary estimate

$175000 / YEARLY (est.)
min
max
$150000K
$200000K

If an employer mentions a salary or salary range on their job, we display it as an "Employer Estimate". If a job has no salary data, Rise displays an estimate if available.

What You Should Know About Finance Lead, Two Dots

Welcome to Two Dots, where we're revolutionizing consumer underwriting through the power of AI! As we embark on this exciting journey from our San Francisco office, we're on the lookout for an exceptional Finance Lead to join our growing team. In this role, you won’t just crunch numbers; you'll help shape the financial architecture of our innovative startup. You'll be our first dedicated finance professional, tasked with building financial systems, crafting rigorous budgets, and producing insightful reports that guide our strategic direction. Picture yourself collaborating closely with our CEO and leadership team, using your analytical expertise to influence company-wide decisions and drive our mission of democratizing sophisticated consumer underwriting. With responsibilities ranging from managing cash flow to leading the monthly close process and overseeing vendor relationships, this position promises to be as rewarding as it is challenging. If you have a background in finance, consulting, or high-growth startup roles, and you thrive in dynamic environments, we want to hear from you! Join us at Two Dots, where your contributions will be pivotal in shaping the future of AI in the real estate sector and making a significant impact in the industry. Together, let’s redefine lending for everyone and change the way consumers interact with their financial data!

Frequently Asked Questions (FAQs) for Finance Lead Role at Two Dots
What are the primary responsibilities of the Finance Lead at Two Dots?

The Finance Lead at Two Dots will own all aspects of the company's financial operations, which include budgeting, forecasting, cash flow management, and financial reporting. This pivotal role also involves leading the monthly close process in collaboration with the accounting team, managing vendor relationships, and contributing to strategic initiatives such as pricing strategies and new product launches.

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What qualifications do I need to apply for the Finance Lead position at Two Dots?

To qualify for the Finance Lead position at Two Dots, candidates should have a minimum of 4+ years of experience in finance, consulting, or high-growth startup environments. A strong analytical mindset, attention to detail, and the ability to navigate ambiguity are essential, along with an ownership mentality that drives action and results.

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How does the Finance Lead role influence company decisions at Two Dots?

As the first dedicated Finance Lead, your influence will be significant. You'll be directly involved in shaping company-wide decisions by providing rigorous financial analysis and insights that guide strategy. Your financial acumen will support leadership in making informed choices about investment opportunities and operational improvements.

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What type of work culture can I expect as a Finance Lead at Two Dots?

At Two Dots, we pride ourselves on fostering a collaborative and inclusive work culture. With a focus on diversity and a variety of perspectives, you’ll find an environment that encourages innovation and personal growth. The team values initiative and thrives in the fast-paced world of AI and consumer finance.

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What are the growth opportunities for the Finance Lead at Two Dots?

As the Finance Lead at Two Dots, you'll have a unique opportunity to shape the finance function from the ground up, impacting the company's trajectory. This role offers significant growth potential as you help guide strategic decisions and contribute to the overall success of the startup, potentially leading to higher-level positions within the finance domain or across the organization.

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Common Interview Questions for Finance Lead
What experience do you have in building financial systems?

When answering this question, relate your specific experiences with designing and implementing financial systems. Highlight any metrics that showcase your contributions to enhancing efficiency, accuracy, and reporting in previous roles.

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How do you approach budgeting and forecasting?

Explain your process for creating budgets and forecasts, emphasizing your analytical skills and attention to detail. Share examples of how you've adapted your approach based on past business trends or changes in operations.

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Can you give an example of a time you influenced a major business decision?

Describe a specific situation where your financial analysis led to a significant change or decision in a previous role. Discuss the data you presented and how it impacted the outcome effectively.

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How do you ensure compliance in financial operations?

Talk about the importance of compliance and detail the steps you take to ensure it, such as understanding relevant regulations, regular audits, and maintaining clear documentation to uphold financial integrity.

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What strategies do you use for cash flow management?

Discuss the methods you deploy for effective cash flow management, including monitoring expenses, projecting revenues, and working with cross-functional teams to align financial operations with company goals.

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Describe your experience with financial reporting.

Share your experiences in preparing financial reports, focusing on the metrics you reported on, how you ensured accuracy, and any tools or software you utilized to enhance reporting processes.

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How do you handle financial discrepancies?

Explain your approach to identifying and resolving financial discrepancies, emphasizing your analytical skills and attention to detail to investigate and rectify problems quickly and effectively.

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What do you believe is the most challenging aspect of managing finance in a startup?

Discuss the unique challenges of finance in a startup environment, such as rapid growth and the need for agility, and outline how you would navigate these challenges with innovative financial strategies.

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How would you collaborate with other departments at Two Dots?

Emphasize the importance of cross-departmental collaboration and provide specific examples of how you’ve worked with other teams in the past to enhance financial strategy or operations.

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What motivates you in a finance role?

Reflect on what drives you professionally, whether it’s problem-solving, the impact of your decisions, the thrill of analyzing financial trends, or a passion for contributing to a company's growth and success.

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EMPLOYMENT TYPE
Full-time, on-site
DATE POSTED
March 21, 2025

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