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Customer Service - Bank

Why USAA?

At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families.

Embrace a fulfilling career at USAA, where our core values – honesty, integrity, loyalty and service – define how we treat each other and our members. Be part of what truly makes us special and impactful.

The Opportunity

It is all about learning and growing. Our Bank Customer Service role may be a new career for you. There’s a lot to learn, but the journey is mapped out and USAA is willing to invest in you! Our comprehensive, fully paid three-month training program includes all training materials, class discussions, hands-on training, and e-learning modules. Our in-office development program provides the training you need and the encouragement to create a proactive and independent support style to service our membership.

We are currently seeking dedicated professionals to work in our Colorado Springs office (located at 1855 Telstar Drive Colorado Springs, CO 80920) for future bank customer service and sales opportunities in 2025. We have various schedules ranging from 6:00 am to 10:00 pm local time. These roles include a shift differential of 15% for any weekday hours worked after 6:00 pm and any hours worked on Saturday or Sunday. Weekly work schedules vary and will include one weekend day. We have new training classes starting every month. Military veterans and spouses are highly encouraged to apply. Relocation assistance is not available for this position.

As a Bank Customer Service Representative, you'll work within defined guidelines to facilitate the financial security of members through needs-based sales and service conversations on a single Banking line of business or product set (for example; deposits, credit cards, and website customer support). In this role, you will make a difference to our members as you identify immediate and underlying financial needs and respond with relevant solutions through offering USAA Banking products and services.

What you'll do:

  • Handle inbound member calls in a fast-paced contact center environment
  • Use effective communication probing questions and critical thinking skills to identify member needs and provide relevant solutions which may include offering banking products
  • Efficiently navigate multiple systems and programs while maintaining an engaging member interaction that may occur across multiple channels.
  • Develop banking product knowledge to attract new members and expand relationships with current members through product acquisition
  • Advise and educate members on available USAA digital tools and resources to improve the user experience
  • Provide outstanding member service by demonstrating empathy, active listening, and professionalism
  • Apply strong time and call management skills in assisting members with banking needs
  • Embrace continuous improvement and development through coaching and collaboration with manager and team members

What you have:

  • High School Diploma OR GED
  • Ability to provide outstanding customer service for our members by communicating clearly and professionally by phone or email to process banking requests and provide information on banking products
  • Ability to prioritize and multi-task while navigating through multiple business applications
  • Strong interpersonal and communication skills
  • Successful completion of a job-related assessment is required

What sets you apart:

  • US military experience through military service or a military spouse/domestic partner
  • 1 year of customer contact experience in a needs-based sales environment
  • Prior experience in a fast-paced contact center environment
  • 6 months experience frequently communicating (minimum 60 percent of the time) with customers by phone

Compensation range: The hiring range for this position is: $43,680 - $44,680.

Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location.

 

Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.

 

The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.

Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.

 

For more details on our outstanding benefits, visit our benefits page on USAAjobs.com

Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting.

 

USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

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Average salary estimate

$44180 / YEARLY (est.)
min
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$43680K
$44680K

If an employer mentions a salary or salary range on their job, we display it as an "Employer Estimate". If a job has no salary data, Rise displays an estimate if available.

What You Should Know About Customer Service - Bank, USAA

Join USAA as a Bank Customer Service Representative at our Colorado Springs Campus and embark on a fulfilling career where your contributions genuinely matter. At USAA, our mission is to empower military members and their families by providing exceptional service and trusted financial advice. In this role, you will be responsible for handling inbound calls from members looking for banking solutions. You’ll engage in needs-based conversations, utilizing your critical thinking skills to identify and address member needs. Don’t worry if you’re new to this – we offer a comprehensive three-month training program that equips you with all the tools and knowledge you’ll need to succeed. You’ll work in a fast-paced environment but will also find plenty of support from your team along the way. Beyond just providing excellent service, you’ll also present USAA's banking products, contributing to our mission of enhancing financial security for our members. The job requires great communication skills, both over the phone and through email, as you tailor your support to a diverse range of member concerns. Whether it’s advising on digital tools or providing guidance on various banking products, your role is crucial to creating rewarding experiences for our members. With various work schedules available, including evenings and weekends, there’s room for flexibility. This opportunity not only comes with competitive compensation but also a robust benefits package designed to support your overall well-being. Start your journey with USAA, where you can grow both personally and professionally while making a difference!

Frequently Asked Questions (FAQs) for Customer Service - Bank Role at USAA
What are the main responsibilities of a Bank Customer Service Representative at USAA?

As a Bank Customer Service Representative at USAA, your primary responsibilities include handling inbound calls from members in a fast-paced contact center environment, identifying their financial needs through effective communication, and providing relevant banking solutions. You will also navigate multiple systems to assist members, offer insights into USAA's digital tools, and ensure a high level of member satisfaction.

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What qualifications do I need to become a Bank Customer Service Representative at USAA?

To qualify for the Bank Customer Service Representative role at USAA, you need a High School Diploma or GED. Strong interpersonal communication skills are essential, as is the ability to manage various tasks while navigating business applications. While prior customer contact experience is a plus, it’s not strictly required as USAA provides a comprehensive training program.

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What training does USAA provide for new Bank Customer Service Representatives?

USAA offers a fully paid three-month training program for new Bank Customer Service Representatives. This includes access to training materials, class discussions, hands-on training, and e-learning modules to ensure you're well-prepared to serve our members effectively.

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Is prior experience required for the Customer Service role at USAA?

While prior experience in customer service, especially in a needs-based sales environment, is beneficial, it is not a strict requirement for the Bank Customer Service Representative position at USAA. The organization values a willingness to learn, and all new hires undergo thorough training.

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What benefits can I expect when working as a Bank Customer Service Representative at USAA?

USAA provides an array of benefits for its Bank Customer Service Representatives, including comprehensive medical, dental, and vision plans, a 401(k), life insurance, paid time off, and unique parental and adoption assistance benefits. Employees also enjoy various wellness programs and support for career development.

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Common Interview Questions for Customer Service - Bank
How do you handle customer inquiries in a high-pressure environment?

It's essential to remain calm and composed. I prioritize the customer’s concerns and use effective communication techniques to de-escalate any situation. My goal is always to offer solutions while ensuring the customer feels heard and valued.

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Can you describe a time when you identified a customer's needs beyond their initial inquiry?

Absolutely! In my previous role, I encountered a member who called for basic information. By asking probing questions, I discovered they were also interested in ways to save money. I introduced them to a suitable banking product, which enhanced their experience and met their needs.

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What steps do you take to ensure effective communication with customers?

I focus on active listening and confirming understanding through paraphrasing. I use clear language, avoid jargon, and ensure the customer feels comfortable asking questions. It’s crucial to create a supportive atmosphere.

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How do you prioritize tasks when handling multiple inquiries?

I assess the urgency of each inquiry by considering factors such as the complexity of issues and the time-sensitive requests. I aim to address simpler issues quickly while dedicating the necessary time to ensure a thorough response for more complex inquiries.

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Why do you want to work for USAA as a Bank Customer Service Representative?

I admire USAA's commitment to serving the military community and its dedication to integrity and service. I want to contribute to an organization that values these principles while building a rewarding career helping others achieve financial security.

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Describe how you would build rapport with customers over the phone.

Building rapport starts with a friendly greeting and expressing empathy. I focus on personalizing my interactions based on their needs and sharing relevant experiences to create a connection while remaining professional.

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How do you keep yourself motivated during repetitive tasks?

I find motivation in setting small goals for myself and reminding myself of the positive impact my work has on members. Engaging with my colleagues and sharing experiences also helps maintain a positive atmosphere.

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Can you explain a situation where you improved a process in your previous job?

In my last role, I noticed that our response time for customer inquiries could be improved. I suggested implementing a shared document to track and escalate issues, which ultimately reduced our response time and improved customer satisfaction.

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What do you consider the best way to handle difficult customers?

I approach difficult customers with patience and empathy. I aim to understand their frustrations fully and work collaboratively with them to find a satisfactory resolution, always ensuring I respect their concerns.

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How do you stay current with changes in banking policies or products?

I make it a priority to engage in ongoing training and professional development. I also regularly review updates from USAA regarding products and industry standards to ensure I provide accurate information to our members.

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WHAT WE STAND FOR No matter how many years we’re in business or how many members we serve, our core mission and the values that inspired it never change. Our mission is to stand with our members and be there for them and their families by facili...

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April 8, 2025

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