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PayOps Analyst - job 4 of 19

The Payments Analyst is an important role and is responsible for the execution and completion of payment processing, liquidity management and exception handling processes and tasks.

The Payment Operations team is a core function within Visa Payments Ltd and is responsible for the timely execution of all processing activities and associated operational tasks to ensure the effective day to day running of Visa payment services. The team is not client facing but does regularly interact with our network of Partners.

What we expect of you, day to day.

  • Responsible for the approving payments, including Faster Payments, International Payments/SWIFT, ACH domestic payments, and global real time payment schemes, in line with the agreed cut offs.

  • Responsible for the approval of incoming liquidity within agreed times scales

  • Assist and support the team with general Investigations and correctly resolve payment exceptions, (e.g. rejections, returns, failures, etc.)

  • Responsible for the approval of Bank partner statements, investigating and resolving any breaks.

  • Correspond and liaise with Network Partners through email, telephone, and the SWIFT network to resolve issues in a timely manner and minimise service/client impact

  • Develop an in-depth understanding of the payments platform and our global network of Payment Partners

  • Actively seek to improve processes, workflows and tooling

  • Support the identification, management and resolution of service affecting incidents

  • Manage your time, as well as the payment specialists, effectively to ensure all critical tasks are completed and deadlines achieved

  • Collaborate with other internal teams, including compliance, reconciliation, customer support and App services to ensure issues are resolved in a timely manner.

  • Collaborate with the Payment Team Lead/Manager to discuss and report on daily challenges, work loads and improvement ideas.

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.

 

Average salary estimate

$80000 / YEARLY (est.)
min
max
$70000K
$90000K

If an employer mentions a salary or salary range on their job, we display it as an "Employer Estimate". If a job has no salary data, Rise displays an estimate if available.

What You Should Know About PayOps Analyst, Visa

Join Visa Payments Ltd as a PayOps Analyst in sunny Miami, where you'll play a pivotal role in the world of payment processing! In this exciting and dynamic position, you'll be responsible for executing and completing payment tasks, managing liquidity, and handling exceptions with finesse. Our Payment Operations team ensures that all payments are processed timely and accurately, supporting our vast network of partners while never being client-facing. On a daily basis, you'll get to approve various payment types such as Faster Payments, SWIFT international payments, and ACH domestic transactions. You'll be at the heart of liquidity management, making sure incoming liquidity is handled swiftly. We value a proactive approach, so being able to investigate payment exceptions and collaborate with our partners to resolve any issues is crucial. You'll also get to dive deep into our payments platform, continuously striving to improve processes and workflows. Time management is key, as you'll balance your tasks effectively to meet deadlines and keep everything running smoothly. We encourage you to share improvement ideas in collaboration with your team lead or manager. This role is hybrid, giving you the flexibility to balance your time between the office and remote work. So, if you're passionate about payments and looking for an opportunity to grow your career, we’d love to hear from you!

Frequently Asked Questions (FAQs) for PayOps Analyst Role at Visa
What does a PayOps Analyst at Visa Payments Ltd do?

A PayOps Analyst at Visa Payments Ltd is responsible for overseeing payment processing, liquidity management, and resolving payment exceptions. This role involves approving various payment types, managing incoming liquidity, and collaborating with network partners to ensure efficient payment operations.

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What qualifications are needed for the PayOps Analyst position at Visa Payments Ltd?

To become a PayOps Analyst at Visa Payments Ltd, candidates typically need a background in finance or operations, strong analytical skills, and excellent communication abilities to liaise with partners effectively. Familiarity with payment systems and quick problem-solving is also beneficial.

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What is the working environment like for a PayOps Analyst at Visa Payments Ltd?

The working environment for a PayOps Analyst at Visa Payments Ltd is hybrid, which means you can work both in the office in Miami and remotely. This flexibility allows for a balanced approach to managing tasks and collaborating with the team while also promoting a healthy work-life balance.

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How does the PayOps Analyst interact with other teams at Visa Payments Ltd?

The PayOps Analyst collaborates with various internal teams such as compliance, reconciliation, customer support, and App services to resolve issues. This teamwork ensures that payment operations run smoothly and any challenges are addressed promptly.

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What day-to-day challenges might a PayOps Analyst face at Visa Payments Ltd?

A PayOps Analyst at Visa Payments Ltd may face challenges such as resolving payment exceptions, meeting tight deadlines, and managing incoming liquidity efficiently. The role requires proactive investigation of issues to minimize service impacts and continuous improvement of workflows.

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Common Interview Questions for PayOps Analyst
What payment types are you familiar with as a PayOps Analyst?

When answering this question, emphasize your experience with different payment types like Faster Payments, international payments (SWIFT), and ACH transactions. Relate specific examples of how you've processed these payments in your previous roles.

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Describe a time you resolved a payment exception. What steps did you take?

Prepare a structured response showcasing your problem-solving skills. Specify the nature of the payment exception, the investigative steps you took, and the resolution process, emphasizing your attention to detail and collaboration with partners.

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How do you manage your time effectively in a fast-paced environment?

Discuss your prioritization strategies, using tools like to-do lists or project management apps. Provide an example of how you effectively managed multiple tasks under pressure while ensuring all deadlines were met.

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What experience do you have with liquidity management?

Highlight any previous roles where you were responsible for managing liquidity. Discuss specific metrics you monitored and how your actions contributed to improved liquidity flow in your organization.

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How do you ensure accurate payment processing?

Explain your attention to detail and double-checking protocols. Mention the importance of following established procedures and how you verify payment entries to minimize errors.

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Can you give an example of how you have improved payment processes?

Share specific initiatives you led or contributed to that enhanced efficiency or accuracy in payment processes. Focus on the outcomes and how your ideas were implemented within the team.

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Discuss your familiarity with payment platforms.

Provide insights on the payment platforms you’ve used, highlighting your proficiency with their functionalities. Mention how this knowledge helps in optimizing operations as a PayOps Analyst.

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How do you handle communication with network partners?

Emphasize the importance of clarity and professionalism in communication. Offer an example of a successful interaction with a network partner that led to resolving an issue effectively.

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What does collaboration mean to you in a PayOps Analyst role?

Share your perspective on teamwork, focusing on the importance of leveraging diverse skills within the team. Provide examples of how you actively contribute to collaborative efforts to achieve common goals.

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Why do you want to work as a PayOps Analyst at Visa Payments Ltd?

Express your enthusiasm for the role and the company's innovative approach to payment solutions. Connect your career goals with the opportunities to grow and develop within the organization.

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Full-time, hybrid
DATE POSTED
April 4, 2025

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