Senior Analyst - Treasury - job 12 of 22

As a Senior Analyst in Treasury at American Express, your key responsibilities include overseeing balance sheet strategies, collaborating with various Treasury teams to drive meaningful analytics, and supporting the bank's resilience through effective management of liquidity and funding sources. Additionally, you'll analyze new business products, develop senior management presentations, and ensure that balance sheet processes are controlled and documented.

To qualify for the Senior Analyst - Treasury role at American Express, candidates should hold a bachelor's degree or an equivalent combination of education and experience. Essential qualities include strong financial acumen, analytical skills, attention to detail, and the ability to convey complex ideas effectively. Preferred qualifications include at least 2 years of experience in Treasury, finance, or regulatory environments.

American Express is dedicated to fostering personal and professional growth. As a Senior Analyst in Treasury, you'll have access to various career development opportunities, including training programs, mentorship initiatives, and the chance to work with advanced data tools that enhance your expertise. The inclusive culture promotes collaboration and learning, making it an ideal environment to advance your career.

American Express prioritizes work-life balance through its Amex Flex model, which offers flexible working arrangements, including hybrid, onsite, or fully virtual options depending on the role and business needs. This flexibility, combined with comprehensive benefits that support physical, financial, and mental health, creates a supportive environment for all employees.

The expected salary range for the Senior Analyst - Treasury position at American Express is between $55,000 and $105,000 annually, plus bonuses and benefits. Actual compensation may vary based on factors such as experience, location, and job-related skills, ensuring that employees are rewarded fairly for their contributions.

When answering this question, focus on your relevant experience, emphasizing your specific contributions to balance sheet management strategies. Discuss any involvement in liquidity analysis, funding strategies, or risk management practices that enhanced financial performance.

In response to this question, outline the steps you take to verify accuracy in financial reports, including cross-checking data, adhering to compliance guidelines, and utilizing analytical tools to identify discrepancies. Highlight your attention to detail and experience with documentation.

Share the data tools you’ve used in previous Treasury roles, such as Excel, SQL, or specialized financial software. Highlight how these tools have enabled you to conduct meaningful analysis, streamline processes, and enhance decision-making within your team.

Provide a specific example where your analytical insights led to a strategic decision, emphasizing your process for gathering and presenting data effectively. Discuss how your recommendations were received and the outcome of the decision to showcase your impact.

Talk about your proactive approach to staying informed on regulations and industry developments, including attending workshops, subscribing to relevant publications, or participating in professional networks. This shows your commitment to remaining knowledgeable in your field.

Highlight your interpersonal skills and ability to work effectively with diverse teams. Share examples of how you've embraced different perspectives, facilitated open communication, or managed conflicts to achieve common goals.

Explain your method for prioritizing tasks, such as using project management tools, maintaining a clear list of deliverables, and communicating with stakeholders. Share a time when you successfully managed competing deadlines without compromising quality.

Discuss your analytical strategies for assessing new product changes, such as conducting cash flow forecasts, stress testing scenarios, or analyzing market trends to determine their potential impacts on liquidity and capital requirements.

Choose a complex financial term relevant to the role and practice simplifying it for explanation. This question tests your communication skills, so emphasize clarity and the ability to make ideas accessible to all audiences.

Share your passion for finance and the critical role that Treasury plays in ensuring a company’s sustainability. Discuss any particular aspects of Treasury work that excite you, such as strategic planning or risk management, to convey your enthusiasm for the position.