FIU Investigator

FIU Investigator – Denver, CO

Are you ready to join an advanced team with a global company that is passionate about preventing money laundering, fraud, and other illegal financial transactions? Then it’s time to join Western Union as a FIU Investigator.

Western Union powers your pursuit.
In this role, you will be a member of Western Union’s Financial Intelligence Unit (“FIU”) located within the Global Compliance organization. The FIU assists to mitigate money laundering and terrorist financing risks to Western Union. This highly visible area is responsible for identifying, escalating, and mitigating money laundering risk related activity.

This role operates in the FIU’s Office of High Risk & Agent Investigations (HRA). This team conducts in-depth investigations primarily focused on Western Union Networks, Agents, or Agent Owners. The goal is to effectively detect signs of potential Agent complicity and/or training deficiencies to mitigate potential risk to Western Union.

Role Responsibilities

• Responsible for the investigation of complex and unusual money transfer transactions, patterns and scenarios that may be indicative of money laundering or terrorist financing concerns or have no apparent economic or lawful purpose.

• Review referrals and escalations.

• Provide accurate analysis and documentation of suspicious activity.

• Detect suspicious trends and activity by analyzing transactions through various systems/applications.

• Formulate conclusions regarding potential risk while determining appropriate risk mitigation actions to include filing suspicious activity reports.

• Recommend appropriate risk-based business actions to be taken by either WU Consumers, WU Payments Clients/customers, and/or Agent Network locations.

• Interact with various stakeholders within the organization to gather critical information for decision making.

• Work on specific projects or non-standard tasks and oversight processes as well as potentially assist with training and support for new team members.

Role Requirements

• Bachelor’s degree or equivalent job experience in the financial services industry is acceptable.

• 2-3 years of experience in any of the following: Bank Secrecy Act, AML Compliance, general and/or risk-based compliance, or previous analytical experience is preferred.

• Demonstrate strong analytical, organizational, sound judgment, and attention to detail.

• Strong written and oral communication skills.

• Ability to manipulate moderately large sets of data to accurately identify risk and promptly escalate when necessary.

• Proficient in software applications: MS Office Suite with advanced skills in MS Excel, as well as experience with i2 Analyst Notebook, Tableau, and Alteryx is preferred.

• Ability to work in a fast paced, highly structured, deadline driven culture.

• Intermediate to advanced understanding of the Global Money Remittances Industry as it relates to anti-money laundering, terrorist financing and other typologies.

• Ability to work with a high level of autonomy and potentially work on confidential and sensitive matters with a high degree of professionalism and discretion.

• Fluent in both written and spoken English, proficient skills in other languages would be an advantage.

We make financial services accessible to humans everywhere. Join us for what’s next.
Western Union is positioned to become the world’s most accessible financial services company —transforming lives and communities. We’re a diverse and passionate customer-centric team of over 8,000 employees serving 200 countries and territories, reaching customers and receivers around the globe. More than moving money, we design easy-to-use products and services for our digital and physical financial ecosystem that help our customers move forward.

Just as we help our global customers prosper, we support our employees in achieving their professional aspirations. You’ll have plenty of opportunities to learn new skills and build a career, as well as receive a great compensation package. If you’re ready to help drive the future of financial services, it’s time for Western Union. Learn more about our purpose and people at https://careers.westernunion.com/.

Salary
The on-target earnings range is $70,956.00 - $88,560 per year, which includes a base salary and short-term incentives that align with individual and company performance. Actual salaries will vary based on candidates’ qualifications, skills, and competencies.

Benefits
You will also have access to short-term incentives, multiple health insurance options, accident and life insurance, and access to best-in-class development platforms, to name a few (https://careers.westernunion.com/global-benefits/). Please see the location-specific benefits below and note that your Recruiter may share additional role-specific benefits during your interview process or in an offer of employment.

Your United States Specific Benefits Include:

• Family First Program

• Flexible Time Off

• Medical, Dental and Life Insurance

• Student Loan Repayment Program

• Tuition Assistance Program

• Parental Leave

We are passionate about diversity. Our commitment is to provide an inclusive culture that celebrates the unique backgrounds and perspectives of our global teams while reflecting the communities we serve. We do not discriminate based on race, color, national origin, religion, political affiliation, sex (including pregnancy), sexual orientation, gender identity, age, disability, marital status, or veteran status. The company will provide accommodation to applicants, including those with disabilities, during the recruitment process, following applicable laws.

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