Mortgage Loan Officer - job 3 of 5

A community bank is confidentially looking to add another member to their lending family! They are seeking an experienced Mortgage Loan Officer that can hit the ground running and be a valuable member of the team. This opportunity would be great for a community-minded individual that appreciates the flexibility and excellent culture this community bank provides, as well as opportunities for growth within!Duties/Responsibilities:• Meets with and interviews potential and current clients to understand their lending needs including first-time mortgages and refinance of existing loans.• Explains the differences between and approval requirements of various @types of mortgages; prepares and presents a lending package based on client specifications.• Assists clients with completion of mortgage applications, inspecting completed documents for accuracy and thoroughness.• Reviews loan applications, gathers credit histories and reports, and assesses applicants capacity to repay and default risk.• Based on predetermined requirements, assesses, and grants or rejects mortgage applications.• Views or visits property for real estate purchase or refinance.• Maintains knowledge of trends and developments in the local real estate market; current and predicted lending rates; and changes in rules, regulations, and best practices of various mortgages.• Develops and maintains contacts with local realtors, developers, and builders to promote and encourage the use of bank services for residential mortgages.• Performs other duties as assigned.Required Skills/Abilities:• Excellent interpersonal and customer service skills.• Excellent organizational skills and attention to detail.• Thorough understanding of Federal Housing Authority (FHA), Veterans Affairs (VA), Federal National Mortgage (Fannie Mae), and other @types of construction and conventional loans.• Proficient with Microsoft Office Suite or related software.Education and Experience:• Bachelors degree in Finance or Business Administration required.• 3+ years of prior experience in lending or related field preferred.I work with banks across Colorado helping them find top talent to add to their team. I'd be happy to have a confidential conversation to share more information about this position.Feel free to reach out to Logan Hovland at the following: 605-705-3077 or email me at: logan.hovland@gogpac.com