Interim Head of Risk & Compliance - Mortgages (9-12 Month FTC)

Who are we? 

At Mojo Mortgages we are on a mission to become the largest and most disruptive mortgage broker in the UK. With the support from our family of brands, including Uswitch, Money, Confused, and Zoopla, we're scaling fast and taking the industry by storm. We're not just growing quickly, we're growing exponentially.

We're all about pushing the boundaries, doing mortgages differently, and delivering outstanding service and great outcomes that make a real difference in people's lives.

We are seeking an experienced and dedicated professional to cover the maternity leave of our current Chief Risk & Compliance Officer for a 9-12 month fixed term contract. This role is crucial for maintaining our high standards in risk management and compliance within our Mortgage and Protection services.

About the Role: In this position, you will be responsible for continuing the exceptional work of our current Chief Risk & Compliance Officer. You will need to work in an iterative, proactive and pragmatic manner while keeping our risk appetite in check. As we grow and innovate, you’ll help build on our reputation and deliver excellent customer outcomes.

Key Responsibilities:

• Risk & Compliance Leadership: Oversee and govern risk and compliance at Mojo, a key and influential senior member of the department who manages a team of Risk & Compliance Officers, Managers and QA specialists.
• Policy and Framework Management: Own, implement, and adhere to policies, frameworks, and training programs to support the business and ensure regulatory compliance.
• Regulatory Guidance: Provide expert regulatory steering and direction, overseeing the application of FCA rules and Anti-Money Laundering regulations, and compliance with advice standards.
• Risk Management: Oversee the Risk Management Framework policy, identifying and mitigating risks while prioritising good customer outcomes. Key requirements are to be the representative at Business Risk Committees and take the lead on Risk Register (RCSA) management
• Governance and Reporting: Manage governance over regulatory reports, monitoring and testing and financial promotions, ensuring compliance with internal policies and external regulations. A key requirement is to take the lead on drafting and finalising annual and regulatory reporting requirements, engaging key and relevant stakeholders and senior management where required
• Strategic Collaboration: Work closely with the Mojo Senior Leadership Team and business units on strategic changes and partnerships to ensure risk and compliance are key focuses, as well as coordinate with Risk & Compliance from the wider RVU group.
• Training and Development: Train and coach colleagues on compliance-related topics, fostering a culture of compliance and risk awareness within the organisation.
• Conflict and Due Diligence Management: Manage conflicts of interest and conduct due diligence on third-party partners to protect against financial crime.

What We’re Looking For:

• Regulatory Expertise: Thorough knowledge of FCA regulations and guidance, including PRIN, COND, SYSC, PERG, GEN, DISP, T&C, MCOB, ICOBS, FG, FCA CP and PS, and thematic reviews.
• Leadership Experience: Previous experience as Head/Director of Risk & Compliance or in a similar leadership position within a regulated business or regulatory environment. Previous experience in mortgages and protection advisory businesses would be an advantage.
• Qualifications: Appropriate qualifications in Compliance, Risk Management, and Regulated Advice.
• Technical Knowledge: Financial Crime & Anti-Money Laundering regulations, market trends, competitor services, and the use of technology.
• Collaboration Skills: Ability to effectively collaborate, challenge, and communicate with colleagues and management.
• Start-up Experience: Previous experience in a start-up fintech company is preferred.
• Policy Design and Governance: Experience in policy design and governance, with a proven record of effective leadership and colleague development in a fast-growing organisation.
• Adaptability and Innovation: Ability to adapt quickly to changing circumstances with a startup attitude and willingness to innovate.
• Communication Skills: Excellent communication, interpersonal, and presentation skills.

• Remote working
• Work from anywhere in the world for up to 22 days per year
• 25 days holiday plus bank holidays (Pro-rata for FTC)
• Day off for moving house & Half day holiday for your birthday
• Company social events
• Pension via People's Pension (Pension match up to 5%)
• Sick pay and sick pay insurance
• Wellness programme from Able Futures
• Subsidised private medical insurance
• Critical Illness cover & Death in service (4 times base salary)
• Compassionate leave

Please note any offer of employment will be subject to regulatory references under SMCR. This means you will need to supply 6 years of employment reference details & be able to assist in obtaining the references if necessary

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