Experienced Software Engineer - Billing Systems

We believe that the way people interact with their finances will drastically improve in the next few years. We’re dedicated to empowering this transformation by building the tools and experiences that thousands of developers use to create their own products. Plaid powers the tools millions of people rely on to live a healthier financial life. We work with thousands of companies like Venmo, SoFi, several of the Fortune 500, and many of the largest banks to make it easy for people to connect their financial accounts to the apps and services they want to use. Plaid’s network covers 12,000 financial institutions across the US, Canada, UK and Europe. Founded in 2013, the company is headquartered in San Francisco with offices in New York, Washington D.C., London and Amsterdam.

The next phase of Plaid’s growth demands a fundamental shift in how we support more flexible billing structures and efficient operations to unlock step-function growth features for our business.

The Billing Platform team plays a critical role in unlocking new business models and operational efficiency. We own the core services and data pipelines that calculate usage, generate invoices, enforce pricing contracts, and integrate with downstream financial systems.

We are focused on evolving our platform to support complex and dynamic pricing models, ensure financial accuracy at scale, and deliver a seamless billing experience as we grow into new markets and customer segments.

• Scale and evolve the core architecture of Plaid’s Billing Platform to handle increasing transaction volumes, complex pricing models, and the launch of new financial products.
• Lead technical decisions around billing and payment experiences and software integrations.
• Work closely with our finance, product, and sales teams to evolve our billing platform to support new experiences.
• Ensuring compliance with financial regulations, security requirements, and audit standards.

• 8+ years of engineering experience, with 2+ years of building and scaling billing systems; particularly usage-based billing platforms.
• Have proven experience scaling billing platforms from startup to enterprise scale.
• Ability to work cross-functionally, especially with finance and compliance teams.
• [Nice-to-Have] Experience with financial reporting systems.
• [Nice-to-Have] Experience working with relevant compliance and financial security requirements.

Our mission at Plaid is to unlock financial freedom for everyone. To support that mission, we seek to build a diverse team of driven individuals who care deeply about making the financial ecosystem more equitable. We recognize that strong qualifications can come from both prior work experiences and lived experiences. We encourage you to apply to a role even if your experience doesn't fully match the job description. We are always looking for team members that will bring something unique to Plaid!

Plaid is proud to be an equal opportunity employer and values diversity at our company. We do not discriminate based on race, color, national origin, ethnicity, religion or religious belief, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender, gender identity, gender expression, transgender status, sexual stereotypes, age, military or veteran status, disability, or other applicable legally protected characteristics. We also consider qualified applicants with criminal histories, consistent with applicable federal, state, and local laws. Plaid is committed to providing reasonable accommodations for candidates with disabilities in our recruiting process. If you need any assistance with your application or interviews due to a disability, please let us know at accommodations@plaid.com.

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