Lead Financial Crime - French Market

At Qonto, the Lead Financial Crime Manager oversees the validation of transaction declarations and ensures compliance with financial crime regulations. This role involves managing a team, conducting control reviews, and developing training programs to combat financial crime patterns in the French market.

To prepare for the Lead Financial Crime Manager role at Qonto, familiarize yourself with compliance regulations in France, enhance your knowledge of financial crime patterns, and develop your leadership skills. Understanding Qonto's mission and values will also help you align with our company culture.

For the Lead Financial Crime Manager position at Qonto, candidates should have at least 3 years of experience in AML/financial crime, strong analytical skills, and the ability to manage teams effectively while being well-versed in financial crime patterns.

Qonto values diversity in its workforce and encourages applicants for the Lead Financial Crime Manager role regardless of their backgrounds. We believe every individual brings unique perspectives that can contribute to our company’s success.

The hiring process for the Lead Financial Crime Manager position at Qonto typically lasts about 20 working days and includes interviews with the Talent Acquisition Manager and potential managers, alongside a remote exercise to showcase your skills.

As a Lead Financial Crime Manager at Qonto, you can look forward to a competitive salary, meal vouchers, transportation reimbursements, comprehensive health insurance, wellness initiatives, and a progressive policy regarding disability and parenthood.

Qonto is committed to employee development and growth. As Lead Financial Crime Manager, you will benefit from a tailor-made career track, training programs, and the chance to engage in innovative projects impacting our geographic expansion and financial practices.

In managing a team as a Lead Financial Crime Manager, it's important to foster open communication, provide regular feedback, and encourage professional development through training and workshops. Focus on building a collaborative environment where team members feel valued and motivated.

Staying updated with financial crime trends involves constant research through industry publications, attending relevant conferences, and engaging in online forums. Networking with professionals in the field and participating in training helps enhance your knowledge.

Suspicious transaction reporting involves identifying transactions that deviate from expected behavior, gathering relevant evidence, documenting findings, and submitting reports to the appropriate authorities while ensuring compliance with regulations.

When faced with a complex financial regulation issue, it's essential to conduct thorough research, consult with experts, and collaborate with your team to devise strategies that comply with regulations while also protecting customer interests.

Having worked with various AML systems, I have developed skills in utilizing technology for tracking suspicious activities, conducting risk assessments, and implementing automated reporting processes to enhance compliance and efficiency.

In a financial crime context, training should be interactive and tailored to the audience, focusing on practical examples and real-life scenarios. Regular evaluations and updated content will help ensure that the training remains relevant and effective.

Teamwork is crucial in addressing financial crime effectively. Collaborating with different departments enhances knowledge sharing, supports collective problem-solving, and ensures that all perspectives are considered when crafting our strategies.

Handling a non-compliant team member requires addressing the issue directly through a constructive conversation to understand their perspective. Training and support may be needed, along with setting clear expectations and consequences if behavior doesn’t change.

Key metrics for measuring financial crime effectiveness include the number of suspicious activity reports filed, compliance rates, the speed of investigations, and the overall impact of training programs on team performance and alert resolution.

A proactive approach to financial crime is essential because it helps identify threats before they escalate, protects the organization from extensive legal repercussions, and maintains customer trust by ensuring robust compliance and risk management strategies.