Finance & Strategy Manager - Credit Card

As a Finance & Strategy Manager at Robinhood, you'll be in charge of managing and forecasting net interest, net interchange revenue, and overseeing credit card losses. You will also work closely with the accounting and credit teams to enhance Credit Loss models while providing insights through various financial reports. This role will have you leading budgeting, forecasting, and long-term financial planning efforts for the Credit Card team.

To be a successful Finance & Strategy Manager at Robinhood, you should have at least 6 years of experience in finance and strategy, with specific knowledge in managing Credit Card portfolios. A degree in Finance, Economics, Mathematics, or Computer Science is required, alongside strong analytical, communication, and interpersonal skills to effectively influence business leaders.

In this role, the Finance & Strategy Manager influences decision-making by providing key insights derived from financial data analysis. You'll collaborate with senior leadership and cross-functional teams to present findings and recommend strategies that align with Robinhood's business objectives, ensuring that financial planning and operational decisions are data-informed.

Robinhood seeks a Finance & Strategy Manager who is proficient in credit card financial modeling, especially relating to CECL calculations and net revenue forecasting. Familiarity with analytical tools like SQL and financial reporting software is a plus, as these skills are essential for building accurate and scalable financial models.

The work environment for a Finance & Strategy Manager at Robinhood is fast-paced and collaborative, embodying a culture focused on innovation and accessibility in finance. You will interact regularly with various teams and senior leaders, contributing to a lively and supportive office atmosphere that encourages personal and professional growth.

When answering this question, highlight specific examples of your experience in creating and interpreting credit card financial models. Discuss the tools you used, the types of analyses you conducted, and any key insights that influenced business decisions. Show how your insights have tangible impacts on portfolio performance.

To effectively answer this question, discuss the processes you take to validate data inputs, review assumptions, and maybe mention tools you utilize for scenario analysis. Explain the importance of collaborating with cross-functional teams to gather insights and ensure that forecasts align with organizational goals.

Emphasize your ability to break down complex concepts into understandable terms. You might share examples where you used visual aids, storytelling techniques, or simplified data presentations to engage your audience. Highlight your experience in tailoring your communication style based on the audience’s background.

Share your approach to time management, such as the techniques or tools you use to prioritize tasks. Offer an example from past experiences where you successfully managed competing priorities and ensured timely delivery without compromising quality.

Here, recount a specific situation where you identified inefficiencies in a financial reporting process, proposed enhancements, and successfully implemented changes. Discuss the results of your improvements, such as time saved or increased accuracy.

Demonstrate your knowledge of current market trends and challenges, such as changes in regulation, economic conditions, or consumer behavior. Offer insights into how these challenges might be addressed with innovative strategies or operations.

When asked this question, provide details on your experience with Current Expected Credit Losses (CECL) and the methodologies you utilized. If possible, give an example of how you applied CECL in financial modeling and the impact it had on your organization’s decision-making.

Illustrate your approach to fostering teamwork across departments, such as the strategies you employ to build relationships and facilitate open communication. Share a specific example where your collaboration led to positive outcomes for a project or initiative.

List the analytical tools and software you have used, such as Excel, SQL, Looker, ORACLE, or Anaplan. Provide examples of how you utilized these tools in previous roles to glean insights and drive strategic decisions.

When addressing this question, share your passion for financial technology and how you believe it can revolutionize financial accessibility and inclusion. Discuss personal anecdotes or experiences that led you to pursue a career in this vibrant field.