(Junior) Operations Payment Manager (m/f/x)

A Junior Operations Payment Manager at Scalable Capital is responsible for daily reconciliation, liquidity and payment management processes. They analyze cash transactions, coordinate with external payment partners, and develop scalable processes to enhance operational efficiency. This role is crucial for ensuring that financial services are delivered flawlessly.

To be considered for the Junior Operations Payment Manager position at Scalable Capital, candidates should have completed a banking apprenticeship or hold a Bachelor's degree in finance, accounting, or a related field. Experience in financial services, particularly in a bank's middle or back office, is advantageous.

Essential skills for a Junior Operations Payment Manager at Scalable Capital include knowledge of payment and banking processes, excellent verbal and written communication proficiency in German and English, and the ability to manage competing priorities in a time-sensitive environment while maintaining high-quality standards.

At Scalable Capital, a Junior Operations Payment Manager can expect a vibrant and inclusive work environment, whether in our Munich office or remotely. We foster a collaborative culture with a focus on team success, personal growth, and innovative problem-solving.

While prior experience in financial services is beneficial for the Junior Operations Payment Manager role at Scalable Capital, it is not mandatory. Candidates with a strong educational background and an eagerness to learn are encouraged to apply, as we value potential and ambition.

Scalable Capital provides ample growth opportunities through in-house knowledge-sharing sessions, an individual education budget for further training, and the chance to work alongside experienced fintech professionals. We value continuous learning and aim to empower our employees to further their careers.

Benefits for a Junior Operations Payment Manager at Scalable Capital include a competitive salary, a company pension scheme, monthly contributions for commuting, flexible vacation policies, and even relocation support for international candidates. Additionally, employees enjoy access to the company’s financial tools.

In answering this question, detail any relevant experience you've had in payment management, such as your familiarity with SEPA payments or account reconciliation. Provide specific examples of how your past roles contributed to streamlining processes or improving transaction efficiency, showcasing your ability to work in a fast-paced environment.

Illustrate your approach by discussing specific strategies you use to assess urgency and importance. You might mention tools like task lists, or prioritization matrices that you employ to balance tasks while maintaining quality standards. Personal experiences from previous roles can support your answer effectively.

In your response, choose a scenario where you identified a problem, analyzed its root cause, and implemented a solution. Highlight the steps you took, your analytical skills, and how your actions positively impacted the outcome, demonstrating critical thinking and problem-solving skills essential for the role.

Discuss any hands-on experience you have with cash transactions or financial analytics. Share specific tools or methods you have used in your analysis, such as software platforms or analytical techniques, and the importance of this analysis in decision-making and operational processes.

Effective communication is vital in roles like this. Share a structured approach you follow in addressing issues with external partners, emphasizing clarity, conciseness, and professionalism. Providing an example of a past communication will offer concrete evidence of your skills.

In your response, outline your awareness of compliance standards such as BaFin regulations or GDPR. Discuss how compliance plays a crucial role in financial operations and your commitment to maintaining these standards while executing your responsibilities.

Describe how you stay informed about industry changes, such as through continuous education, reading relevant publications, or participating in professional workshops. Your proactive attitude towards learning will position you as a candidate eager to grow in the role.

Enumerate your experience with specific tools or software pertinent to financial processes, such as SAP, Excel, or payment processing platforms. Highlight how you've effectively utilized these tools to streamline operations or enhance transaction accuracy.

Focus on your alignment with Scalable Capital's mission and values. Mention specific elements that draw you, such as the company culture, innovative products, or the growth opportunities within the fintech space. Authentic enthusiasm will resonate well with your interviewers.

Illustrate with a specific incident where you navigated a challenge within a team. Highlight your role, how you worked with others to resolve the issue, and what you learned from the experience. This will demonstrate your teamwork skills and adaptability.