Underwriter - Hybrid

At Selective, we don't just insure uniquely, we employ uniqueness.Our BusinessSelective is a midsized U.S. domestic property and casualty insurance company with a history of strong, consistent financial performance for nearly 100 years. Selective's unique position as both a leading insurance group and an employer of choice is recognized in a wide variety of awards and honors, including listing in Forbes Best Midsize Employers in 2024 and certification as a Great Place to Work® in 2024 for the fifth consecutive year.Working at SelectiveAt Selective, we don't just insure uniquely – we employ uniqueness. Employees are empowered and encouraged to Be Uniquely You by being their true, unique selves and contributing their diverse talents, experiences, and perspectives to our shared success. Together, we are a high-performing team working to serve our customers responsibly by helping to mitigate loss, keep them safe, and restore their lives and businesses after an insured loss occurs.Selective Insurance offers a total rewards package that includes a competitive base salary, incentive plan eligibility at all levels, and a wide array of benefits designed to help you and your family stay healthy, achieve your financial goals, and balance the demands of your work and personal life. These benefits include comprehensive health care plans, retirement savings plan with company match, discounted Employee Stock Purchase Program, tuition assistance and reimbursement programs, and paid time off plans. Additional details about our total rewards package will be provided during the recruiting process.SummaryWe are currently looking for an Underwriter to join our Mid Atlantic team! This role oversees the profitable growth of a renewal book of business. They handle the daily service demands of our agents in support of individual and team goals and requires a thorough understanding of coverage, products, and underwriting system transactions.Responsibilities• Gather, analyze and evaluate risk exposure through appropriate risk documentation. Adopt proactive actions and/or make proactive recommendations to improve risk profitability.• Apply knowledge and understanding of coverage forms, rating plans and guidelines in the selection and pricing of individual risks. Ensure adequate pricing of individual risks through proper classification, accuracy of information and adherence to company underwriting standards and philosophy.• Answer incoming calls from agents responding to inquiries on coverage, and making adjustments to policy information. Conduct outbound calls and follow-up work to agents required to close out inquiry/transaction.• Work within specific authority level to quote, accept, decline, modify and renew risks within territorial assignment in accordance with accepted underwriting guidelines. Work in unison with Agents, Regional Underwriters, AMS, and other departments to grow and maintain a profitable book of business.• Provide guidance to Agents and other departments regarding various underwriting information. Effectively communicate underwriting decisions and appetite to agents. Reinforce the ease of doing business with Selective by meeting or exceeding agent expectations and service quality on a consistent basis.• Develop and maintain effective working relationships with internal and external customers. Communicate openly and in a timely fashion. Participate in the development of team goals and work diligently to achieve them. Support all team decisions.• Increase renewal premium by cross-selling additional coverage, products or service.• Conduct continuous profit and growth analysis by territory and agency as assigned. Monitor premium retention with the use of electronic reporting tools.• Conducts agency visits as required.• Trains and mentors lower levels. May be viewed as line specialist for one or more commercial lines of business.Qualifications• College degree preferred• Must have 2-5 years of underwriting experience• Demonstrate proficiency in usage of all supplied desktop tools, including the automated underwriting and email systems.• Demonstrated ability to effectively communicate with internal and external customers/peers.• Demonstrated ability to adapt to change as the company moves forward in its strategic vision.• Must have valid state-issued driver’s license in good standing.Salary Range: $54,000-$77,000. The actual base salary is based on geographic location, and the range is representative of salaries for this role throughout Selective's footprint. Additional considerations include the candidate's qualifications and experience.Selective is an Equal Employment Opportunity employer. That means we respect and value every individual’s unique opinions, beliefs, abilities, and perspectives. We are committed to promoting a welcoming culture that celebrates diverse talent, individual identity, different points of view and experiences – and empowers employees to contribute new ideas that support our continued and growing success. Building a highly engaged team is one of our core strategic imperatives, which we believe is enhanced by diversity, equity, and inclusion. We expect and encourage all employees and all of our business partners to embrace, practice, and monitor the attitudes, values, and goals of acceptance; address biases; and foster diversity of viewpoints and opinions.Selective maintains a drug-free workplace.