Card Scheme Manager (Acquiring & Issuing)

About Unlimit

Founded in 2009, Unlimit is a global fintech company that offers a large portfolio of financial services, including payment processing, banking as a service (BaaS), and an on&off-ramp fiat solution for crypto, DeFi, and GameFi. The company’s mission is to deliver solutions that eliminate financial borders, enabling businesses to operate both locally and internationally with ease across Europe, the UK, LATAM, APAC, India, and Africa. Unlimit has 700 employees across 16 offices and five continents, including London, Singapore, São Paulo, Hong Kong, and Mexico. For further information, please visit: www.unlimit.com.

About the role:

Unlimit is the most cutting-edge payment company providing a unique and high-tech suite of solutions to e-commerce merchants and card issuing products. As part of our dynamic growth, we seek a Card Scheme Manager to our Card Schemes Department with proven experience and expertise in Card Acquiring and (or) Issuing.

In this role, you will be responsible for the development and launch of new Acquiring card methods for Acquiring portfolio and Card products and services for Issuing portfolio with focus on EU, UK, APAC, Africa markets working closely with Card Schemes (Visa / MC and other Schemes), Partners, Vendor, Card Manufacture.

This position expects a lot of communication with Card schemes, external stakeholders, and partners.

Fluent English – must.

We understand that a candidate can be a Star in one of the vertical (acquiring or issuing) and accordingly, we are ready to consider candidates with relevant work experience in at least one of these verticals (Acquiring or Issuing) with the desire and ability to grow and develop in other verticals.

• End-to-end product management of Card payment methods: starting with getting a license for acquiring & issuing methods in Card Schemes ending the technical implementation of the card methods & products and launch to the market
• Develop relationship with card schemes (MasterCard / Visa / JCB / AMEX and etc.) as part of the technical implementation
• Certification of Card products with card schemes (MasterCard / Visa / JCB / AMEX and etc.)
• Ensuring compliance with Mandatory Changes of Card Schemes
• Analysis of technical documentation of Card Schemes, Mandatory Changes
• Interaction with TPP, Card Schemes, vendors for the manufacture and personalization of cards
• Develop Manuals and Instructions for the internal Departments for each product & method, SLAs, etc. for the effective rollout of Acquiring and Issuing business and ensuring smooth operation of the business
• Analyze Card Scheme invoices & settlement & reconciliation 
• Maintain an excellent knowledge of the Acquiring market including competitive analysis and ad hoc market research
• Building new Acquiring and Issuing products and enhancing our existing solutions
• Effectively document and describe the business and technical requirements, understand business processes, prioritize the team’s backlog
• Create test plans and run testing for new products, documentation and work closely with go to market teams to deliver working features

• Strong knowledge and technical background in Card Acquiring payments, Card Issuing and in card payment processing . Experience with APAC, ASIA, LATAM markets as a plus
• Proven experience in Card Acquiring payments & Issuing of the technical implementing of card methods with Card Schemes
• Proven experience in the certification of the Card products with Card Schemes (MC / Visa and etc.)
• Excellent knowledge of Card Schemes Rules (Visa / MasterCard and etc)
• Strong knowledge of Card Schemes Invoice structure & settlement process and reconciliation
• Proven experience working with Mandatory Changes of Card Schemes
• Proven experience and deep understanding of bank card issuing organization (Perso Bureau, processing, back office)
• Proven experience with Perso Bureau in the implementation and launch of card products
• Clear knowledge of the end to end card flow including bank acquiring, recurring tokenization payments, Apple& Google Pay and similarities/differences across Card schemes and data messaging standards
• Must be a succinct communicator and be highly analytical
• Must be able to talk knowledgeably with Card Schemes, vendors, Partners, banks who live and breathe payments every day
• Strong leadership and decision-making skills, with a track record of driving results in a dynamic environment
• A good technical and project management understanding of how complex products are developed
• Passionate about the acquiring & issuing industry
• Fluent English

• Knowledge/working experience with APAC, LATAM, Africa, India markets
• Proven experience and deep understanding of the implementation of a new card product (key management/certificates/chip profile creation/certification)

Join Unlimit Team now!

Unlimit is an equal opportunity employer. We believe passionately that employing a diverse workforce is central to our success. We make recruiting decisions based on your experience and skills. We welcome applications from all members of society irrespective of age, sex, disability, sexual orientation, race, religion or belief.