Call Center Representative

Why USAA?Let's do something that really matters. At USAA, we have an important mission: facilitating the financial security of millions of U.S. military members and their families. Not all of our employees served in our nation's military, but we all share in the mission to give back to those who did. We're working as one to build a great experience and make a real impact for our members. We... believe in our core values of honesty, integrity, loyalty and service. They're what guides everything we do - from how we treat our members to how we treat each other. Come be a part of what makes us so special!The Opportunity • **This position is remote, work from home, in a contact center type of environment.*** We are seeking a dedicated Business Insurance Agent - Mid-level for our Commercial Lines department! This is a full-time, hourly, non-exempt position. Training Schedule: Monday - Friday 13-15 weeks of training 8:00am-4:30pm CST (9:00am-5:30pmEST) (All other time zones align to CST schedule). Work Schedule: Monday - Friday 9:30am-6:00pm CST (9:30am-6:00pm EST) (West Coast align to CST Schedule) In this role you will work in an inbound sales environment advising business owners on insurance and risk management. We use a full suite of Commercial Insurance Products to address each member and/or non-member's unique risk profile. The ideal candidate will use knowledge of the insurance marketplace, carrier appetite, and leverages underwriter relationships and knowledge of carrier contracts to place coverage for member's business. What you'll do: • Be a consultative partner between members, nonmembers and insurance carriers, exercising technical knowledge efficiently and communicating solutions to settle customer needs. • Use understanding of compliance and insurance standards and Agency Management Systems to limit agency Errors & Omissions (E&O) exposure through proper documentation. • Classify member's and/or non-members business and provide accurate risk management and risk mitigation solutions while using knowledge of B2B sales cycles for success. • Conduct account reviews, by using the carrier renewal cycle, and understanding the members' and nonmembers' risk profile to provide consultative advice and appropriately address and mitigate the risk. • Research industry trends and evolving regulatory environment (state and national), improving understanding of meaningful technical/financial issues. • Use Agency Management Systems/Customer Relations Management (CRM) & multiple carrier Platforms to operate comfortably at an advanced level to appropriately select product and carrier offerings. • Apply Carrier guidelines and processes to partner and negotiate with underwriters on endorsements, renewal questions, and remarkets for underwriting determination (approval or declination). • Calculate Insurance to Value (ITV) on a wide range of property types and structures including geographic differences and capture custom or unique features within the properties and provide appropriate details to settle accurate replacement values. • Provide select account service for member's and nonmember's including policy changes, certificates, endorsements, renewals, non-renewals and remarkets, cancellations, reinstatements, and record updates within agency systems. • Facilitate initial acquisition of Affluent members, nonmembers, and business owners by gaining an understanding of the members and nonmembers' risk profile by providing a concierge, white glove, single point of contact service level for members and nonmembers with complex accounts and unique needs. • May work with underwriters on sophisticated accounts across management lines and Excess and Surplus for renewals, endorsements, and remarketing. • Ensure risks associated with business activities are optimally identified, measured, supervised, and controlled in accordance with risk and compliance policies and procedures. What you have: • High School Diploma OR General Equivalency Diploma. • 2 years of insurance sales and service experience to include 1 year of experience working in a High Value insurance agency, Commercial Insurance agency or broker setting. • Valid Property and Casualty insurance license for home state and/or ability to obtain home state and multistate license within 90 days. • High Net Worth/Private Client Experience and ability to handle sensitive information. • Excellent communication and customer service skills. What sets you apart: • 4+ years of Commercial Lines Insurance account management experience writing new business. (Not including renewals and/or Servicing) • 4+ years working experience quoting and binding directly with the insured. • Experience with Agency Management Systems and/or Salesforce. • Experience working in a multiple carrier environment. • Active P&C General Lines License for home state. The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. What we offer: Compensation: USAA has a method for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. The salary range for this position is: $51,840.00 - $92,880.00. Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors. Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals. For more details on our excellent benefits, please visit our benefits page on USAAjobs.com. Relocation assistance is not available for this position. Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting. USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran