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Principal Data Scientist at Authorize.net (Visa) image - Rise Careers
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Principal Data Scientist at Authorize.net (Visa) - job 1 of 21

Company Description

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

Job Description

Visa’s Technology Organization is a community of problem solvers and innovators reshaping the future of commerce. We operate the world’s most sophisticated processing networks capable of handling more than 65k secure transactions a second across 80M merchants, 15k Financial Institutions, and billions of everyday people. While working with us you’ll get to work on complex distributed systems and tackle massive scale problems centered on new payment flows, business and data solutions, cyber security, and B2C platforms.

The Opportunity:

We are seeking a versatile, curious, and energetic Principal Data Scientist to join our team of passionate and dedicated engineers and data scientists. We collaborate on Data Engineering and Machine Learning developments at Visa, tackling complex challenges on a global scale! As a Senior Director at Visa, you will play an integral role in a multi-functional development team, inventing, designing, building, and testing products that serve a truly global customer base. Join us and see how your efforts will shape the digital future of payments.

You will have an opportunity to changing the way data products are developed at Visa!

 

Essential Functions:

  • Be a technology thought leader in the domain of ML and applied science in fintech space.

  • Use Generative AI to improve business workflows around core mission critical logic related to dispute management and merchant representment.

  • Build metrics and evaluations as we migrate business logic to LLMs.

  • Build high fidelity models for risk assessment in fintech space

  • Build engg systems to run the models at scale in production workflows.

  • Ensures alignment to data management principles, governance, process, and tools to maintain quality across all projects.

  • Supervises testing code in a common testing environment to assess compatibility.

  • Leads regular calls with production support teams to address issues with code.

  • Shapes the direction for the development of tools and automation processes that assist in transforming, optimizing, managing, accessing, deploying, and monitoring data processes in batches and in real time.

  • Monitors and supervises efforts to automate advanced data protocols, reduction techniques, and aggregation approaches to validate the quality of extracted data across the data pipeline.

  • Leads efforts to drive efficiencies across data extraction and ensures data quality and completeness using data wrangling, complex data modeling, and artificial intelligence.

This is a hybrid position. Hybrid employees can alternate time between both remote and office. Employees in hybrid roles are expected to work from the office 2-3 set days a week (determined by leadership/site), with a general guidepost of being in the office 50% or more of the time based on business needs.

Qualifications

Basic Qualifications:
• 12+ years of relevant work experience with a Bachelor’s Degree or at least 9 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 6 years of work experience with a PhD, OR 15+ years of relevant work experience.

Preferred Qualifications:
• 15 or more years of experience with a Bachelor’s Degree or 12 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, or MD), PhD with 9+ years of experience
• 11+ years of relevant work experience with a bachelor’s degree in computer
science, Computer Engineering, or related field.
• Five (5) years of experience solving data problems using data technologies
(e.g., Hadoop, Hive, Kafka, Redis, NoSQL, RDBMS).
• Two (2) years of experience designing, implementing, and maintaining ETL
pipelines.
• Two (2) years of experience implementing and supporting real-time systems.

Additional Information

Work Hours: Varies upon the needs of the department.

Travel Requirements: This position requires travel 5-10% of the time.

Mental/Physical Requirements: This position will be performed in an office setting.  The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer.  Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status.  Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.

U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 184,100.00 to 267,050.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.

Average salary estimate

$225575 / YEARLY (est.)
min
max
$184100K
$267050K

If an employer mentions a salary or salary range on their job, we display it as an "Employer Estimate". If a job has no salary data, Rise displays an estimate if available.

What You Should Know About Principal Data Scientist at Authorize.net (Visa), Visa

Are you ready to take your career to the next level as a Principal Data Scientist at Authorize.net (Visa) in the bustling city of Bellevue, Washington? Join Visa's innovative Technology Organization, where we're at the forefront of reshaping the world of payments. Here, you won't just crunch numbers; you'll be a pioneering thought leader in machine learning and applied data science in the fintech space. With your expertise, you'll venture into exhilarating challenges that impact millions of users worldwide. Collaborate with our talented team of engineers and data scientists to develop cutting-edge solutions that enhance dispute management and merchant representment using Generative AI. Your role will be instrumental in building high-fidelity models for risk assessment, and you'll lead initiatives that guarantee data quality and integrity while pushing the boundaries of data automation. Imagine working with complex distributed systems and being part of a team that operates the world’s most sophisticated processing networks, handling over 65,000 secure transactions every second! At Authorize.net, we're not just about technology; we're about making a difference. If you're someone who thrives in a dynamic environment and is passionate about transforming the digital landscape of payments, this is the opportunity you've been waiting for. Join us in our journey to uplift economies and individuals around the globe, and let's pave the way for a secure financial future together!

Frequently Asked Questions (FAQs) for Principal Data Scientist at Authorize.net (Visa) Role at Visa
What are the responsibilities of a Principal Data Scientist at Authorize.net (Visa)?

As a Principal Data Scientist at Authorize.net (Visa), you will lead teams in the exploration of machine learning and applied data science, focusing on innovative solutions within fintech. Your primary responsibilities include developing high-fidelity models for risk assessment, implementing Generative AI enhancements to streamline core business processes, and ensuring all projects align with data management principles. Additionally, you'll be pivotal in automating advanced data protocols and driving efficiencies in data extraction and quality validation across complex data models.

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What qualifications do I need to apply for the Principal Data Scientist position at Authorize.net (Visa)?

To qualify for the Principal Data Scientist role at Authorize.net (Visa), applicants should possess a rich experience spanning 12+ years, preferably with advanced degrees like a Master’s or PhD in fields such as Computer Science or Engineering. Geared towards those with extensive problem-solving experience using data technologies, the role also demands at least five years of experience in data frameworks such as Hadoop and the design and maintenance of ETL pipelines and real-time systems.

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How does the work environment look for a Principal Data Scientist at Authorize.net (Visa)?

The work environment for a Principal Data Scientist at Authorize.net (Visa) is hybrid, allowing a blend of remote work and office presence, typically requiring office attendance 2-3 days a week based on business needs. You'll work within a collaborative team of talented engineers and data scientists who are keen to innovate and tackle challenges in a supportive setting, thus fostering a culture of creativity and forward-thinking.

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What kind of projects will a Principal Data Scientist work on at Authorize.net (Visa)?

As a Principal Data Scientist at Authorize.net (Visa), you will engage in projects that revolve around developing machine learning-driven solutions for fintech challenges. This includes utilizing Generative AI for optimizing business workflows, enhancing dispute management processes, and creating sophisticated risk assessment models. Your contributions will influence the future of payment technologies on a global scale, allowing for immense growth and learning opportunities.

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Are there career advancement opportunities for Principal Data Scientists at Authorize.net (Visa)?

Definitely! At Authorize.net (Visa), career advancement opportunities abound for Principal Data Scientists. As a crucial member of our team, you will find pathways to ascend to higher managerial roles or lead more extensive initiatives within the organization. The culture of continuous learning and innovation encourages growth, whether through new projects, gaining additional skills, or mentoring others in the field.

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Common Interview Questions for Principal Data Scientist at Authorize.net (Visa)
Can you describe your experience with machine learning models in a fintech context?

When answering this question, provide specific examples of machine learning projects you've led or contributed to in the fintech sector, discussing the technologies used, challenges faced, and the impact of those models on business workflows at Authorize.net (Visa). Highlight your ability to innovate in response to unique financial challenges.

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How have you used data to drive business improvements in your previous roles?

Share examples where your data-driven insights directly influenced business decisions or operational improvements. Be sure to quantify the results where possible, demonstrating how your analysis led to tangible business outcomes at companies similar to Authorize.net.

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What experience do you have with ETL processes and real-time data systems?

Detail your working knowledge and hands-on experience with designing and maintaining ETL pipelines, especially in dynamic settings. Discuss how you've ensured data integrity and quality in real-time systems, which is especially relevant for your role at Authorize.net (Visa).

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How do you approach problem-solving in a complex data analytical environment?

Explain your problem-solving strategies, focusing on systematic methodologies and how collaborative approaches with teams can yield superior outcomes. Sharing specific techniques used in your work will demonstrate your expertise to the interviewers.

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Can you give an example of a successful project where you used Generative AI?

Articulate a project where you successfully employed Generative AI, detailing the goals, your approach, and the results achieved. Focus on how it streamlined processes or provided innovative solutions in a fintech background similar to that of Authorize.net.

Join Rise to see the full answer
What tools and technologies are you most proficient in for data analysis?

Go into detail about your familiarity with specific data analysis technologies and tools. It's beneficial to mention your proficiency in platforms like Hadoop, Kafka, or RDBMS, as these relate to the tools utilized at Authorize.net (Visa).

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How do you ensure data quality in your projects?

Discuss your methodologies for maintaining data quality, such as implementing robust validation checks, data wrangling techniques, and regular communication with teams responsible for data integrity. Expressing a thorough understanding of data governance will resonate well with interviewers.

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What motivates you to work in the fintech industry?

Share your passion for fintech and the positive societal impacts it fosters. Your response should reflect how the mission of Authorize.net (Visa) aligns with your personal and professional goals, showcasing your dedication to improving payment technologies for users globally.

Join Rise to see the full answer
How have you adapted to challenges faced during data projects?

Provide examples of challenges encountered in previous roles and how you navigated these hurdles creatively and effectively. Demonstrating flexibility and a proactive approach will highlight your readiness for disruption in projects essential to Authorize.net's goals.

Join Rise to see the full answer
What are your long-term career goals in data science?

Discuss your aspirations and how they align with the vision of Authorize.net. You might express interest in leading larger teams, contributing to groundbreaking projects in fintech, or innovating data solutions that will shape the industry for years to come.

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Visa Inc. operates as a payments technology company worldwide. The company facilitates commerce through the transfer of value and information among consumers, merchants, financial institutions, businesses, strategic partners, and government entiti...

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DATE POSTED
April 12, 2025

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