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Senior Director - Small Business Solutions - job 4 of 28

About Visa Commercial Solutions (VCS) 

Visa Commercial Solutions (VCS) is dedicated to delivering innovative payment solutions for businesses and governments worldwide. By partnering with Financial Institutions and Fintechs, VCS offers seamless experiences that streamline critical business processes such as expense management, compliance, and vendor payments. The goal is to enhance cash flow, productivity, and efficiency for clients. VCS provides tailored products for all business sizes, featuring automated payment processing, expense tracking, and detailed reporting, all within a secure and globally recognized payment network. This empowers businesses to manage finances more effectively, reduce costs, and gain valuable insights into spending patterns. 

The Small Business team for the US and Canada is dedicated to empowering issuers, merchants, Fintechs, and processors to elevate their support for small business clients. We are looking for an experienced Sales leader who can spearhead business development strategies, secure essential resources, and forge impactful partnerships aimed at driving Small Business growth and digital transformation. Join us in shaping the future of Small Business development and innovation, in alignment with Visa's strategic vision.   

About this Role: 

The Senior Director, Business Development Small Business Lead is responsible for identifying, developing and selling in meaningful partnership opportunities to grow Visa payment volume in Small Business. The role requires an experienced sales and business development professional with deep knowledge of the Small Business space who can identify potential deals, develop strategy, and manage the teams needed to bring them to fruition. The Small Business team works closely with Visa’s Product, Cobrand, Digital and Merchant & Acceptance teams as well as other stakeholders such as Finance, Legal, Marketing, etc. teams to execute partnership agreements, and deliverables that are complex, strategic and cross-functional in nature.  The ideal candidate will be adept driving revenue and setting a sales strategy for the Small Business sector, engaging credibly and effectively with various stakeholders including financial institutions, merchants, Fintech. The role reports to the VP, Small Business for North America, and is a member of their leadership team. 

Key Responsibilities 

  • This leader will develop and own the Small Business sales strategy and pipeline and be responsible for driving revenue growth.   

  • Lead the direct team of sales executives responsible for SMB business development. 

  • Set and deliver on Key Metrics and Objectives that align with Visa’s Small Business growth strategy, including revenue, payment volume, etc. 

  • Provide best in class service to ensure that prospective clients’ business objectives are met, and the partners are fully educated on Visa products and opportunities. 

  • Lead the development, negotiation and signing of proposals by working with various internal stakeholders and building relationships with strategic partner executives. 

  • Work with cross functional teams to ensure partner solutioning is on track and aligned with both Visa’s strategy and client goals. 

  • Proactively identify and solve complex problems that impact the management, relationship, and direction of the business 

  • Take the lead in solving the problems that arise during the development of programs with partners. 

  • Proactively educate the Visa organization on market developments and partner opportunities 

  • Report to and interact with senior management to indicate the status of the partnership progress. 

  • Foster in-depth and productive relationships at all levels with the client and within Visa 

 Essential Functions: 

  • Develop and own the Small Business sales strategy including maintain the pipeline in Dynamics.  

  • Act as a key leader on the Small Business sales team while also serving as the business development leader and manager, overseeing and executing the strategy to drive new revenue. 

  • Serve as a partner to internal stakeholders as well as senior management, providing ongoing strategic market insights, overviews of Visa products, business development efforts, strategic partnerships, and new and emerging growth initiatives. 

  • Identify, develop, and execute customized business development plans and manage joint roadmaps to drive new business opportunities, increase engagement, revenue, and market share. 

  • Leverage a strong understanding of the Small Business payments ecosystem, Small Business needs and challenges, as well as current and emerging payment strategies across all Small Business product platforms (credit, debit, virtual, etc.) to identify business development opportunities. 

  • Influence the client’s vision for the future of payments, consistent with Visa’s strategies and leadership principles. 

  • Proactively identify and solve complex problems that impact the management, relationship, and direction of the business. 

  • Expand relationships through the selling and implementation of Visa products and services. 

  • Continuously review client strategies and market landscapes to recommend, develop, and implement new and creative approaches that ensure client and Visa business objectives are met. 

  • Work with cross-functional teams (internal and external) that include representation from Innovation, Strategic Partnerships, Product, Cobrand, Operations, Market Research, and Technology. 

  • Coordinate regular joint executive meetings to review innovation strategies, technologies, and strategic partnership opportunities to continuously build the joint development roadmap. 

  • Actively participate in and lead various ad-hoc internal projects as assigned. 

  • Prepare proposals and negotiate contractual relationships. 

By joining our team, you will have the opportunity to drive impactful change and contribute to the growth and success of Visa and our partners. We look forward to seeing how your expertise and innovative ideas can help shape the future of payments. 

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.

 

Average salary estimate

$175000 / YEARLY (est.)
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$150000K
$200000K

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What You Should Know About Senior Director - Small Business Solutions, Visa

Are you ready to take your career to the next level with Visa as the Senior Director of Small Business Solutions? Located in vibrant Atlanta, this exciting role is all about leading our Small Business team in the U.S. and Canada, dedicated to delivering innovative payment solutions to small businesses everywhere. At Visa Commercial Solutions (VCS), we partner with Financial Institutions and Fintechs, streamlining critical processes like expense management and vendor payments, while enhancing productivity for our clients. Your expertise in sales and business development will be essential as you identify and forge meaningful partnerships to drive growth and digital transformation in the Small Business sector. You’ll manage a dynamic team, set ambitious sales strategies, and leverage your deep understanding of the Small Business ecosystem to create impactful solutions. Your responsibilities include leading initiatives that align with Visa's vision, working with cross-functional teams, and ensuring our partners are fully educated around our products. Reporting to the VP of Small Business for North America, you’ll have a seat at the leadership table and play a pivotal role in shaping the future of our business development. If you're passionate about empowering small businesses and want to make a real difference, we can’t wait to see what you’ll bring to our dynamic team at Visa. Join us in harnessing your skills and pushing boundaries to redefine payment solutions for small businesses!

Frequently Asked Questions (FAQs) for Senior Director - Small Business Solutions Role at Visa
What are the key responsibilities of the Senior Director - Small Business Solutions at Visa?

As the Senior Director - Small Business Solutions at Visa, you will be responsible for developing and owning the sales strategy for our Small Business segment. This includes managing a team of sales executives, leading revenue growth initiatives, and setting key metrics aligned with Visa's growth strategy. You will also engage with various stakeholders, negotiate proposals, and proactively solve complex problems that arise during program development.

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What qualifications are needed to become a Senior Director - Small Business Solutions at Visa?

To qualify for the Senior Director - Small Business Solutions position at Visa, candidates should have extensive experience in sales and business development within the Small Business space. A deep understanding of payment ecosystems and strong leadership skills are essential, along with the ability to effectively communicate and build relationships with stakeholders, including financial institutions and Fintechs.

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How does the Senior Director - Small Business Solutions contribute to Visa's mission?

The Senior Director - Small Business Solutions plays a crucial role in advancing Visa's mission by driving innovative payment solutions that empower small businesses. Through partnerships with finance institutions and guidance in product offerings, you will enhance cash flow management, operational efficiency, and overall growth for our clients, thus contributing to Visa's overarching vision of transforming digital payments.

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What is the work environment like for the Senior Director - Small Business Solutions at Visa?

The work environment for the Senior Director - Small Business Solutions at Visa is dynamic and collaborative. Expect to work in a hybrid setting that fosters teamwork and innovation. You will engage with cross-functional teams including product, technology, marketing, and finance, ensuring alignment and strategic execution of partnership goals that drive growth in the Small Business sector.

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What opportunities for growth exist for a Senior Director - Small Business Solutions at Visa?

As a Senior Director - Small Business Solutions at Visa, you will have numerous opportunities for growth. Engaging with senior management and participating in strategic initiatives will allow you to influence market strategies while enhancing your leadership capabilities. Additionally, continuous learning and development within a leading global payments technology company can open doors for future leadership roles.

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Common Interview Questions for Senior Director - Small Business Solutions
What motivated you to apply for the Senior Director - Small Business Solutions position at Visa?

To answer this question effectively, express your passion for empowering small businesses and your interest in innovative payment solutions. Highlight your career aspirations that align with Visa’s mission, showcasing how your skills and experience make you a perfect fit for contributing to the company's objectives.

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How do you plan to develop a sales strategy for the Small Business segment?

Discuss your approach to researching market trends and understanding customer needs specific to small businesses. Emphasize your skills in data analysis to identify growth areas, and explain how you would engage cross-functional teams to implement a cohesive sales strategy that aligns with Visa's goals.

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Can you describe a challenging partnership negotiation you successfully managed?

Share a specific example of a complex negotiation, detailing the challenges you faced and your approach to overcoming them. Emphasize your skills in stakeholder management, communication, and creativity to reach a mutually beneficial agreement that was in line with business objectives.

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What techniques do you use to build relationships with key stakeholders?

Highlight your interpersonal skills and techniques such as proactive communication, active listening, and regular follow-ups. Discuss how nurturing these relationships helps in gaining trust and facilitating smoother collaboration with partners, essential for driving growth in the Small Business Solutions sector.

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How do you stay updated on the latest trends impacting small business payment solutions?

Mention various resources such as industry publications, networking events, webinars, and thought leadership forums that you actively engage with. Illustrate how staying informed about emerging trends helps you identify new opportunities and adapt strategies to better serve small businesses.

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What metrics do you consider most important for tracking sales performance in this role?

Discuss key performance indicators like revenue growth, customer acquisition, conversion rates, and customer satisfaction. Explain how monitoring these metrics can inform strategic pivots and improve performance in alignment with Visa's sales objectives.

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How would you handle resistance from a partner during a proposal negotiation?

Explain your approach, which would include understanding the partner's objections, asking clarifying questions, and offering tailored solutions that address their concerns. Emphasize that building trust and demonstrating the value of Visa's offerings is key to overcoming resistance.

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Describe a time you had to drive a significant change in your team's approach. What was the outcome?

Provide a specific instance where you led a change initiative, detailing the rationale behind it, how you communicated it to the team, and the actions taken. Highlight the positive results, such as improved efficiency or increased revenue, demonstrating your leadership and problem-solving skills.

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What role does customer feedback play in your business development strategy?

Discuss how customer feedback provides vital insights that inform product development and sales strategies. Share examples of how you've integrated customer insights into your decision-making process to enhance service offerings and drive business growth.

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Why do you think you are a good fit for Visa's culture and values?

Reflect on Visa's core values, and articulate how your personal values align with the organization's mission. Provide examples from your past experiences that highlight your commitment to innovation, collaboration, and ethical practices, showcasing why you would be a great cultural fit for the company.

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Visa Inc. operates as a payments technology company worldwide. The company facilitates commerce through the transfer of value and information among consumers, merchants, financial institutions, businesses, strategic partners, and government entiti...

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Full-time, hybrid
DATE POSTED
April 24, 2025

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