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Sr. Associate Counsel, Product & Transactional - job 1 of 3

Company Description

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

Job Description

Visa is seeking a proactive product, business and commercial lawyer to join its growing legal team that supports Visa’s Value-Added Services organization. The position is for a Senior Associate Counsel, who will report to a Senior Managing Counsel, Visa Legal: Value-Added Services.

The role includes responsibility for supporting Risk and Identity Services, either as the lead attorney for certain products and services or as part of a small team of experienced counsel. Products and services include Visa’s new and existing Value-Added Services relating to risk and identity products. The attorney will work closely with other experienced Visa lawyers and compliance professionals and regularly engage directly with business clients.

Applicants must be skilled at (1) managing multiple priorities in a fast-paced and challenging, but highly rewarding environment, (2) have good judgment and strong analytical, client counseling, and negotiation skills, (3) be an adept issuer spotter and creative problem solver, (4) be self-motivated, and (5) most importantly, be an optimistic, curious, and collaborative team player.


Essential Functions

  • Work closely with business teams to understand and achieve key business objectives and help them develop compelling product and service offerings
  • Provide advice and counsel to business line and management on transactional legal matters and proposed corporate actions and projects
  • Draft, negotiate, and drive to completion complex commercial agreements that achieve business objectives, and continue to support those business relationships once consummated
  • Provide sophisticated and creative counseling and advice to business teams regarding product development, deployment, and associated commercial and contracting considerations
  • Lead review of product related marketing and sales materials
  • Manage regulatory support, including jurisdiction specific regulatory reviews and evaluation of how shifts in regulatory landscapes may impact Visa and its partners
  • Work closely with Visa’s regional legal and business teams globally, and assist these teams in resolving regional and local issues, including to achieve consistency on approaches and issues by Visa worldwide
  • Review externally facing documentation for compliance with securities laws, disclosure policies, data use policies and requirements, competition law issues, etc.
  • Where required, coordinate and supervise outside counsel for timeliness, cost-effectiveness, and excellence of service and work product

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.

Qualifications

Basic Qualifications

  • 5 years of post-JD work experience (or international equivalent)
  • Strong academic credentials, including a J.D. degree (or international equivalent)
  • Valid license to practice in the state where the job is located or the ability to become state registered in-house counsel in good standing
     

Preferred Qualifications

  • At least 7 years of relevant post-JD work experience (or international equivalent)
  • Prior experience in at least one of the following areas: payments (and related credit and debit processing), financial services, technology or fintech industries
  • Demonstrated ability to drive execution in a team environment, integrating legal advice and business knowledge while providing balanced advice regarding risks and benefits
  • Must be able to work independently and collaboratively as needed, and engage directly with business clients at all levels
  • Must be a practical and creative problem-solver with developed business acumen and the ability to understand the company's business interests and anticipate the nature and magnitude of issues that could arise in various settings
  • Must be able to manage and drive the legal and regulatory aspects of complex business initiatives, both in the U.S. and internationally
  • Transactional background (corporate, commercial arrangements) with extensive experience drafting and negotiating a wide array of commercial agreements
  • Working knowledge of privacy and competition laws
  • Must be able to multitask and manage a significant workload and many clients with minimal supervision

Additional Information

Work Hours: Varies upon the needs of the department.

Travel Requirements: This position requires travel 5-10% of the time.

Mental/Physical Requirements: This position will be performed in an office setting.  The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer.  Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status.  Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.

U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is $176,800 to $230,000 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.

Average salary estimate

$203400 / YEARLY (est.)
min
max
$176800K
$230000K

If an employer mentions a salary or salary range on their job, we display it as an "Employer Estimate". If a job has no salary data, Rise displays an estimate if available.

What You Should Know About Sr. Associate Counsel, Product & Transactional, Visa

If you're looking to make an impact at one of the world's leading payment technology companies, Visa is excited to invite you to apply for the role of Senior Associate Counsel, Product & Transactional in beautiful Denver, CO. In this role, you will be a part of our dynamic legal team, supporting the Value-Added Services organization. As a key player, you will work directly with business teams to drive success in developing programs that involve cutting-edge risk and identity services. Your expertise will be valuable as you provide counsel on transactional matters, negotiate complex commercial agreements, and navigate regulatory landscapes. It's a fast-paced environment, and you’ll need to balance multiple priorities, but you’ll definitely be rewarded for your hard work and creativity. At Visa, you'll collaborate with a diverse team of experienced counsel, offering strategic guidance to various business units while also ensuring compliance with laws and regulations. We’re on the lookout for someone who is not just knowledgeable but also a team player who thrives on optimism and curiosity. Your role will involve leading product marketing reviews, managing relationships across global legal teams, and even drafting critical documentation for compliance. With a hybrid work setting, you can enjoy balance in your work life too! If you have a strong legal background with experience in payments, financial services, or fintech, this might just be the perfect next step in your career. Join Visa and experience the exciting journey of shaping the future of payments!

Frequently Asked Questions (FAQs) for Sr. Associate Counsel, Product & Transactional Role at Visa
What are the primary responsibilities of a Senior Associate Counsel at Visa?

As a Senior Associate Counsel at Visa, you will support the Value-Added Services organization, primarily focusing on risk and identity services. Your responsibilities include drafting and negotiating complex commercial agreements, providing legal advice on transactional matters, and working closely with business teams to achieve strategic objectives. You'll also manage regulatory support and assist global legal teams in resolving jurisdiction-specific issues.

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What qualifications are needed for the Senior Associate Counsel position at Visa?

To qualify for the Senior Associate Counsel role at Visa, candidates typically require at least 5 years of post-JD experience, a valid license to practice law in the state, and a J.D. degree or its international equivalent. Preferred qualifications include 7 years of relevant experience, particularly in payments, financial services, or technology sectors, along with strong analytical, negotiation, and problem-solving skills.

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What is the work environment like for a Senior Associate Counsel at Visa?

Visa offers a hybrid work environment for the Senior Associate Counsel role, providing flexibility between in-office and remote work. You will engage in collaborative teamwork while managing a significant workload, allowing for a balance between legal responsibilities and business engagement within an innovative company in the payments technology sector.

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How does the Senior Associate Counsel position contribute to Visa's goals?

The Senior Associate Counsel position at Visa is vital in supporting the development and deployment of value-added services, ensuring that all legal and regulatory aspects are managed effectively. By providing commercial insights and regulatory advice, you help Visa innovate and maintain its leadership in the payments industry, aligning legal strategies with business objectives.

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What are the opportunities for career growth at Visa for a Senior Associate Counsel?

As a Senior Associate Counsel at Visa, numerous opportunities for career advancement are available. You will gain valuable experience working on diverse legal matters, which can lead to higher positions within the legal team or even cross-functional roles within the company. Your contributions to the company's strategic initiatives will be recognized, paving the way for professional development in the payments and technology sector.

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Common Interview Questions for Sr. Associate Counsel, Product & Transactional
Can you tell us about your experience with drafting and negotiating commercial agreements?

When answering this question, highlight specific examples of agreements you've worked on, emphasizing your role in negotiations. Discuss what strategies you employed and how those agreements benefited your clients or employers, showcasing your understanding of both legal and business implications.

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How do you manage competing priorities in a fast-paced environment?

Illustrate your organizational skills by discussing techniques you use, such as prioritization matrices or project management tools. Include a real example where your ability to juggle multiple tasks led to a successful outcome, demonstrating your problem-solving capabilities.

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What strategies do you employ to provide effective legal counsel to business teams?

Explain that building strong relationships with business stakeholders is key. Share how you approach understanding their needs and objectives, and whether you hold regular check-ins or strategy sessions to ensure alignment, thereby making your counsel not just legal but also business-relevant.

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Describe a challenging legal issue you've faced in the past and how you resolved it.

Choose a relevant example that highlights your analytical skills. Explain the context, the legal dilemma, the actions you took to address it, and the final outcome, focusing on how your resolution balanced legal risks with business needs.

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How do you stay updated with changes in regulations that impact your work?

Mention your sources for keeping on top of regulatory changes, such as legal publications, industry seminars, or professional associations. Discuss how you've implemented this knowledge in your previous roles to ensure compliance and proactive legal strategies.

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What do you think is essential when reviewing marketing materials for compliance?

Discuss your approach to ensuring that materials align with applicable laws and regulations, such as data usage and competition laws. Highlight your attention to detail and collaboration with marketing teams to balance creativity with compliance.

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Can you walk us through how you handle communications with outside counsel?

Describe your process of selecting outside counsel based on expertise and cost-effectiveness. Highlight how you maintain communication to ensure timely delivery of services and how you assess their work product for quality.

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How would you approach negotiating with a difficult counterparty?

Emphasize your negotiation skills and the importance of understanding the other party's interests. Provide an example where you successfully navigated a tough negotiation through creativity and compromise, leading to a favorable outcome for your client.

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What do you believe are the most significant legal challenges in the fintech industry?

Discuss current regulatory developments, privacy concerns, and the need for compliance as significant challenges. Highlight your experience in developing strategies that mitigate these risks while enabling innovation, showcasing your industry knowledge.

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Why do you want to work as a Senior Associate Counsel at Visa?

Share your passion for the payments industry and how Visa aligns with your career goals. Express admiration for Visa’s commitment to innovation and inclusivity in financial services, and how your skills and experience can contribute to fulfilling that mission.

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Visa Inc. operates as a payments technology company worldwide. The company facilitates commerce through the transfer of value and information among consumers, merchants, financial institutions, businesses, strategic partners, and government entiti...

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Full-time, hybrid
DATE POSTED
April 9, 2025

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