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Senior Associate, Product Manager - Retail Bank

Senior Associate, Product Manager - Retail Bank

At Capital One, we believe great products begin with a deep understanding of our customers. From our earliest days, we pioneered the use of predictive modeling to individually personalize credit card offers, turning the entire industry on its head. As we’ve grown bigger, we’ve found more and more ways to use technology and face-to-face conversations to understand the human problems associated with money and finances.

In the Consumer Bank, we’ve combined this human-centered approach with our heritage of data-driven decision making to design, build and test our way to truly enabling financial experiences. We’ve challenged ourselves to spend less time planning, more time doing, and, above all else, to see the world through the eyes of our customers as they work to understand and manage their money.

Are you passionate about improving the way people interact with their money? Are you driven by the delight you bring to customers? Do you keep asking, “why,” until you hit the root? It’s common to fall in love with solutions, but have you ever fallen in love with the problem? Do you have an opinion on whether shipping is more important than perfection? Do you have a healthy dose of skepticism for the impossible? If you’re nodding your head, then we want you!

As a Product Manager focusing on our Consumer Bank products, you’ll be joining a passionate team of product managers, designers, engineers, data scientists, and analysts working to redefine how millions of customers interact with their money. You might work on developing the next generation of our mobile UI. You might solve the gnarly problems presented by a fleet of ATMs. You might reimagine the digital tools in our branches and cafes. You might empower the entire business with better platforms. You might protect our customers from the bad guys. You might build machine learning models to solve problems we haven’t even discovered yet. One thing is for sure: you will dream and you will ship.

On any given day in the Bank you’ll be:

  • Empowered. Part of a team driving the bank’s omni-channel servicing portfolio responsible for setting and delivering an experience framework on how our customers should be serviced in both digital and digital-human interactions

  • Learning constantly. Work deeply with customers, associates, designers, technologists and data scientists to build cutting edge solutions

  • Innovating relentlessly. Pushing big change by asking bold questions; starting small, testing, and learning your way to something dramatically better

  • Sharing openly. Telling stories that change the way people think about building products and solving problems, and that illustrate the power of what software can do to make them even better

  • Connecting creatively. Jumpstarting a self-supporting community by sowing the right seeds, building the right tools, integrating the right off-the-shelf products and just plain elbow grease

  • Succeeding strategically. Solving the right problem and holding on the wrong one.

Here is what you will bring to the table:

  • Curious. You ask why, you explore, you're not afraid to blurt out your crazy idea, or follow an email chain for weeks to find someone with an answer.

  • Do-er. You have a bias toward action, you try things, and sometimes you fail. You dug up a hidden feature in an API that let you do something really cool or introduced a new routine that broke down silos led to better decisions.

  • Passionate. You care about growing others and bringing them together around what’s possible. You’ve started meetup groups or taught General Assembly courses because you love enabling others.

  • Communicator. You can communicate complex ideas clearly, your team knows their priorities and why they’re doing what they’re doing. Maybe you’re an introvert, or maybe you’re an extrovert, but nobody accuses you of keeping them out of the loop.

  • Wrangler. You’ve gotten back-end engineers to play nice with iOS developers, you can inspire an ETL developer to write creatively about her latest pipeline.

  • Fearless. Big, undefined problems don't frighten you. You can work at a tiny crack until you've broken open the whole nut. You are comfortable saying no.

Here is what we will bring to the table:

  • Competitive salary and equity (including a robust 401(k) plan)

  • Excellent medical and dental insurance (and other health benefits)

  • Superstar product, design, data and engineering leaders [Paypal, Google, Gilt, Yodle, AOL, Adaptive Path]

  • Top class engineering teams that you will lead and build product alongside

  • Continuous learning budget

  • Highly supportive and “bought in” leadership environment

Basic Qualifications:

  • At least 2 years of experience working with cross-functional teams to deliver consumer experiences.

  • At least 2 years of experience working on the core product platforms that power digital experiences

  • At least 2 years of digital industry experience for consumers

  • Bachelor’s Degree or military experience

Preferred Qualifications:

  • At least 3 years of experience with web and client-side mobile platforms

  • At least 2 years of experience as a Product Owner in an Agile development process

  • MBA

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

McLean, VA: $109,000 - $124,400 for Sr. Associate, Product Management



 

New York, NY: $118,900 - $135,700 for Sr. Associate, Product Management



 



 



 



 



 



 



 



 



 

Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.

This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the   Capital One Careers website . Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

This role is expected to accept applications for a minimum of 5 business days.

No agencies please. Capital One is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to sex (including pregnancy, childbirth or related medical conditions), race, color, age, national origin, religion, disability, genetic information, marital status, sexual orientation, gender identity, gender reassignment, citizenship, immigration status, protected veteran status, or any other basis prohibited under applicable federal, state or local law. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com . All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com

Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.

Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

Average salary estimate

$116700 / YEARLY (est.)
min
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$109000K
$124400K

If an employer mentions a salary or salary range on their job, we display it as an "Employer Estimate". If a job has no salary data, Rise displays an estimate if available.

What You Should Know About Senior Associate, Product Manager - Retail Bank, One Move Careers

As a Senior Associate, Product Manager - Retail Bank at Capital One, you’ll dive deep into the world of finance, helping reshape how millions of customers manage their money. The culture here is vibrant, and we’re all about understanding our users’ needs through innovative technology and empathetic conversations. With your experience in developing consumer experiences and digital platforms, you’ll join a passionate team of product managers, designers, data scientists, and engineers. Your day-to-day might involve everything from enhancing our mobile user interface to finding creative solutions for ATMs or redefining digital tools in branches. You’ll be empowered to ask bold questions and encouraged to think outside the box, leading the charge in an environment where testing and learning are a part of daily life. Successful candidates will bring a curiosity and a knack for solving complex problems—but most importantly, a heart for helping others navigate their financial journeys. In this role, you’ll combine your analytical skills with a passion for customer delight, driving initiatives that truly make an impact. Here, we celebrate creativity and collaboration, understanding that great ideas can come from anywhere. Competitive salary packages, robust health benefits, and a strong focus on personal and professional growth await you. If you’re eager to be part of a team that challenges the status quo and strives for excellence in the financial space, Capital One may just be the perfect place for you to thrive.

Frequently Asked Questions (FAQs) for Senior Associate, Product Manager - Retail Bank Role at One Move Careers
What are the primary responsibilities of a Senior Associate, Product Manager - Retail Bank at Capital One?

As a Senior Associate, Product Manager - Retail Bank at Capital One, you will be responsible for leading the development and enhancement of consumer banking products, working collaboratively with cross-functional teams. This includes conducting user research, developing product roadmaps, and ensuring seamless integration across digital platforms to create the best customer experience possible.

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What qualifications are needed for the Senior Associate, Product Manager - Retail Bank position at Capital One?

Candidates for the Senior Associate, Product Manager - Retail Bank role at Capital One should have at least two years of experience in product management or related fields, with a strong focus on delivering consumer experiences and engaging in cross-functional collaboration. Additionally, familiarity with Agile development practices is preferred, along with a Bachelor's degree or relevant military experience.

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How does the Capital One team contribute to product development for retail banking?

The team at Capital One is uniquely designed to drive product development, combining diverse talents from product management, design, engineering, and data science. This multidisciplinary approach ensures that products are developed with a thorough understanding of customer needs, innovative technology, and strategic planning to redefine consumer banking experiences.

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Can you describe the working environment for a Senior Associate, Product Manager - Retail Bank at Capital One?

The working environment for a Senior Associate, Product Manager - Retail Bank at Capital One is dynamic and collaborative. Employees are encouraged to explore creative ideas and challenge conventional thinking while focusing on customer needs and insights. The workplace fosters continuous learning, open communication, and a culture of sharing that empowers employees to succeed in their roles.

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What career growth opportunities are available for the Senior Associate, Product Manager - Retail Bank role at Capital One?

Capital One promotes a strong culture of professional development for the Senior Associate, Product Manager - Retail Bank role. Employees have access to continuous learning budgets, mentorship opportunities, and immersive projects that enable them to grow within the company and take on increasingly significant responsibilities.

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Common Interview Questions for Senior Associate, Product Manager - Retail Bank
What methodologies are you familiar with in product management?

Be prepared to discuss your experiences with both Agile and waterfall methodologies. Highlight specific projects where you applied these methodologies to meet product goals and how you adapted processes to fit your team’s needs.

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How do you prioritize features for a product release?

Share your approach to prioritization by discussing techniques such as user feedback, market research, and stakeholder input. Provide examples of how you have successfully balanced stakeholder needs with delivered consumer value.

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Can you provide an example of a challenging problem you solved as a Product Manager?

Discuss a specific challenge you faced in a previous role, detailing the steps you took to analyze the problem, collaborate with your team, and develop an innovative solution that benefited the customer experience.

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What techniques do you use for user research?

Explain your preferred user research techniques such as surveys, interviews, or usability tests. Provide insights on how this research influenced product decisions and how you iterated based on user feedback.

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How do you collaborate with technical teams?

Discuss your methods for building rapport with engineers, including regular communication, utilizing collaboration tools, and sharing perspectives on technical feasibility while ensuring that product goals are still met.

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What tools do you utilize for product management?

Mention specific tools you are familiar with, such as JIRA, Trello, or Asana. Discuss how these tools have streamlined your workflow and facilitated better communication and project tracking in your previous roles.

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How do you measure the success of a product?

Share your approach to defining success metrics, which may include KPIs like user engagement, revenue growth, and customer satisfaction. Provide examples of how you’ve used data analytics to drive decisions post-launch.

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What is your experience with fintech or consumer banking products?

Summarize your background in fintech or consumer banking, discussing relevant roles or projects where you directly engaged with financial products and services. Explain how these experiences contribute to your understanding of the consumer banking landscape.

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If you could change one thing about our current product offerings, what would it be?

Show your understanding of Capital One's offerings by providing thoughtful feedback or suggestions based on user experience, competitor analysis, or market trends. This will demonstrate your ability to think critically about product improvement.

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How do you balance customer needs with business objectives?

Talk about your strategies for finding the sweet spot between ensuring customer satisfaction and driving business growth through product features. Use examples that illustrate your ability to make data-driven decisions while keeping user experience at the forefront.

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April 13, 2025

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