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Licesned Field Insurance Agent - Saginaw, MI

It’s a great time to join AAA The Auto Club Group! 

JOIN THE TEAM COMMITTED TO DRIVING YOUR CAREER FORWARD

Job Type:

Full time

 

Exempt/Non Exempt:

 

Hourly

Job Description:



 

Join America’s most trusted brand with over 100 years of service.

Why Choose AAA The Auto Club Group (ACG)

ACG offers excellent and comprehensive benefits packages:

· Medical, dental and vision benefits

· 401k Match

· Paid parental leave and adoption assistance

· Paid Time Off (PTO), company paid holidays, CEO days, and floating holidays

· Paid volunteer day annually

· Tuition assistance program, professional certification reimbursement program and other professional development opportunities

· AAA Membership

· Discounts, perks, and rewards and much more

Trusted Insurance Brand

· Walk-in traffic in local AAA branches from Travel/Car Care/Life 

· Lead generation of 14+ million members  

· Annual Sales Incentive Trip

A DAY IN THE LIFE of a Field Insurance Agent I

The Auto Club Group is seeking a prospective Field Insurance Agent I who is responsible for the sale and service of ACG branded and brokered insurance products, memberships, and financial products within an ACG branch.

· Uses sales techniques and product knowledge to identify customer-specific needs to generate new sales, retain existing insureds, and grow ACG’s overall insurance book of business.

· Effectively overcomes objections to close the sale and/or retain the insured.

· Works to meet or exceed targets as defined in the sales incentive plan and goals assigned by leadership.

· Conducts insurance review for clients to identify a range of suitable products. Uses provided tools and applicable underwriting guidelines to assess risk, recommend appropriate products and related coverage, quote, bind and issue policies.

· Participates in local branch events, to solicit new business, create and expand business networks.

· Build rapport critical to establishing customer satisfaction, loyalty, and affinity to the AAA brand.

· Responds to customer inquiries and requests relating to insurance, membership, and financial products.

· Refer Members to other applicable lines of business (i.e., Travel & Financial Services) as deemed appropriate.

HOW WE REWARD OUR EMPLOYEES

Average annual earnings $57,000-$87,000+

Pay Structure

· Base Pay $31,200 (non-exempt, eligible for overtime)

· Unlimited commission potential

o Elevated commission payout (first 15 months)

· Supplemental Pay

o Additional $200/week for months 0-2

o Additional $150/week for months 3-4

o Additional $100/week for months 5-6

· New Hire On-Pace Bonus

WE ARE LOOKING FOR CANDIDATES WHO

Required Qualifications:

· Current Property & Casualty Insurance Sales license

· Current Life Insurance Sales license, or obtain within 90 days of hire

· Must qualify, obtain, and maintain all applicable state licenses and appointments required for selling and/or servicing Auto Club Group Membership products.

· Obtain Health and Accident licenses and appointments where applicable as deemed necessary and within a time frame established by the Business Unit.

Education

· High School diploma or equivalent

Work experience

· 1+ year(s) of customer-facing experience in a fast-paced computer automated business environment (i.e., financial/banking)

Successful candidates will possess:

· Strong sales skills with a knowledge of effectively developing, tracking, following up on and closing leads.

· Possess consultative selling techniques utilizing thorough product knowledge.

· Strong prospecting skills

· Excellent verbal and written communication skills combined with strong customer focus

· Ambition, motivation, and drive

· Knowledge of desktop systems including, but not limited to, CRM and Microsoft Office software applications.

· Excellent listening skills and ability to understand customer needs.

Work Environment

Works in a temperature-controlled branch location. Ability to work irregular hours with possible weekend work. May travel to local branch events.

Who We Are

Become a part of something bigger.

The Auto Club Group (ACG) provides membership, travel, insurance, and financial service offerings to approximately 14+ million members and customers across 14 states and 2 U.S. territories through AAA, Meemic, and Fremont brands. ACG belongs to the national AAA federation and is the second largest AAA club in North America.

By continuing to invest in more advanced technology, pursuing innovative products, and hiring a highly skilled workforce, AAA continues to build upon its heritage of providing quality service and helping our members enjoy life’s journey through insurance, travel, financial services, and roadside assistance.

And when you join our team, one of the first things you’ll notice is that same, whole-hearted, enthusiastic advocacy for each other.

We have positions available for every walk of life! AAA prides itself on creating an inclusive and welcoming environment of diverse backgrounds, experiences, and viewpoints, realizing our differences make us stronger.

To learn more about AAA The Auto Club Group visit www.aaa.com

Important Note:

ACG’s Compensation philosophy is to provide a market-competitive structure of fair, equitable and performance-based pay to attract and retain excellent talent that will enable ACG to meet its short and long-term goals. ACG utilizes a geographic pay differential as part of the base salary compensation program. Pay ranges outlined in this posting are based on the various ranges within the geographic areas which ACG operates. Salary at time of offer is determined based on these and other factors as associated with the job and job level.  

The above statements describe the principal and essential functions, but not all functions that may be inherent in the job.  This job requires the ability to perform duties contained in the job description for this position, including, but not limited to, the above requirements.  Reasonable accommodations will be made for otherwise qualified applicants, as needed, to enable them to fulfill these requirements.

The Auto Club Group, and all its affiliated companies, is an equal opportunity/affirmative action employer.  All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, gender identity, sexual orientation, national origin, disability or protected veteran status.

Regular and reliable attendance is essential for the function of this job.

AAA The Auto Club Group is committed to providing a safe workplace. Every applicant offered employment within The Auto Club Group will be required to consent to a background and drug screen based on the requirements of the position.

Average salary estimate

$72100 / YEARLY (est.)
min
max
$57200K
$87000K

If an employer mentions a salary or salary range on their job, we display it as an "Employer Estimate". If a job has no salary data, Rise displays an estimate if available.

What You Should Know About Licesned Field Insurance Agent - Saginaw, MI, ACG

Are you ready to take your career to the next level? AAA The Auto Club Group is excited to invite you to apply for the Licensed Field Insurance Agent position in Saginaw, MI! As a part of a trusted brand that has been delivering exceptional service for over a century, you’ll be selling and servicing a range of ACG insurance products and memberships right from one of our local branches. You will not just be meeting customer needs; you will be helping clients protect their assets and achieve peace of mind. In this role, you will engage with customers to identify their specific insurance needs and recommend suitable products that fit their lifestyles. It’s vital that you build strong relationships and trust with each client, ensuring a loyal customer base and increasing our overall insurance portfolio. Your ability to meet or exceed sales targets is crucial as you'll be contributing to both individual and branch success. ACG offers comprehensive benefits, including medical, dental, a 401k match, and a chance for unlimited commission, making it not only rewarding but also a fantastic opportunity for professional growth and development. Join us, and you will find a supportive team environment and endless opportunities to advance your skills in the insurance industry. This is more than just a job; it’s a chance to be part of a community dedicated not only to helping our members but also to helping you drive your career forward. Come help us create memorable moments while ensuring clients are well protected with the right insurance products!

Frequently Asked Questions (FAQs) for Licesned Field Insurance Agent - Saginaw, MI Role at ACG
What are the key responsibilities of a Licensed Field Insurance Agent at AAA The Auto Club Group?

As a Licensed Field Insurance Agent at AAA The Auto Club Group, your primary responsibilities include selling and servicing ACG insurance products, identifying customer-specific needs, conducting insurance reviews, and effectively closing sales. You will work towards meeting designated sales targets while building strong relationships to foster customer satisfaction and loyalty. Engaging with local branch events will also be part of your role to expand your business network.

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What qualifications are required for the Licensed Field Insurance Agent position at AAA The Auto Club Group?

To become a Licensed Field Insurance Agent with AAA The Auto Club Group, candidates must hold a current Property and Casualty Insurance Sales license and a Life Insurance Sales license or be willing to obtain one within 90 days of hire. Additionally, previous customer-facing experience in a fast-paced environment and excellent sales skills are critical to excel in this role.

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How does the commission structure work for Licensed Field Insurance Agents at AAA The Auto Club Group?

Licensed Field Insurance Agents at AAA The Auto Club Group can enjoy an unlimited commission structure. For the first 15 months, agents will receive an elevated commission payout, in addition to supplemental pay during their initial onboarding months. This setup encourages strong sales performance and offers significant earning potential.

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What kind of training and support does AAA The Auto Club Group provide for new Licensed Field Insurance Agents?

AAA The Auto Club Group is committed to the professional development of its employees. New Licensed Field Insurance Agents will receive thorough training on products, sales techniques, and customer engagement strategies. The company also provides tuition assistance and professional development opportunities to help you continuously grow your career.

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What is the work environment like for a Licensed Field Insurance Agent at AAA The Auto Club Group?

The work environment for a Licensed Field Insurance Agent at AAA The Auto Club Group is dynamic and collaborative. Agents work in a temperature-controlled branch location, engage with customers directly, and participate in community events. Flexibility is key, as irregular hours and weekend work may sometimes be required.

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Common Interview Questions for Licesned Field Insurance Agent - Saginaw, MI
How do you handle objections from potential clients during a sales conversation?

When addressing objections from potential clients, it's essential to listen carefully to their concerns. Acknowledge their points and provide solutions based on your knowledge of ACG's products. Use specific examples and testimonials to show how these products meet their needs.

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What sales techniques are you most comfortable using when engaging with customers?

I am comfortable using consultative selling techniques. This involves understanding the client’s needs through active listening and asking open-ended questions, recommending ACG products that provide the best solutions based on specific client situations.

Join Rise to see the full answer
Can you explain how you prioritize and manage your sales leads effectively?

I prioritize my sales leads by categorizing them based on their readiness to purchase and potential revenue. I use CRM tools to track my interactions and follow up consistently, ensuring no lead goes cold and maintaining a pipeline of prospects.

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Describe a time you exceeded a sales target in a previous role.

In my last role, I exceeded my sales target by 30% through a focused strategy of networking and referral generation. By building strong relationships and following up regularly with existing clients, I secured additional sales opportunities within my network.

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What strategies do you use to build rapport with clients?

I build rapport with clients by being genuine and approachable. I engage them in meaningful conversation, understand their concerns, and remember personal details. This builds trust and creates a loyal customer relationship with ACG.

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How do you keep up with changes and developments in the insurance industry?

I stay informed about industry changes by subscribing to insurance newsletters, attending webinars and workshops, and participating in continuous education. This helps me provide accurate and up-to-date information to clients at AAA The Auto Club Group.

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What do you believe sets AAA The Auto Club Group apart from its competitors?

AAA The Auto Club Group’s commitment to customer service and its longstanding reputation of trust sets it apart. The comprehensive benefits and development opportunities also attract top talent, enhancing the overall client experience.

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How do you manage your time during busy periods in the branch?

During busy periods, I categorize tasks by urgency and importance. I utilize scheduling tools and prioritize client follow-ups while delegating routine tasks when possible to maximize efficiency in serving our clients at AAA.

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What motivates you to succeed in a sales role?

My primary motivation comes from helping clients find the best solutions for their needs through AAA's offerings. Additionally, I strive for personal growth and the achievement of sales targets to secure bonuses and rewards that recognize my efforts.

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In your opinion, what are the essential qualities for a successful Field Insurance Agent?

The essential qualities for a successful Field Insurance Agent include strong communication skills, a customer-focused mindset, resilience in sales, and confidence in utilizing technology for lead tracking and client management.

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EMPLOYMENT TYPE
Full-time, on-site
DATE POSTED
April 17, 2025

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