Senior Technical ERM Analyst

As a Senior Technical ERM Analyst at Apple Pay, your main responsibilities include developing and maintaining dashboards and reports that monitor Key Risk Indicators (KRIs) and Key Performance Indicators (KPIs), conducting varied risk assessments to identify and manage potential risks, and overseeing key components of an integrated enterprise risk program. You will also work closely with teams across the organization to implement standardized risk frameworks and educate others about the risk landscape.

To qualify for the Senior Technical ERM Analyst position at Apple Pay, you should have at least 5 years of experience in Risk Management, Technology Risk Management, or IT Audit. Familiarity with distributed computing frameworks like Spark, reporting tools like Tableau, and knowledge of compliance standards and financial regulations are essential. A strong grasp of US technology and security requirements is also crucial to excel in this role.

The Senior Technical ERM Analyst contributes significantly to the risk landscape at Apple Pay by identifying and assessing enterprise risks, standardizing risk policies, and ensuring compliance with evolving regulations. By developing comprehensive reports and dashboards, you provide critical insights that help the leadership team make informed decisions while collaborating with various departments to foster a risk-aware culture.

Key skills that enhance the success of a Senior Technical ERM Analyst at Apple Pay include strong analytical and problem-solving skills, excellent communication and collaboration abilities, and proficiency in risk management frameworks and reporting technologies. Experience in implementing compliance standards and auditing processes also adds to the effectiveness in managing risks and safeguarding customer experiences.

The team culture for a Senior Technical ERM Analyst at Apple Pay is collaborative and innovative. You will find a diversity of thought and expertise, which empowers you to work together with various departments. The emphasis is on communication and partnership, creating an environment that supports learning, development, and a shared commitment to protecting customers while enhancing their experiences with financial services.

In your response, discuss the specific frameworks you have worked with, such as COSO or ISO 31000. Mention how you have implemented these frameworks in past roles and how they have shaped your understanding of risk management.

Provide a structured response that details the risk, your analysis process, and the action steps you took to mitigate that risk. Emphasize communication with stakeholders and how your actions positively impacted the project outcome.

Share specific methodologies you employ, such as qualitative vs. quantitative assessments. Discuss your approach to prioritizing risks and how you communicate findings to leadership, tailoring your strategy depending on the stakeholders' needs.

Outline your knowledge of relevant regulations, such as GDPR or CCPA, and describe how you've ensured compliance within your past roles. Talk about your processes for staying updated on regulatory changes and integrating them into your risk management practices.

Describe your approach to assessing the impact and likelihood of different risks, using metrics to prioritize effectively. Share an example where you successfully balanced competing priorities while ensuring that critical risks were managed properly.

Discuss the tools you are proficient in, such as Tableau or Power BI, and how you utilize them to create informative dashboards. Highlight the importance of visualizing data to communicate risks effectively, providing examples of specific reports you’ve created.

Provide a specific example where you identified a gap in a risk management process, the steps you took to improve it, and the measurable impact of your changes. This illustrates your proactive approach and problem-solving abilities.

Detail your strategies for fostering collaboration, such as regular meetings, creating cross-functional teams, or using shared platforms for communication. Share an example of how you successfully collaborated across departments to identify and mitigate risks.

Discuss the importance of technology in automating risk management processes, providing real-time data, and enhancing reporting capabilities. Mention specific technologies you’ve used and their impact on your risk management approach.

Share your methods for professional development, including attending webinars, joining industry groups, reading relevant publications, and how you leverage these insights to enhance your work as a Senior Technical ERM Analyst.