Analyst - GMC Specialty Finance Credit Analyst

Job Description:

The role sits within the Global Markets Credit ("GMC") group within the Enterprise Credit organization.

Global Markets Credit ("GMC") is responsible for ensuring robust and consistent credit underwriting for Global Markets lending activities, which includes financing facilities secured by mortgage related assets. Within GMC, the Analyst will be expected to develop subject matter expertise in US residential mortgage related financing products and credit analysis of the underlying companies. The analyst will work closely with senior team members, banking and risk partners and help drive loan growth and portfolio management with minimal oversight. Coverage will include a portfolio of warehouse facilities, single-family-rental financings, trading and treasury lines.

Key responsibilities include:

• Review new business opportunities being presented by the front line, provide early feedback on structure/terms and client selection in the screening process to ensure transactions fit within risk appetite
• Partner with front line unit and credit officers with structuring, underwriting, and documenting credit solutions for clients and with managing client relationships
• Partner with the front line unit in preparation of underwriting materials, creation and submission of credit approval memos, secure appropriate credit and risk approvals.
• Partner with front line unit in assessing the credit worthiness, including due diligence of borrowers and/or trading counterparties
• Serve as primary contact for a portfolio of clients via actively monitoring including changes in credit profile and compliance with credit agreements
• Establish appropriate internal risk ratings for clients and implement accurate adjustments throughout the client's credit life cycle
• Engage partners including other parts of Enterprise Credit, client coverage areas, legal, and market risk as required
• Ongoing monitoring of transactions including client financial and portfolio performance, including escalation of any issues; periodic reporting on pipeline;
• Support firm-wide Enterprise Credit initiatives including adherence with administrative processes and liaise with applicable stakeholders across the firm on emerging topics as needed

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