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Member Service Representative or Senior - Thornton, CO

Company Description

Ent Credit Union exists to improve the financial quality of life of the people we serve. This mission drives us every day, but we are more than our mission. We're also individuals using our unique abilities to make our organization, and the communities we serve, better than they were yesterday. We're a not-for-profit that puts people above profits and actively invests in our community. Our rapidly growing team is expanding our reach to serve more people throughout Colorado. To spread our mission far and wide, we need people like you. If you're interested in a paycheck with a purpose, apply with us today. Our people make the difference, and we truly believe you are our greatest asset.

Job Description

The primary purpose of this position is to provide superior member service; driving member satisfaction and retention by helping members take full advantage of Ent's full range of products and services. This is accomplished through accurate and professional member transactions, enhanced member awareness of existing products and services, and timely product or service referrals. Additionally responsible to understand and comply with credit union policies and procedures, as well as financial regulations to include BSA (Bank Secrecy Act) and CFPB (Consumer Financial Protection Bureau). The Member Service Representative must excel in service, quality communication, product knowledge, and accuracy while meeting all service, performance and safety standards.

Essential Functions

  • Providing quality member service through accurate and professional face to face member transactions to include new member account creation, account file and card file maintenance, and basic Service Center Control Manual procedures.
  • Accountable for meeting member needs through maintaining a strong knowledge of products and services available to members, regularly providing referrals to such products and services in all areas including, but not limited to lending, investments, electronic banking, wealth management, and business banking.
  • Responsible for complying with safety and service standards defined in the Credit Unions Policies and Procedures documents, as well as financial regulations to include, but not limited to, BSA (Bank Secrecy Act) and CFPB (Consumer Financial Protection Bureau).
  • Responsible for meeting job training requirements.
  • Responsible for maintaining a cash drawer following procedures defined in the Credit Unions Cash Control Policy.
  • Bank Secrecy Act: Remains cognizant of and adheres to Ent policies and procedures, and regulations pertaining to the Bank Secrecy Act.

Qualifications

Minimum Formal Qualifications for this Position

Member Service Representative:

  • High School Diploma/G.E.D. or Equivalent.
  • REQUIRED: 6+ months of customer service and cash handling experience
  • PREFERRED: Sales experience

Member Service Representative Senior:

  • High School Diploma/G.E.D. or Equivalent.
  • REQUIRED 1+ years' customer service, sales, or other related experience.
  • REQUIRED 1+ years' financial institution experience.
  • REQUIRED 6+ months of cash handling required.
  • PREFERRED Member Relationship, Customer Service and New Account, or equivalent training.


Each year of relevant work experience may be exchanged for a year in a relevant degree program or vice versa. For example, a requirement of a bachelor's degree in accounting and 2+ years of account experience could be substituted for a high school diploma and 6 years of relevant accounting work experience or a master's degree in accounting and 0 years of work experience.


Technical or Specialized Knowledge/Skills:

  • Enthusiastic attitude regarding helping our community.
  • Strong emphasis on member service and offering appropriate cross-sell/upsell opportunities to the member.
  • Strong attention to detail and accuracy of all transactions is of critical importance.
  • Professional and courteous communication skills are of critical importance.
  • Proficient in basic math (addition, subtraction, multiplication, and division).
  • Comfortable handling physical money with a high level of accuracy with members directly.
  • Exposure to Microsoft Outlook and web-based transactional systems to complete day-to-day member requests.
  • Able to use 10-Key by touch is preferred.


Certifications Required:

  • None


Environmental, Physical and Psychological Requirements

  • Standing - Occasionally
  • Walking - Occasionally
  • Sitting - Frequently
  • Lifting - Rarely (40 Lbs)
  • Carrying - Rarely
  • Pushing - Rarely
  • Pulling - Rarely
  • Balancing - Rarely
  • Stooping - Rarely
  • Kneeling - Rarely
  • Crouching - Rarely
  • Crawling - Rarely
  • Reaching - Occasionally
  • Handling - Occasionally
  • Grasping - Occasionally
  • Feeling - Occasionally
  • Talking - Frequently
  • Hearing - Frequently
  • Repetitive Motions - Frequently
  • Eye/Hand/Foot Coordination - Occasionally
  • Noises louder than normal speaking volume - Occasionally
  • Temperature Changes - Rarely
  • Atmospheric Conditions - Rarely

 

Additional Information

The hourly range for the following positions:

Member Service Representative - $19.52 - $21.55 (S10).  

Member Service Representative Senior -  $22.63 - $25.00 (S11). 

Final compensation for this position will be determined by various factors such as relevant work experience, specific skills and competencies, education, certifications, and internal pay equity.

This position is eligible for a monthly incentive plan.

This position is eligible for a bilingual (Spanish) stipend.


We anticipate this position to close on 1/16/2025. Please submit your application at your earliest convenience to be considered.


Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities.

 

Benefits Summary Sheet

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)

 

Average salary estimate

$22250 / YEARLY (est.)
min
max
$19500K
$25000K

If an employer mentions a salary or salary range on their job, we display it as an "Employer Estimate". If a job has no salary data, Rise displays an estimate if available.

What You Should Know About Member Service Representative or Senior - Thornton, CO, Ent Credit Union

Are you looking to join a forward-thinking team dedicated to enhancing lives? Ent Credit Union in Thornton, CO, is thrilled to welcome a new Member Service Representative or Senior to our vibrant family. Here at Ent, we’re more than just a financial institution; we stand for bettering the financial quality of life for our members and the communities we serve. As a Member Service Representative, your main mission will be to provide exceptional member service, ensuring each interaction is friendly and professional. You'll be the go-to person for assisting members in utilizing our wide array of products and services, all while maintaining a strong knowledge of our offerings. This role involves face-to-face transactions, member account management, and understanding financial regulations like the BSA and CFPB. Your attention to detail and eagerness to help will drive member satisfaction and retention, making a real difference in their financial journeys. With opportunities for training and growth within the role, we value the unique skills and enthusiasm you bring to the team. We're looking for individuals who genuinely enjoy helping others and can efficiently handle cash transactions. If that sounds like you, and you’re ready for a paycheck with a purpose, we encourage you to apply today and join us in making every financial moment count!

Frequently Asked Questions (FAQs) for Member Service Representative or Senior - Thornton, CO Role at Ent Credit Union
What does a Member Service Representative at Ent Credit Union do?

As a Member Service Representative at Ent Credit Union, you will focus on providing superior member service through accurate and professional transactions. This includes opening new accounts, maintaining existing accounts, and ensuring members are aware of the full range of products and services we offer. Strong communication skills and an understanding of financial regulations will be vital in ensuring compliance and enhancing member satisfaction.

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What qualifications are required for the Member Service Representative position at Ent Credit Union?

To qualify for the Member Service Representative position at Ent Credit Union, you’ll need at least a high school diploma or equivalent, along with 6 months of customer service and cash handling experience. For the Senior level, 1 year of customer service, sales, or financial institution experience is required, as well as familiarity with cash handling practices, making customer service expertise crucial for both roles.

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How can a Member Service Representative at Ent Credit Union succeed in their role?

Success as a Member Service Representative at Ent Credit Union hinges on your ability to provide exceptional service, stay informed about all available products, and comply with safety regulations. A proactive attitude towards understanding member needs and recommending tailored products will help increase member satisfaction and retention—key metrics in your role.

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What are the potential career growth opportunities for Member Service Representatives at Ent Credit Union?

At Ent Credit Union, there are numerous avenues for career growth for Member Service Representatives. You can advance to higher-level positions, such as Senior Member Service Representative, or explore roles in specialized areas like lending, investments, or management as you develop your skills and gain experience within our supportive environment.

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What benefits does Ent Credit Union offer to its Member Service Representatives?

Ent Credit Union offers a comprehensive benefits package to its Member Service Representatives, including competitive pay, incentives, health coverage, and opportunities for a bilingual stipend. The organization also prioritizes employee growth and development, making it a great place to forge a meaningful career while supporting your community.

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Common Interview Questions for Member Service Representative or Senior - Thornton, CO
How would you handle a difficult member interaction as a Member Service Representative?

When faced with a challenging member interaction, it's crucial to remain calm and professional. First, actively listen to the member’s concerns to fully understand the issue at hand. Apologize for any inconvenience and work collaboratively to find a suitable solution. Demonstrating empathy and a commitment to resolving their issue reflects positively on your ability as a Member Service Representative.

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What strategies do you use to ensure compliance with financial regulations in your role?

To ensure compliance with financial regulations as a Member Service Representative, I prioritize continuous education on pertinent policies like the BSA and CFPB. Regularly reviewing the credit union’s guidelines helps me stay updated and equipped to handle member transactions correctly. I also make it a point to consult with supervisors when in doubt about compliance-related matters.

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Can you describe a time you had to learn a new product or service quickly?

When my previous employer introduced a new electronic banking system, I took the initiative to familiarize myself with its features ahead of its launch. I dedicated time each day to practical exercises and created a quick reference guide to ensure I could assist members confidently and efficiently when they had questions about the new offerings.

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What does exceptional member service look like to you?

Exceptional member service involves actively engaging with members, ensuring their needs are met, and leaving them feeling valued and understood. It’s about going beyond what’s expected, offering personalized recommendations, and being proactive in addressing potential issues before they arise. Consistency and a positive attitude contribute significantly to delivering an outstanding experience.

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How do you prioritize your tasks during busy hours?

During busy hours, I prioritize tasks by assessing urgency and member needs. I focus on completing transactions efficiently while ensuring each member receives quality service. I also use downtime to prepare for peak hours by organizing paperwork and reviewing policies, which ensures I’m ready to assist efficiently when demand increases.

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What motivates you to work in member services?

I am motivated by the opportunity to make a positive impact on people's lives. Helping members navigate their financial journeys and building relationships is fulfilling to me. Knowing I can aid someone in achieving their financial goals keeps me engaged and inspires me to deliver outstanding service consistently.

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How do you keep your product knowledge current in a constantly evolving financial environment?

I keep my product knowledge current by dedicating time to training sessions, attending workshops, and utilizing resources available from my employer. I also collaborate with colleagues to share insights and stay informed about industry trends, ensuring I can confidently discuss our offerings with members.

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What role does teamwork play in providing member service?

Teamwork is essential in delivering exceptional member service. It allows us to leverage each other's strengths and share knowledge to better assist our members. Open communication and collaboration among team members enhance the overall experience and ensure that all member needs are addressed promptly and effectively.

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Describe how you would promote new products to members.

To promote new products to members, I would first ensure I am fully informed about the product's features and benefits. During member interactions, I would listen for needs that align with the new offerings and educate them on how these products can enhance their financial experience. Using real-life examples can make the pitch more relatable and compelling.

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Why do you want to work for Ent Credit Union as a Member Service Representative?

I want to work for Ent Credit Union because I admire its commitment to the community and focus on improving members' financial lives. I value being part of an organization that prioritizes its members’ needs and fosters an inclusive, supportive workplace culture. I am excited about the opportunity to contribute to such a meaningful mission.

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Ent Credit Union was founded in 1957 and is based in Colorado Springs, Colorado. The company is a financial institution offering banking and loan services.

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Full-time, on-site
DATE POSTED
January 14, 2025

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