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Personal Banker Associate II - Newberry, FL

Make banking a Fifth Third better®

We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.

GENERAL FUNCTION:

Selected candidates are intended to become a Retail Personal Banker II after completing a 4-8 week on-boarding and education program that includes rotations in Operations and Sales & Service. There will be a certification at the conclusion of the program to provide selected candidates the opportunity to demonstrate skills necessary to successfully perform a role within the Retail Personal Banker job family. The Retail Personal Banker II role is a sales position with a primary focus on sales development and relationship building through the promotion of deposits, loans, fee-based services and the retention of customers. Responsible for selling a full range of banking products and services to meet existing and prospective customer's needs, while providing specialized care and service to existing and prospective bank customers. Utilize and promote the consultative sales and service process, using the prescribed tools and interacting with the staff for referral activity.

Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.

ESSENTIAL DUTIES AND RESPONSIBILITIES:

  • Use the consultative sales process and Financial Needs Assessment to build a thorough customer profile and identify current and future financial needs.
  • Maintain an in-depth knowledge of Retail consumer and small business products/services and recommend appropriate solutions using our value proposition.
  • Utilize CAMP and other approved Marketing tools to proactively reach out to customers and set appointments for periodic financial reviews.
  • Primarily focused on cross-selling to existing customer base and engaging in outside sales activities (i.e. Membership Advantage onsite presentations, business sales calls, community financial literacy events, etc.) as directed.
  • Establish close working relationships with assigned Business Partners (Mortgage, Small Business, Commercial and Investment), referring customers when appropriate to provide timely, and holistic financial solutions.
  • Consistently meet/exceed customer experience and individual/team production goals and enhance year-over-year revenue growth as measured by the Financial Center P&L.
  • Provide guidance to CSRs with respect to the sales and referral process.
  • Promote customer satisfaction with a friendly, helpful demeanor and professionalism.
  • Act with confidence by answering customer questions and owning customer issues.
  • Maintain a position of trust and responsibility by keeping all business confidential.
  • Follow the Bancorp Code of Business Conduct and Ethics and other related policies, maintaining ethical behavior at all times.
  • Adhere to established policies and procedures while opening/servicing the full range of Retail products.
  • Participate in the consumer loan and bankcard process, owning sourced loans from application through closing.
  • Participate in the opening/closing process of the Financial Center or Bank Mart as directed by the Financial Center Manager.
  • Keep up to date on Retail procedures in place to mitigate fraudulent activity and unnecessary risk or exposure.

SUPERVISORY RESPONSIBILITIES:

None.

MINIMUM KNOWLEDGE, SKILLS AND ABILITIES REQUIRED:

  • College degree or work experience providing transferrable skills or combination of education and experience.
  • Experience in the financial industry preferred.
  • Demonstrated ability to develop comfort level with sales activities designed to acquire new consumer household and small business customers and/or cross-sell to established customers.
  • Must be able to demonstrate understanding of advanced math functions that will allow for analysis of credit and financial information.
  • Ability to professionally represent Fifth Third Bank in terms of appearance and verbal/written communication.
  • Demonstrated ability to develop a working knowledge of Retail policies and procedures in order to utilize good judgment in making sound decisions.
  • This position requires S.A.F.E. Act registration at the time of employment through the Nationwide Mortgage Licensing System (NMLS). The NMLS web site (mortgage.nationwidelicensingsystem.org) provides the MU4R questions and registration Required for employment in this position.

WORKING CONDITIONS:

  • Normal office environment.
  • Extending viewing of computer screens.
  • This program will require the ability to travel within the affiliate for training as well as scheduling flexibility.
  • Travel outside of the affiliate will be required for various classroom training sessions.

L!-DS1

Personal Banker Associate II - Newberry, FL

LOCATION -- Newberry, Florida 32669

Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.

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Average salary estimate

$50000 / YEARLY (est.)
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$40000K
$60000K

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What You Should Know About Personal Banker Associate II - Newberry, FL, Fifth Third

Join the team at Fifth Third Bank as a Personal Banker Associate II in Newberry, FL, where your career in banking will flourish! This role is tailored for those eager to step into the world of finance with a focus on sales development and building lasting relationships with customers. As a Personal Banker Associate II, you will undergo a comprehensive 4-8 week onboarding program that includes training in both Operations and Sales & Service. Once certified, you'll be ready to engage with customers and help them navigate their financial needs, whether that's recommending loans, promoting deposits, or offering specialized services. Your ability to build strong customer profiles through the consultative sales process is key. Imagine utilizing your networking skills to set up appointments for financial reviews and being proactive in cross-selling to existing clients! At Fifth Third Bank, you'll work collaboratively with Business Partners to provide holistic financial solutions, ensuring the best customer experience possible. This position is all about doing the right thing, from maintaining confidentiality and managing risks to contributing positively to your team's goals. If you're ready to elevate your banking career in a supportive environment that celebrates diversity and inclusion, apply today and discover how you can make banking a Fifth Third better!

Frequently Asked Questions (FAQs) for Personal Banker Associate II - Newberry, FL Role at Fifth Third
What responsibilities does a Personal Banker Associate II have at Fifth Third Bank?

At Fifth Third Bank, a Personal Banker Associate II is responsible for a variety of tasks that primarily focus on sales development and building customer relationships. This includes using a consultative sales process to assess customers' financial needs, promoting banking products like deposits and loans, and ensuring excellent customer service. The role also involves collaborating with Business Partners for tailored financial solutions and actively participating in community and business events to engage potential customers.

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What qualifications are needed for the Personal Banker Associate II position at Fifth Third Bank?

To qualify for the Personal Banker Associate II role at Fifth Third Bank, candidates typically need a college degree or equivalent work experience. While prior experience in the financial industry is preferred, successful candidates should demonstrate comfort with sales activities and the ability to analyze credit and financial information. Additionally, registration for the S.A.F.E. Act is required upon employment.

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How does training for the Personal Banker Associate II position at Fifth Third Bank work?

Training for the Personal Banker Associate II position at Fifth Third Bank consists of an intensive 4-8 week onboarding program. This program includes rotations in Operations and Sales & Service to give new hires a comprehensive understanding of the banking processes. Successful completion leads to a certification that empowers associates to engage with customers effectively and meet their varied financial needs.

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What kind of sales experience is expected for the Personal Banker Associate II role at Fifth Third Bank?

Experience in sales is highly valuable for the Personal Banker Associate II role at Fifth Third Bank. Candidates are expected to have demonstrated comfort with customer-facing sales activities, whether that’s engaging with new clients or cross-selling to existing customers. The position focuses significantly on proactive outreach, so familiarity with sales techniques and a customer-centric approach are essential.

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What is the work environment like for a Personal Banker Associate II at Fifth Third Bank?

The work environment for a Personal Banker Associate II at Fifth Third Bank typically resembles a normal office setting. It involves extended periods of viewing computer screens and may require some travel within the affiliate for training sessions. The role emphasizes a professional demeanor and ethical behavior at all times while ensuring a positive customer experience.

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Common Interview Questions for Personal Banker Associate II - Newberry, FL
How do you approach building relationships with customers as a Personal Banker Associate II?

In responding to this question, emphasize your consultative sales approach. Discuss how you prioritize understanding customers' financial needs through effective communication and regular follow-ups. Highlight the importance of personalized service and how building trust can enhance customer loyalty.

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What strategies do you use to identify and meet customers' financial needs?

You should mention utilizing tools like Financial Needs Assessments to analyze customer profiles. Talk about engaging conversations and listening closely to customers to tailor solutions that truly meet their financial goals.

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Can you describe your sales experience and how it relates to the Personal Banker Associate II role?

Share specific examples of your prior sales experiences, especially in financial services. Explain how these experiences have equipped you with the skills needed for promoting banking products and engaging customers effectively, emphasizing your sales achievements and customer satisfaction scores.

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How do you handle customer complaints or concerns?

Mention the importance of active listening and empathy in addressing customer concerns. Share a situation where you successfully resolved an issue, demonstrating your problem-solving skills and commitment to customer satisfaction, which is crucial for a Personal Banker Associate II.

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What do you understand about the consultative sales process?

Discuss how the consultative sales process involves engaging customers in dialogues that uncover their needs, followed by recommending suitable financial products. Relate your understanding of how this builds strong customer relationships and enhances customer loyalty.

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What steps do you take when working with Business Partners?

Explain your approach to collaboration and communication with Business Partners at Fifth Third Bank. Discuss how you coordinate efforts to provide comprehensive financial solutions to customers and ensure a seamless experience for them.

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How do you keep your knowledge of financial products up to date?

Talk about your proactive approach to learning, such as attending training sessions, reading industry publications, and seeking mentorship from experienced colleagues. Explain how staying informed allows you to provide the best recommendations to customers.

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What role does ethics play in banking for you?

Emphasize the importance of ethics in building trust with customers, especially in banking. Share your commitment to adhering to established policies and the Bancorp Code of Business Conduct and Ethics in all your professional interactions.

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How do you prioritize your tasks in a fast-paced banking environment?

Detail your methods for prioritization, such as using lists or digital tools. Explain how you assess the urgency and importance of tasks, ensuring that customer needs are met promptly while maintaining your responsibilities.

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Why do you want to work at Fifth Third Bank as a Personal Banker Associate II?

Express your enthusiasm for Fifth Third Bank, highlighting how the company's values align with your own. Discuss what excites you about the role, such as opportunities for career growth, commitment to customer service, and a collaborative team environment.

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At Fifth Third Bank, we’re working hard to make banking a Fifth Third better. Which, according to the laws of mathematics, 5/3 equals 166.7%. That’s a whole lot of percents. Learn more at http://go.53.com/better

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Full-time, on-site
DATE POSTED
April 19, 2025

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