About finmid

finmid is a platform enabling software businesses to grow their revenue by embedding financial services in their product through a single integration. By productizing the complexity of financial services, finmid empowers companies to offer financial services where FinTech isn't the mission but enables the mission. More about who we are and what we do here.

About the opportunity

We are seeking a motivated and analytical Risk Intern to support our team in Berlin. In this role, you will take ownership of key projects that directly contribute to our credit risk assessment and fraud prevention capabilities, while also supporting our daily operational risk management activities. This position demands strong attention to detail and operational excellence, as you'll be handling time-sensitive risk assessments and fraud monitoring tasks. You will collaborate with internal teams and have the unique opportunity to work in a cross-functional team environment, playing an essential role in protecting our platform while enabling growth. This internship intends to equip you with the skills necessary for a successful full-time role at finmid, and we will extend job offers to return full-time for the best performers.

In this role, you will:

• Collaborate with internal teams (Sales, Product, Risk) to resolve customer issues and ensure a seamless customer experience.

• Conduct regular risk reviews for key stakeholders to assess customer performance on metrics like credit scores, default rates, and fraud indicators.

• Help onboard new customers by conducting initial risk assessments and implementing appropriate monitoring measures.

• Analyze financial and transaction data to identify risk trends and potential fraud patterns.

• Support the development and refinement of credit risk models to improve accuracy and speed of our underwriting decisions.

• Perform extensive back-testing on both our existing portfolio and partner-provided datasets to validate and improve our risk models.

• Continuously improve risk assessment processes to ensure faster turnaround times while maintaining robust risk controls.

What you need to be successful:

Background:

• You have a Bachelor's or Master's in Finance, Economics, Mathematics, Statistics, or a related quantitative field

• Ideally, you have already gained experience in risk management, corporate finance, credit analysis, or data analysis.

Skills:

• You have excellent English language skills

• You possess exceptional analytical skills and have experience with data analysis tools

• Strong foundation in basic financial accounting and corporate finance

• Basic coding knowledge (Python/SQL) with eagerness to learn mo

Traits:

• You are available to work for 6 months, as a full-time intern (40h/week)

• You are analytical and enjoy structuring complex risk assessment problems into actionable recommendations

• You are a fast learner and work well within a fast-paced risk management environment

• You actively help yourself (and others) to be successful

• You give and receive open, direct, and timely feedback

Benefits

• We see ourselves as “distributed first” but also have a beautiful office in Berlin where you can work

• We are flexible and cover whatever you need to be as productive as possible

• 30 days time off

• An open-minded and transparent culture that includes regular get together meetings (e.g. All Hands, Offsite)

We're looking for people with passion, grit and integrity. You're encouraged to apply even if your experience doesn't precisely match the job description. We welcome diverse perspectives and people who think out of the box and aren't afraid to challenge assumptions. Join us.