Underwriter/Account Executive - Fidelity and Crime

Be Here. Be Great. Working for a leader in the insurance industry means opportunity for you. Great American Insurance Group's member companies are subsidiaries of American Financial Group. We combine a "small company" culture where your ideas will be heard with "big company" expertise to help you succeed. With over 30 specialty and property and casualty operations, there are always opportunities here to learn and grow.At Great American, we value diversity and recognize the benefits gained when people from different cultures, backgrounds and experiences work collaboratively to achieve business results. We are intentionally focused on fostering an inclusive culture and know valuing diversity is an essential leadership quality. Our goal is to create a workplace where all employees feel included, empowered and enabled to perform at their best.Our Fidelity and Crime Division underwrites fidelity and crime policies throughout the U.S. for mercantile businesses, financial institutions, and governmental entities. Products include employee dishonesty, forgery, theft, computer fraud and Fine Art.https://www.greatamericaninsurancegroup.com/about-us/business-operations/division/fidelity-crimeWe are currently searching for an Underwriter/Account Executive to work hybrid out of our Richmond, VA office. The role of the underwriter is to market, underwrite and produce profitable Fidelity and Crime business in accordance with Company objectives and policies. This is a salaried position and not commissioned sales.Responsibilities• Has accountability for risk selection / rejection, pricing, retention, growth, and profitability (within scope of authority and per divisional objectives).• Develops and maintains effective business relationships with internal and external customers/coworkers to attract and retain profitable business.• Interacts with the producers/insureds, assists in marketing calls, and participates in underwriting/production calls.• Interprets, explains, and markets products and services.• Visits producers and principals, as well as attends industry or company events.• Uses independent judgment and initiative to support business goals.• Maintains a high level of customer service.• Receives and analyzes submissions and determines terms to offer (policy limits, deductibles, coverage options and conditions, etc.).• Prices business in accordance with company guidelines.• Assesses risk quality and compliance within company guidelines.• Makes recommendations on risks.• Enters, maintains, and monitors accounts using underwriting, analysis, and desktop systems.• Prepares effective internal and external communications on underwriting issues.• Applies underwriting rules and guidelines, rating manual rules, and insurance laws and regulations.• Performs other duties as assigned.Qualifications• Bachelor's degree preferred.• Generally, 0-3 years insurance underwriting experience.• Insurance carrier or broker experience in professional lines/crime is preferred but not required.• High level of organizational skills, ability to establish priorities and meet deadlines.• Strong negotiation skills.• Must be open to day and overnight travel up to 25% of the time, to visit producers and insureds.Business UnitFidelity / CrimeBenefitsCompensation varies by role, position level, and location. Individual pay is influenced by skills, education, training, certifications, experience, and the role's scope and complexity, along with business needs.We offer a competitive Total Rewards package, including medical, dental, and vision plans starting on day one, PTO, paid holidays, commuter benefits, an employee stock purchase plan, education reimbursement, paid parental leave/adoption assistance, and a 401(k) plan with company match. These benefits are available to eligible full-time and part-time employees.Your recruiter can provide more details about our total rewards and specific compensation ranges during the hiring process.