Credit Risk Underwriter

As a Credit Risk Underwriter at Jeeves, you will be responsible for underwriting commercial loans for both new and existing clients. This involves leveraging specialized software to assess credit applications and providing valuable insights for process efficiency. Your role will also entail evaluating new data sources in the Brazilian market and nurturing important relationships within your portfolio.

To excel as a Credit Risk Underwriter at Jeeves, candidates should possess at least 7 years of experience in credit underwriting, particularly within the commercial credit risk landscape in Brazil. Additionally, a solid understanding of risk models, exceptional communication skills in English, and the ability to research borrowers effectively are critical qualifications for this role.

Essential skills for a Credit Risk Underwriter at Jeeves include strong analytical abilities to assess credit applications, excellent written and verbal communication skills in English, and exceptional interpersonal skills to cultivate internal and external relationships. Familiarity with corporate credit cards and payments will also be beneficial in this role.

Jeeves is an innovative fintech company recognized globally for its dynamic solutions in financial operations. Working as a Credit Risk Underwriter here means being part of a diverse and supportive team passionate about growth and excellence. The opportunity to work in a hybrid role provides the best of both worlds—collaboration in our São Paulo office and flexible remote work.

At Jeeves, Credit Risk Underwriters have ample opportunities for professional growth. The company fosters an environment of intellectual curiosity, encouraging team members to explore new methodologies and innovative strategies in credit risk assessment. With a focus on personal development and the chance to work closely with various teams, you'll be set for a rewarding career path.

It's important to provide specific examples from your past roles that showcase your expertise in credit underwriting in Brazil. Mention particular projects, risk assessments, or client interactions that illustrate your understanding of the market and your specific contributions.

Discuss your process for gathering necessary financial data, analyzing credit reports, and any models or tools you use for risk assessment. It's vital to demonstrate your analytical skills and attention to detail when explaining your methodology.

Mention specific strategies such as regular communication, understanding client needs, and being responsive to issues. Emphasize the importance of trust and transparency in building lasting relationships.

Discuss your methods for keeping up-to-date with industry news, such as following relevant financial publications, attending seminars, and networking with other professionals. Highlight your proactive approach to continuous learning.

Share a specific example where you identified a bottleneck in the underwriting process, what steps you took to address it, and the outcome of your efforts. This shows your commitment to process improvement and innovation.

Reflect on current economic conditions, regulatory changes, and evolving customer needs. Demonstrating awareness of industry challenges shows your informed perspective and ability to adapt.

Provide a detailed account of the situation and the factors you weighed in your decision-making process. Highlight the importance of balancing risk and the potential for client growth.

Discuss your approach to critically analyzing financial documents, validating information against industry benchmarks, and seeking clarifications from clients as necessary to ensure accuracy.

Provide an overview of any credit scoring models you've used in the past, your proficiency with them, and how you've applied this knowledge in your decision-making process.

Speak about qualities such as analytical thinking, attention to detail, strong communication skills, and the ability to work collaboratively. Illustrate how these traits have shaped your success in prior roles.