Senior Accountant

About Ladder 

We saw a problem within the life insurance industry: getting covered took too long, involved too much paperwork, and required too many in-person meetings with sales agents. Having lost his father at a young age, our CEO, Jamie, was determined to make it easier for people to get the coverage they needed to provide for their families. So, we got to work. We developed a method of real-time underwriting and, in doing so, reduced the months-long process of applying for life insurance to minutes. Our digital experience is quick (instant decisions!), loved by users (check out our Trustpilot or Google reviews), and prolific ($60 billion+ in coverage provided).

About the role 

Ladder is seeking a talented Senior Accountant to join our exceptional Finance team. The Senior Accountant will report to the Director of Accounting and will work closely with other team members within Finance and around the company. Our Finance team is responsible for all aspects of the monthly close process, financial and management reporting, managing audits, and supporting the business. The ideal candidate is well-rounded and has the ability to interact with all levels of management and operate effectively in a rapidly scaling, dynamic environment.

We are looking for someone who is organized, self-motivated, has excellent problem-solving skills, and enjoys working with people in a challenging and fast-paced environment. In this role, you will have the opportunity to drive innovation within the accounting function and help build out the accounting function.

How you'll make a difference

• Focus on the month-end close process, reconciliations, bordereau reporting to carriers and reinsurers, and related reporting and disclosures
• Prepare journal entries and account reconciliations to ensure the integrity of account balances
• Analyze flux of revenue and expense related accounts for month-end close reporting
• Prepare intercompany eliminations and cash settlement request
• Help monitor ASC 606 - Revenue, ASC 842 - Leases, software capitalization, and other guidance
• Identify operational inefficiencies and areas for improvement, formulate and take action on recommendations in order to scale effectively
• Assist with new standard implementations and contractual agreements: draft implementation memos and implement accounting for the transaction based upon the memo
• Maintain accounting compliance by understanding current and proposed US GAAP regulations and Statutory accounting guidance and recommending new procedures especially those related to Insurance industry standards
• Prepare internal and external PBCs and work with external consultants and accounting firms on financial, statutory, and tax audits
• Take part in various ad hoc projects and analyses and Finance projects and initiatives as required
• Ability to travel, if needed

Who you are

• Bachelor’s degree in Accounting, Finance or equivalent
• Relevant industry experience or Public accounting, CPA preferred
• 3+ years of accounting experience
• Advanced Strong Excel skills and ability to work with large data sets.
• Strong understanding of accounting processes and controls preferred
• Strong knowledge of and experience working with ASC 606 accounting and Statutory accounting requirements preferred
• Proven ability to work both independently and collaboratively with the ability to effectively interact with and influence various functional groups throughout the company
• Excellent verbal and written communication skills across levels
• Accountable and takes ownership of solving problems and delivering high-quality, timely output on assignments, 
• Comfortable in a dynamic and fast-moving organization
• SQL and Tableau experience is preferred
• Familiarity with ERP systems, such as Netsuite, preferred

What we offer

Whether you work in our beautiful office in Palo Alto or remotely, Ladder is highly collaborative and fun. To support you in your role, we offer fantastic perks and benefits that reflect our mission of care and support, including:

• Excellent medical, dental, and vision coverage | We offer competitive healthcare, dental and vision plans for you and your family.
• Flexible paid time off | Take the time that you need to rest and recharge, including our week-long winter holiday closure. 
• Stock options | We offer competitive stock option packages to participate in the success of building Ladder, including an extended option exercise window of 7 years after two years with Ladder.
• A rewarding 401k match program | We'll match up to 4% of your contributions as you save for your retirement goals.
• Ladder Fit Program | Your health matters. That’s why Ladder provides a monthly reimbursement for wellness-related expenses.
• Commuter benefits | When you work from the office, you will receive pre-tax benefits for your commute and free parking.
• A stocked, beautiful new office | Located in downtown Palo Alto, our office was specifically designed to accommodate all working styles. We've invested in technology to support our hybrid team, plus we provide office snacks and daily catered lunches so that team members can work well and have fun together.
• Paid parental leave | We think it's crucial that new parents have time to adjust to their new lives without worrying about work. For birthing parents, they are eligible for 6-8 weeks post delivery recovery. Afterwards, all parents inclusive of birthing, adoption, or fostering are eligible for ten weeks of paid baby bonding with a gentle phase-back program, where parents can return to work on a reduced schedule for the first month at full pay.
• Work-from-home flexibility and support | We recognize that everyone's home life is different and support remote and hybrid work. Upon joining, we provide a one-time remote office stipend for all team members and then a monthly stipend to cover WFH costs such as the internet.
• Fun company-wide events | Whether we work locally or remotely, we genuinely enjoy spending time together. That’s why we plan fun virtual and in-person events to let loose and laugh.

The base pay range targeted for this position is $92,000 - $123,600 per year. Base pay is determined by market location and may vary depending on job-related knowledge, skills, and experience. This role is eligible for equity and benefits as shared above. 

Ladder is building a diverse team of talented and enthusiastic people. We are an equal opportunity workplace. At Ladder, differences are celebrated and supported to benefit our people, product, and community. Let us know why you're interested in this position and what unique contributions you can make to the Ladder team. We look forward to hearing from you.