As a Product Manager at OnePay, your primary responsibilities will include defining and driving the roadmap for systems related to ledgering, balance management, and processing. You'll write detailed product specifications, manage cross-functional initiatives across payment rails, and collaborate closely with various teams to design scalable financial systems.

To qualify for the Product Manager position at OnePay, you should have at least 7 years of experience in finance, fintech, or the payments domain. A deep understanding of money movement, ledgers, and payment networks is essential. Moreover, strong communication and collaboration skills will be key as you work with cross-functional teams.

At OnePay, we offer a competitive salary, stock options, and health benefits starting from Day 1. Our employees enjoy a 401(k) plan with company match, flexible time off, and a remote-friendly environment. We are dedicated to fostering a high-growth, inclusive culture that encourages personal and professional growth.

The interview process at OnePay for the Product Manager role typically consists of an initial interview with a Talent Partner, followed by technical or hiring manager interviews, a team interview, and finally an executive interview before an offer is extended. We ensure a thorough assessment to find the right fit for our team.

The estimated annual base salary for the Product Manager position at OnePay ranges from $170,000 to $220,000, depending on the level of expertise, complexity, responsibility, and specific job requirements. Specific compensation discussions can be addressed during the interview process.

To define the product roadmap for core banking systems, I would first conduct thorough market research and gather user feedback to identify pain points. Collaborating with cross-functional teams would be key to ensure all perspectives are considered, establishing clear priorities and timelines based on user needs and business goals.

Sure! I managed a digital payment platform that involved various payment methods, including credit and ACH transfers. I collaborated closely with engineering and compliance teams to ensure seamless integration and adherence to regulations, focusing on user experience and security.

I approach conflicts by maintaining open lines of communication and actively listening to all viewpoints. I focus on common goals and work towards finding a solution that meets both the project's and team's needs, fostering collaboration and building consensus.

In my previous role, I was responsible for overseeing transactional systems that processed millions of payments monthly. I designed and implemented reconciliation processes to ensure accuracy and timeliness in reporting, addressing discrepancies quickly to maintain stakeholder confidence.

In a collaborative environment, I prioritize features based on a combination of user feedback, business impact, and technical feasibility. I ensure to involve stakeholders in the discussion to align on priorities and keep everyone informed through clear communication.

Payment rails such as ACH and wire transfers are crucial for money movement. ACH is usually used for scheduled or recurring transactions, providing a cost-effective solution, while wire transfers are preferred for immediate transactions, providing faster fund availability.

To ensure scalability, I focus on developing systems that can handle increasing user demand without compromising performance. This includes working closely with engineering to employ cloud solutions, optimizing database management, and implementing robust testing protocols.

Ownership in product management to me means being accountable for all aspects of the product lifecycle—from inception to delivery. It involves taking initiative, being proactive in problem-solving, and ensuring that all elements align with the company’s mission and goals.

In case of a product failure, I would analyze the issue to identify root causes, gather team insights, and communicate transparently with all stakeholders. My focus would be on learning from the situation and implementing corrective measures to prevent future occurrences.

I stay updated on fintech trends by reading industry publications, attending webinars and conferences, and actively engaging in professional groups on platforms like LinkedIn. Networking with industry professionals also provides valuable insights and emerging trends.